• Analyze and explain national and state medical cost trends using various data sources. • Build strong partnerships with Finance, Actuarial, Market, and Compliance leaders. • Develop new reports, exhibits, and presentations for recurring internal and external meetings. • Stay informed about economic, demographic, and regulatory factors that influence Aetna’s costs. • Support enterprise initiatives aimed at reducing medical cost pressures. • Use tools like SQL, GCP, VBA, R, SmartView, ThoughtSpot, and Microsoft Office to improve reporting and processes. • Help implement new technologies, including the ADAM cloud platform and daily claims data tools. • Present complex data in a clear, executive‑friendly way to senior leaders.

You desire impactful work. You’re RGA ready RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all. Position Overview A leader within a high performing group that focused on model development, maintenance, and governance for a wide range of US and international products underlying RGA’s Traditional and Non-Traditional reinsurance treaties. Traditional products include Life insurance, Term insurance and Universal Life Insurance. Non-traditional products include Variable and Fixed Annuities, Fixed Index Annuities, SPIAs, and Longevity Swaps. The focus of this role is on the asset modelling and asset-liability interaction components of RGA’s models, ensuring seamless integration with liability product modeling and regulatory requirements for reporting and planning. This role supports the quality, usefulness, and reliability of valuation models as they move through their lifecycle. It also includes some elements of production and analysis of results, including LDTI and Statutory reserves, Tax, Solvency II, ORSA, Cash Flow Testing, Economic Capital, Embedded Value, plan, and management analysis requests. Communication with key executives at RGA along with maintaining excellent relationships with Valuation and Financial teams are components of the role. Responsibilities - Leads modeling projects within the Prophet ALS library, including updates for modeling new asset classes, enhancements to support valuation requirements, regulatory changes, and library upgrades. - Supports broader modeling projects including onboarding of new treaties, model enhancements, regulatory changes, governance and transparency capabilities, and metrics to support financial reporting. - Ensures models are compliant with statutory, Tax, and GAAP regulations for traditional and non-traditional business, including documentation. - Adheres to and drives improvements to the standard model governance and documentation framework. - Develops expertise across all aspects of models and acts as a go-to resource for troubleshooting and answering questions coming from the reporting/analysis teams on model characteristics and behavior. - Provides oversight and direction to junior actuarial/financial associates in the department. May perform supervisory duties including, but not limited to, hiring, training, evaluating, coaching, and disciplining direct reports. Fosters a positive and engaged work environment. Mentors associates and gives guidance on associate development. - Provides ongoing support to RGA’s global actuarial projects. - Serves as a liaison with other lines of business and company functions/departments to promote improvement in valuation and financial analysis for assigned business. - Performs valuation work and ad-hoc department projects as needed and called upon. - Maintains regular and predictable attendance. - Performs other duties as required. Requirements - Bachelor’s degree in Math, Finance, Actuarial Sciences, Statistics, or related field - FSA accreditation or equivalent - Experience in modeling non-traditional products such as deferred annuities, payout annuities, pension risk transfer, stable value wrap, and LTC, including reinsurance of these products. - Experience in modeling various asset security classes including but not limited to fixed income, structured securities, private placements, commercial mortgages, derivatives, equity. - 7+ years of actuarial experience in life insurance/reinsurance - 7 + Experience with open actuarial valuation or projection models, including Prophet, MoSes, MG-ALFA, Algo FM, or equivalent. - Prophet proficiency is an important asset: - Expertise with Prophet Professional with experience using liability (US360) and ALS libraries, reviewing, and developing products and running and debugging model runs. - Experience with Prophet Enterprise in setup and running models. - Advanced PC and technical skills, including database applications (Access, Oracle, SQL, VBA, or equivalent technology), spreadsheets, or statistical programs. - Highly advanced ability to model various insurance products and reinsurance structures. - Demonstrated knowledge of life insurance, longevity, institutional and/or annuity products - Expert knowledge of GAAP, Statutory, and Tax valuation and financial reporting. - Highly advanced oral and written communication skills, demonstrating the ability to convey business terminology that is meaningful and well received by all stakeholders, including customers and associates. - Highly advanced interpersonal skills, demonstrating the ability to work effectively with different disciplines, including pricing, investments, accounting, systems, and administration. - Highly advanced project management skills. Demonstrates an ability to evaluate project objectives and scope for feasibility and understanding. - Highly advanced ability to translate business needs and problems into viable/accepted solutions. - Highly advanced ability to manage multiple projects and/or teams simultaneously. - Highly advanced ability to consult with individuals across a wide variety of operational, functional, and technical disciplines. - Highly advanced persuasion and negotiation skills when working with internal/external customers. - Highly advanced analytical and critical thinking skills - Ability to balance detail with departmental goals/objectives. - Ability to work independently and to work well within a team environment and participate in department projects. Preferred - MAAA accreditation - CFA, PRMIA PRM, GARP FRM, or other such financial risk management designations - Prior management experience - Advanced experience with Prophet - Stochastic modeling and/or asset liability management experience - Experience with model unit testing and validations - Expert knowledge of local regulatory environments - Reinsurance industry and/or merger and acquisition experience - Highly advanced people management skills, demonstrating the ability to lead, mentor, and develop associates, including the ability to delegate key areas of responsibility. - Expertise in model governance practices, including model stewardship. - Reinsurance industry and product knowledge What you can expect from RGA: - Gain valuable knowledge from and experience with diverse, caring colleagues around the world. - Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. - Join the bright and creative minds of RGA, and experience vast, endless career potential. We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

