Centralized Underwriter remote type Hybrid locations South Bend, Indiana 46601 - Corporate time type Full time job requisition id R-100520 Job Description: Position Summary: The Centralized Underwriter is responsible for reviewing and evaluating all consumer loan applications to determine risk levels and formulate credit decisions. The incumbent will apply underwriting principles and guidelines to make informed decisions and manage risk effectively to formulate credit decisions for consumer loan applications. Primary Responsibilities and Duties: - Review, analyze and evaluate loan applications for completeness and accuracy utilizing departmental policies and strategies. - Assess risk factors associated with applicants and determine eligibility for credit to protect credit union assets. - Collaborate with branch employees to gather additional information as needed. - Responsible for making sound lending decisions based upon Everwise’s underwriting and documentation requirements. - Communicate underwriting decisions to the originating loan officer and provide rationale on credit decisions when necessary. - Personal lending limit may vary according to experience, quality of loan decisions, and product type. - Responsible for maintaining a professional relationship with Retail Branches and MCC team by providing prompt, courteous, and quality service. - Ensure compliance with company policies, regulatory requirements and accountable for understanding and applying government laws and regulations and Everwise’s policies and procedures relating to the Anti-Money Laundering Regulations including but not limited to the Bank Secrecy Act (BSA), US PATRIOT ACT and OFAC. - Assumes additional responsibilities as necessary for the growth and advancement of the credit union. Knowledge/Skills: - Ability to comprehend detailed instructions. - Strong analytical and problem-solving skills - Excellent communication and interpersonal skills - Ability to work well with others in a team environment. - Proficient in Microsoft Office Suite - Strong organizational, prioritization and time management skills. Ability to perform efficiently while working under deadlines and time constraints. Minimum Requirements: - High School diploma or GED - 3+ years lending and/or financial experience required - Variability of shifts may include weekday, evening or weekend hours. - Hybrid position with expectation to work in office a minimum of 1 day per week. Everwise is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Role Description At Equitable, we believe great things happen when we work together. We’re a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If you’re passionate about making a difference and growing your career in an inclusive and collaborative environment, we’d love to hear from you. The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable's success. Work Arrangements: - You will work from your home office 100% of the time. - You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. - Sales related roles may be required to travel based on the assignment. What you’ll do: - Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors. - Consistently provide a superior quality of work. - Manage volumes of daily work independently to ensure service standards are met. - Provide a first-class client experience. - Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification. - Contribute to continuous enhancement of underwriting processes and procedures. - Provide mentorship to other underwriters, offering guidance and sharing your expertise. Qualifications - Superior technical knowledge in medical, financial, and non-medical underwriting. - Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities. - Excellent analytical and problem-solving abilities. - Strong reinsurance relationships with excellent negotiation skills. - Strong communication skills, written and verbal. - Excellent relationship skills – proactive and service-oriented is key! - 3+ years of demonstrated professional experience as a Life and Critical Illness Underwriter. - FLMI / FALU designation or currently working towards. - Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends. - Good knowledge of MS Office Suite. Benefits - Career Growth: Regular learning sessions and development opportunities. - Total Rewards: Incentive pay, annual salary reviews, employer-paid benefits and pension matching. - Time Away: Competitive vacation plus one paid volunteer day each year. - Flexibility: Healthy work-life balance with employee wellness always top of mind, complemented by a “dress for your day” approach. Company Description At Equitable, we’re committed to fair pay and an inclusive, accessible hiring experience. If you need accommodations or alternative formats at any stage, just reach out to us at careers@equitable.ca. We’re happy to help. Your base pay will be based on your skills, qualifications, experience and education. In addition to your salary, this role is eligible for a discretionary annual incentive award tied to business performance, plus a wide range of competitive benefits. If you’re selected to move forward, our Talent Acquisition team will walk you through all the details of our total rewards program, so you know exactly what’s included. Reports To: Director, Individual Underwriting Operations Department: Individual Insurance Term: Permanent Full-Time This position is open and we are excited to find the right person to join our team. As part of the recruitment process, you will need to go through background screening, as per our company policy. #LI-Remote

Overview Our organization is expanding and we are seeking detail-oriented individuals to join our team as Experience Planning Coordinator. In this role, you will assist with organizing travel arrangements, reviewing itinerary components, and supporting clients throughout the preparation of their upcoming trips. This opportunity is well suited for individuals who enjoy coordinating logistics, communicating clearly with clients, and contributing to well-organized travel experiences within a flexible remote environment. Key Responsibilities - Support travelers by helping organize trip details based on their destination interests and timelines - Review available lodging, transportation, and activity options using approved booking resources - Provide accurate planning information that helps clients move forward confidently with their arrangements - Respond to planning inquiries through email, phone conversations, and online messaging platforms - Assist with confirming reservations and addressing itinerary adjustments when needed - Keep client files updated and ensure planning records remain accurate and complete - Take part in onboarding sessions and ongoing development opportunities provided by the team Opportunity Benefits - Flexible scheduling designed to support a remote workflow - Access to guided onboarding and continued educational resources - Eligibility for supplier incentive programs and travel-related perks - A supportive team setting that encourages collaboration and professional growth - Practical experience coordinating travel-related planning services Candidate Qualifications - Effective communication skills in both written and verbal formats - Strong organizational habits with the ability to manage multiple planning tasks - Comfort navigating web-based systems and everyday computer applications - Dependable internet access required - Applicants must be at least 18 years old - Must be legally authorized to work in the United States, United Kingdom, Mexico, Australia, or Spain

• Recommend and implement analytical solutions, metrics, and reporting to advance the LCI analytical and reporting capabilities to support decision making. • Oversee the collection, formulation and monitoring of key performance metrics and data sources such as utilization and unit rate data, external data warehouses, and more that is relevant to the operation of Lakeland Care. • Manage monthly analysis of metrics to identify variances and trends. • Assist in financial reporting and conduct various analytical assignments as needed. • Collaborate with management to integrate analysis and provide accurate, relevant, timely, and complete business and fiscal intelligence to organizational decision makers. • Assist with the development of financial projections and build financial models. • Contribute to the Business Plan, RFP, and other similar narratives and analyses. • Identify trends in financial performance and provide recommendations for improvement. • Perform research, analysis, and other duties as required. • Work with data source providers and technology teams to ensure that key decision data is accurate, relevant, timely, and complete. • Synthesize and structure data to support data functions throughout the organization. • Exhibit responsibility, resiliency and sound judgement when dealing with organizational challenges. • Collaborate and serve as cross-functional resource to deliver root cause analysis and address key business drivers. • Contribute to ensuring compliance with financial guidelines, company policies, and relevant legal regulations. • Write and revise policies and procedures as needed.