Sr. Mortgage Underwriter (Vice President) - Remote Based Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs. Morgan Stanley Home Loans is expanding its retail Mortgage Lending Division. We are looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business. Morgan Stanley Private Bank National Association is seeking an experienced, positive and motivated individual to join our Home Loans underwriting team. The successful candidate will possess a combination of deal structuring and underwriting skills and experience underwriting mortgage loans for sophisticated borrowers with complex income streams. Our Sr. Mortgage Underwriters are responsible for analyzing clients’ financial background and making lending decisions. Location: This is a REMOTE based opportunity Position Responsibilities - Underwrite and analyze multifaceted mortgage loans for high net-worth clients within delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite - Proactively and effectively manage and maintain a pipeline of complex transactions - Provide guidance as related to complex income scenarios to partners and junior team members - Perform complicated income, business financial statement and tax return analysis - Assist in identifying or recommending alternative loan solutions - Provide onboarding and training to new team members Qualifications - Private bank lending experience, business relationship management or commercial credit analysis experience including providing business financing - Minimum 10 years’ experience credit analysis and underwriting for high net-worth individuals - Experience underwriting non-conforming loans - Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts - Experience in pipeline management - College degree preferred or equivalent experience, advance degree a plus Skills/Abilities - Ability to comprehend business financial statements and personal and business tax returns - Advanced verbal and written communication skills, including ability to articulate a borrower’s financial profile and associated risks - Superior knowledge of underwriting and credit risk principles - Ability to recognize, mitigate and escalate risks where appropriate - Experience with structured credit transactions including terms, covenants, etc. and impact to mortgage product - Ability to communicate effectively with senior leadership and partners - Ability to review and understand high value property appraisals and title review, including entity vesting - Ability to structure and re-structure complex loan scenarios - Complex self-employed income analysis and cash flow expertise - Ability to partner and collaborate within a deal team (comprising of Mortgage Consultants, Relationship Managers, Loan Processors, Private Bankers and Financial Advisors) - Comfortability in communicating with CPAs, CFOs, Business Managers, etc. - Experience with wealth management clients - Extraordinary client service aptitude - Meticulous follow-up and follow through - Ability to work under tight timelines - Excellent attention to detail WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences. For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.

• Collaborate with leadership, PMs, and finance stakeholders to develop and implement the product roadmap for Zip, Coupa, Workiva, NetSuite, and other financial applications, fostering a positive work environment. • Document and analyze current Procure-to-Pay (Coupa and Zip) business processes, conduct fit/gap analyses, and translate business needs into technical solutions. • Own platform management, including technical debt reduction, release upgrade coordination, and issue resolution for Zip, Coupa, Ironclad, NetSuite, and other finance platforms. • Proactively explore and implement new capabilities within the Procure-to-Pay systems space. • Work strategically with business teams to translate needs into scalable, secure solutions that meet business needs across Procurement, Accounts Payable, and Accounting to support Reddit’s growth. • Drive complex project execution through effective task allocation, milestone tracking, and cross-functional collaboration. • Demonstrate the ability to consistently meet critical deadlines and prioritize the simultaneous delivery of multiple, high-priority projects in a fast-paced environment. • Manage vendor relationships to ensure optimal system performance and product utilization. • Quickly learn new technologies, develop creative solutions, and communicate effectively with both technical and non-technical audiences. • Lead major cross-functional initiatives and projects, including system implementations, operational improvements, and new product rollouts. • Create product management artifacts - Functional Specifications, Data Flow Diagrams and Business Process Mapping Diagrams • Identify and Design scalable solutions in Zip, NetSuite, and other applications, including customizations, workflows, automations, integrations and reporting solutions • Collaborate with business system analysts and engineers across multiple teams to develop and implement automations and technical solutions • Develop and execute test plans for identified features, lead integration and user acceptance testing with cross-functional teams • Troubleshoot and fix production issues, prioritizing them against the existing backlog based on severity and impact • Support key month-end and quarter-end close processes, providing hands-on assistance as needed. • Conduct solution walkthroughs, application demos and user training sessions • Support change management documentation including runbooks • Ensure SOX compliance by working with internal and external auditors on technical walkthroughs and system controls.

Role Description Bist du bereit, deine Karriere in der aufregenden Welt der Investmentfonds zu starten? Bei hpr-finanzen GmbH, einem angesehenen Unternehmen in der Bankenbranche, suchen wir nach talentierten Bankkauffrauen und Bankkaufmännern, die sich auf Investmentfonds spezialisieren möchten. Unser Team legt großen Wert auf eine offene und kollegiale Arbeitsatmosphäre, in der du deine Fähigkeiten weiterentwickeln und vertiefen kannst. Mit deiner Leidenschaft für Finanzmärkte und deinem Gespür für Kundenberatung wirst du bei uns nicht nur Teil eines dynamischen Teams, sondern auch aktiv an der Gestaltung der Zukunft unserer Kunden beteiligt sein. Wenn du gerne mit Zahlen jonglierst und ein Faible für Investments hast, ist hpr-finanzen GmbH der perfekte Ort für dich, um deine beruflichen Ziele zu erreichen. Mach den nächsten Schritt und werde Teil unseres engagierten Teams! - Kunden zu verschiedenen Investmentfonds beraten und passende Anlagestrategien entwickeln. - Marktanalyse durchführen, um fundierte Anlageentscheidungen zu treffen. - Investmentfondsprodukte verwalten und deren Performance regelmäßig überwachen. - Unterstützung bei der Erstellung von Finanzberichten und Präsentationen für Kunden. - Eng mit anderen Abteilungen zusammenarbeiten, um umfassende Finanzlösungen anzubieten. Qualifications - Bankkauffrau mit Fondsaffinität und bereits en 34f zu erwerben. Application Bewerbung bitte gerne per eMail.

• Act as a chief-of-staff–style partner to senior executives, managing day-to-day operations, follow-ups, and priority execution • Maintain and actively manage executive calendars, meeting agendas, decision logs, and action-item tracking • Prepare executives for meetings by coordinating briefings, financial summaries, approvals, and background materials • Track and manage financial actions, including budget requests, funding documents, justifications, and approval packages • Ensure all required documentation is completed, routed, approved, and archived to enable timely next steps • Serve as the coordination hub between leadership, finance, contracting, legal, program teams, and external stakeholders • Monitor deadlines, dependencies, and deliverables to ensure schedules are met and risks are surfaced early • Develop and maintain dashboards, trackers, and reports that provide clear visibility into financial status, actions, and decisions • Support compliance with federal regulations, internal controls, and organizational policies • Anticipate executive needs, resolve bottlenecks, and proactively drive issues to closure • Operate with minimal guidance while balancing multiple priorities in a fast-paced, mission-driven environment