• Analyze and forecast financial, economic, and business data to inform strategic and operational decisions. • Apply technical knowledge and industry insights to analyze and forecast financial and business data, develop and review actuarial models, and evaluate market trends for strategic business decisions. • Collaborate with stakeholders to understand business needs, identify issues, and resolve data anomalies. • Conduct root cause analysis and develop cost-effective solutions for data-related problems. • Demonstrate a comprehensive understanding of actuarial principles, standards of practice, and professional ethics. • Ensure data integrity by developing and implementing processes and controls for data management. • Establish metrics and provide data analyses to support business intelligence initiatives. • Evaluate industry, economic, financial, and market trends to project the organization’s financial and competitive position in the short, medium, and long term. • Exercise independent judgment and decision-making on complex issues related to actuarial duties.

Overview The Actuary leads the rate review process for multiple lines of business to achieve Farm Mutual business objectives. Responsibilities include competitor analysis, review of company and client (mutual) experience, assessment of industry trends, application of predictive modeling techniques, and ensuring compliance with regulatory requirements. These analyses help influence strategic direction. Grinnell Mutual has been recognized 14 years in a row for being one of Iowa's Top Workplaces, four years running as a national Top Workplace USA winner, and three years as an international Gallup Exceptional Workplace. Since 1976 Grinnell Mutual has been rated A (Excellent) or higher by AM Best. This position qualifies for our flexible workplace options. Work at our Grinnell, Iowa, headquarters or from a home office in any of the following states: Alabama, Arizona, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Texas, Virginia, Wisconsin, and Wyoming. Please note that candidates must be eligible to work in the U.S. without Grinnell Mutual sponsorship. Responsibilities - Reviews mutual experience by line of business and performs actuarial analyses including rate indications and relativity analysis. - Performs competitive analysis using competitor filings to support the development of marketable rating plans. - Develops and refines rating structures considering pricing competitiveness, systems impact, and regulatory requirements. - Develops new insurance products and innovates rating plans. - Analyzes product profitability and sensitivity to key assumptions, providing insights for pricing and underwriting. - Analyzes loss data and renders opinions to support premium growth and risk mitigation. - Assesses and quantifies financial, market, and operational risks. - Improves financial decision-making by developing models to evaluate financial implications of uncertain future events. - Presents rate proposals to management and collaborates on implementation of rate actions. - Provides actuarial support for filings, creates specifications for rate and methodology changes, and oversees regulatory filings, including certification. - Monitors statutes, regulations, and bulletins to determine pricing impacts and ensure compliance. - Uses data mining and predictive modeling techniques to identify patterns and relationships. - Analyzes and cleans data, presenting findings clearly and accurately. - Utilizes modeling and analytical software proficiently (e.g., Excel, SQL, R, Python). - Determines data requirements and definitions with system management and evaluates data accuracy. - Assesses the company’s position and recommends strategies to achieve optimal profitability. - Evaluates and proposes alternative business strategies. - Reviews existing processes and controls, providing recommendations and documenting improvements. - Assesses actuarial implications of business decisions. - Participates in peer reviews to ensure quality and drive innovation. - Assists internal departments with inquiries related to rates, rules, and pricing. - Makes presentations and responds to external customer inquiries. - May represent the company with regulators, auditors, and other external partners. - Trains and mentors staff on rating procedures and identifies training needs for new associates. - Coordinates cross-functional efforts and influences outcomes without direct authority. - Maintains strong relationships across departments and levels. - Travel required as business needs dictate. - Performs other duties as assigned. Qualifications - Bachelor’s degree in Actuarial Science, Statistics, Mathematics, or related field. · ACAS required; FCAS preferred. - At least five years of P&C pricing or ratemaking experience; reinsurance knowledge preferred. - High proficiency in Excel and analytical tools (SQL, R, Python). - Strong communication skills with the ability to interpret technical documents and respond to stakeholders. - Effective presenter to senior leaders, industry groups, and/or boards. - Demonstrates uncompromising integrity and professional ethics. - Exceptional analytical and problem-solving skills; able to work with abstract variables and draw sound conclusions. - Effective time management; able to manage multiple projects and adapt to changes and interruptions. - Strong business and product acumen; sound judgment under pressure. - Strong interpersonal, collaboration, and negotiation skills. - Ability to work independently or as part of a team. - Able to drive continuous improvement and innovation. - Must maintain confidentiality and adhere to all company policies and core values. Working conditions and physical efforts To perform this job successfully, an individual must be able to perform each job duty and responsibility satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform job duties and responsibilities. - Work may be fast-paced with multiple projects and tight deadlines; hours outside core schedule may be required. - This position follows the company’s Work from Anywhere guidelines, ensuring business needs are met. - Requires extended periods of stationary computer work. - Internal contacts include project managers, analysts, finance, underwriting leadership, reinsurance leadership, and operations divisions. - Frequent work with state regulators and occasional contact with auditors. This job description is not intended to describe, in detail, the multitude of tasks that may be assigned, but rather to give the employee a general sense of responsibilities and expectations of his/her position. As the nature of the business demands change, so too may the job duties and responsibilities.