Role Description We are hiring a remote Final QC Due Diligence Underwriter (Credit & Compliance) to support secondary market final mortgage loan review projects. In this role, you will perform final quality control reviews on loans completed by Due Diligence Underwriters and ensure each file is accurate, compliant, and aligned with investor and regulatory guidelines. - Perform post-reunderwrite final QC reviews on loans underwritten by due diligence underwriters, including credit, compliance, collateral, and data integrity. - Identify, document, and resolve discrepancies, errors, and missing documentation within the loan file. - Ensure adherence to investor, agency, and regulatory guidelines, with an emphasis on TRID compliance. - Provide clear, concise feedback to underwriters and escalate critical issues as needed. - Collaborate with audit and compliance partners to support continuous improvement. This is an internal final QC role auditing peer work after reunderwrite, acting as the last quality gate in the due diligence process. The work is very manual, and you’re expected to troubleshoot and fix issues in the loan file. For example, you should be comfortable reading a ComplianceEase-style compliance report, identifying the specific failure(s), knowing exactly where to locate the issue in the file, and correcting it. Qualifications - 5+ years of mortgage experience in a secondary market due diligence underwriting environment. - 2+ years of experience performing due diligence QC reviews. - Experience performing final QC audits of peer due diligence underwrites (post-reunderwrite). - Strong knowledge of agency guidelines (Fannie Mae, Freddie Mac) plus FHA/VA and Non-QM products. - Strong compliance knowledge with an emphasis on TRID. - Hands-on experience with Laura Mac and Encompass. - Must be doing the Due diligence QC Final review in your most recent position. - Strong written and verbal communication skills. Requirements - Location eligibility: Remote within the Mainland U.S. (excluding CA, NV, and NY). Compensation - $40.00–$48.00 per hour (based on experience and meeting requirements). Additional Information Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Benefits: - 401(k) matching - Competitive salary - Dental insurance - Health insurance - Opportunity for advancement - Paid time off - Training & development - Vision insurance Position Summary The Director of Finance is responsible for leading financial operations, reporting infrastructure, and acquisition financial integration across a multi-company MEP holding platform. This role ensures financial consistency, operational visibility, and disciplined financial planning across all operating companies. The Director of Finance partners closely with the CFO, COO, CAO, and Operating Company General Managers to drive financial transparency, support acquisition due diligence, and build scalable financial systems that enable growth through both organic expansion and acquisitions. Essential Duties and Responsibilities The essential functions include, but are not limited to the following: Financial Reporting & Consolidation - Oversee monthly, quarterly, and annual financial reporting across all operating companies. - Lead consolidated financial reporting for the Holdco entity. - Ensure financial statements comply with GAAP and lender requirements. - Standardized chart of accounts across operating companies. - Produce board-level reporting packages including consolidated P&L, EBITDA reporting, margin analysis, and cash flow reporting. Financial Planning & Analysis (FP&A) - Lead enterprise budgeting and forecasting processes. - Produce monthly variance analysis against budgets. - Build operational dashboards including revenue trends, technician productivity, gross profit by division, marketing ROI, and labor utilization. - Develop rolling 12-month forecasts and strategic financial models. M&A Financial Responsibilities - Acquisition Financial Due Diligence - Analyze acquisition targets including revenue quality, customer concentration, margin stability, backlog, fleet costs, labor productivity, and working capital requirements. - Support Quality of Earnings analysis and EBITDA normalization adjustments. - Identify financial risks and integration requirements. Deal Modeling - Build acquisition financial models including purchase price analysis, ROI projections, EBITDA contribution forecasts, debt service modeling, and capital structure sensitivity analysis. - Evaluate IRR, payback periods, and return on invested capital. Acquisition Integration - Lead post-acquisition financial integration including accounting systems, chart of accounts alignment, and reporting standardization. - Oversee transfer of vendor accounts. - Support Day 1, Day 30, and Day 90 integration milestones. Cash Flow & Working Capital Management - Monitor cash flow across operating companies. - Improve working capital through AR management, inventory oversight, and vendor payment strategies. - Operational Financial Support - Support operating companies through job costing analysis, pricing support, fleet cost management, and departmental profitability reporting. Systems & Financial Infrastructure - Oversee accounting platforms, ERP integrations, financial dashboards, and reporting systems. - Standardize financial processes across the enterprise. - Internal Controls & Compliance - Ensure proper internal financial controls. - Support audits, tax coordination, and lender reporting compliance. Requirements Qualifications - Bachelor’s degree in finance, Accounting, or Business Administration required; MBA preferred. - CPA, CMA, or CFA designation strongly preferred. - 8–12+ years of progressive financial leadership experience, ideally in construction/MEP/HVAC or related industries. - Demonstrated success managing multi-entity financials (Holdco or PE-backed experience a plus). - Strong knowledge of GAAP, internal controls, and financial systems (ERP, FieldEdge, ServiceTitan, NetSuite, QuickBooks). - Exceptional leadership, strategic thinking, and communication skills. Physical Demands and Work Environment · Sit for prolonged periods of time. · Repetitive Movements i.e. typing and mouse use. · Prolonged screen viewing. · Lifting up to 25 pounds. This is a remote position.

• Build and maintain BU dashboards and board reporting packages in Syft • Prepare monthly variance analysis (MoM and Budget vs. Actual) for GM reviews • Partner with GMs to understand their reporting needs and business drivers • Investigate and explain revenue, expense, and margin variances • Translate financial data into clear business insights for non-finance stakeholders • Support ad-hoc analysis requests from business units • Support Assistant Controller on assigned reconciliations and close tasks • Own deferred revenue recognition across SaaS products • Prepare journal entries, accruals, and account reconciliations for review • Analyze account balances and proactively investigate discrepancies • Coordinate intercompany and cross-BU transactions • Ensure assigned close tasks are completed accurately and on schedule • Own Ramp expense reporting, categorization, and trend analysis • Review expense coding for accuracy and consistency across BUs • Monitor expense trends and flag anomalies or policy issues proactively • Maintain reporting dashboards and BU-level financial templates • Ensure data integrity between accounting systems and reporting outputs • Improve workflows between QuickBooks, Ramp, Syft, and other platforms • Identify opportunities to streamline reporting and close processes • Document financial processes and improve cross-functional workflows • Strengthen controls and data quality across systems • Support audit preparation and financial controls documentation

The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! SUMMARY/OBJECTIVES Functions include underwriting residential mortgage loans to ensure loans meet the guidelines of applicable insuring and guaranteeing agencies, investors, and SouthState Bank; utilizing applicable Automated Underwriting Systems; and reviewing information to detect fraud. Ensures compliance with SouthState Bank Corporate Code of Conduct and Ethics and other operating procedures. May supervise a team of underwriters. ESSENTIAL FUNCTIONS - Underwrites residential first mortgage loans within assigned lending authority according to applicable guidelines of insuring and guaranteeing agencies, secondary market investors, and/or SouthState Bank credit policies. - Examines documentation provided by borrowers and third-party verification sources for validity and compliance with AUS findings and/or manual underwriting standards. - Reviews property appraisals to ensure collateral acceptability in accordance with corporate, agency and investor standards. - Reviews fraud reports and conditions loans appropriately for resolution of issues. - Issues loan approvals, reviews and clears underwriting conditions - Issues loan denials and forwards for second review/or - Responds to questions from Mortgage Loan Officers, Mortgage Processors, Closers, and others regarding underwriting decisions and/or conditions and/or general policy and scenario questions. - Performs second reviews of denied loans - Updates Loan Origination System and Automated Underwriting Systems - Mortgage Loan Underwriter Senior can underwrite multiple loan types and/or loans with highly complex income and loan scenarios using AUS findings or manual underwriting processes. Serves as an expert resource to other underwriters, sales partners, and others outside the mortgage division for consultation on complex income and loan scenarios, appraisals, and other mortgage underwriting topics within designated specialty area of underwriting. - Accepts and performs other duties as deemed to be essential. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. COMPETENCIES - Interpersonal Relationships – Maintains stable performance and emotional control when faced with opposition and pressure from others and/or stressful conditions - Communication – Asks questions as necessary for clarification purposes; keeps others accurately informed; handles all communication in a timely manner; keeps communications confidential; communicates good and bad news in a professional manner; explains decisions and considers additional information presented by Mortgage Loan Officers or others. - Attention to Detail – Provides accurate and consistent paperwork, is thorough in accomplishing tasks, monitors and checks work or information - Collaboration – Develops cooperation and teamwork while participating in a group of people, working toward the same solutions to benefit all involved parties - Planning and Organization – Organizes time and resources efficiently; manages multiple tasks; meets deadlines consistently - Customer Centric – Considers the impact on internal and external customers when carrying out one’s own job tasks. Demonstrates appropriate sense of urgency and responds to situations requiring special attention or action to meet customer needs. - Reliability - Completes all assigned tasks on time and with minimal supervision; is punctual, present for work and accessible; fulfills commitments made to co-workers and supervisor; informs appropriate individuals when assigned tasks will not be completed in agreed upon time frame. - Complex problem solving – Analyzes loan scenarios, underwriting guidelines, customer financial factors involving substantial complexity and finds solutions in the best interest of all involved. Qualifications, Education, and Certification Requirements - Education: Bachelor’s degree or equivalent work experience - Experience: 10 - 12 years in the mortgage industry; 7 - 9 years underwriting experience - Certifications/Specific Knowledge: Must be able to multi-task; good computer, organizational and customer service skills; accurate typing, spelling and grammar skills. Must be able to work in a team environment. #LI-REMOTE In accordance with Colorado law: Colorado pay for this position is anticipated to be between $74,400.00 - $118,848.00 , actual offers to be determined based on applicant’s skills, experience and education. While the anticipated deadline for the job posting is 05-09-2026, we encourage you to submit your application as we may still consider qualified candidates beyond this date. Benefits | SouthState Careers Equal Opportunity Employer, including disabled/veterans.