We're Hiring:  Financial Controller Fully Remote | EU Company (Cyprus Entity) Were looking for a hungry, ambitious finance leader ready to help shape the financial future of a fast-growing Group with businesses in advertising Solutions, e-commerce, retail and real estate. This isn't a traditional corporate CFO role. It's a hands-on, build-from-the-ground-up opportunity where strategy and execution go hand in hand. As we scale, were looking for someone who wants to own the numbers, influence strategy, and build the financial engine of the business. If you have 5–7 years of strong finance experience and are ready to step into a leadership seat where your decisions will directly impact growth, while still being comfortable rolling up your sleeves, this could be the opportunity youve been waiting for. What Youll Be Doing As CFO, youll work directly with the founders and leadership team to shape the Groups financial strategy and infrastructure. This is a hands-on finance leadership role, where both strategic thinking and operational execution are essential. Your responsibilities will include: · Owning daily bookkeeping and financial recordkeeping to maintain accurate and reliable accounts · Managing accounts payable, receivable, and financial reconciliations · Building and maintaining financial models, forecasts, and budgeting frameworks · Driving unit economics analysis across clients and revenue streams · Leading cash flow management and financial planning in a high-growth environment · Establishing financial processes that scale as the company grows · Ensuring tax, regulatory, and compliance alignment with our Cyprus-based legal entity · Acting as a strategic partner to leadership on growth decisions and capital allocation Youll play a central role in translating operational performance into financial insight and strategy. What Were Looking For This role is ideal for someone who is an established CFO or ready to step up into a true CFO position earlier in their career, while still being comfortable owning the financial operations of a growing group. You likely bring: · 5–7 years of experience in finance, accounting, FP&A, or corporate finance · Strong bookkeeping and accounting fundamentals · Excellent financial modelling and analytical skills · Exposure to tech, digital advertising, SaaS, or high-growth startups · Understanding of revenue models, margins, and unit economics · ACCA/ACA qualified (or equivalent) · Knowledge on VAT & VIES reporting in the EU · EU market experience, ideally with multiple companies · The ability to operate in a fast-moving, sometimes ambiguous environment · A mindset that combines ownership, precision, and strategic thinking · Experience with scaling finance functions is a strong advantage. · Advance experience working with Xero (software). Why This Role Works Remotely We operate as a remote-first team, working with talent across multiple countries while our legal entity and corporate structure are based in Cyprus. This allows you to: · Work fully remotely while contributing to a global business · Operate within a stable EU framework · Collaborate with an international team in a fast-moving industry We care far more about capability, ownership, and impact than where you sit. Why This Role Is Different Many finance roles support growth. This one helps design it. You wont just inherit systems—youll build them. You wont just report numbers—youll own them end-to-end. For the right candidate, this is a chance to grow into the role of CFO while helping build a company at the same time. Interested? If this sounds like the kind of opportunity where you could do your best work, apply now. Were excited to meet finance leaders who are ready to step up, take ownership, and grow with us.

Cowbell is signalling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. What you will do: - Ensure timely and accurate financial reporting in accordance with U.S. GAAP, including oversight of the monthly and quarterly close and entity consolidations - Leverage resources to ensure completeness and accuracy of insurance financial results and related disclosures - Maintain and strengthen internal control frameworks and accounting policies to support audit readiness and mitigate financial reporting risk - Lead all statutory accounting and reporting, including preparation and review of quarterly and annual statutory financial statements and related regulatory filings - Oversee insurance accounting across premium, loss and LAE reserves, reinsurance, and related balance sheet accounts, ensuring alignment and reconciliation between GAAP and statutory results - Direct accounting and reporting for ceded and assumed reinsurance and fronting arrangements, including premium settlements, ceding commissions, reinsurance recoverables, and collateral balances - Coordinate and review periodic reporting and settlement deliverables to fronting and reinsurance partners (e.g., bordereaux, accounts current, and related treaty reporting) and ensure compliance with contractual reporting requirements - Partner with actuarial, underwriting, and operations teams on reserve roll-forwards, premium recognition, and statutory disclosures and related insurance schedules - Serve as primary accounting liaison for statutory audits and insurance-specific reporting matters - Experience building scalable accounting processes and reporting infrastructure - Drive automation and system enhancements across ERP and insurance accounting workflows (e.g., NetSuite and policy/reinsurance data integrations) - Establish and document accounting policies and procedures across insurance finance activities - Serve as a key partner to insurance operations, underwriting, actuarial, and compliance teams - Support external audits (GAAP and statutory) and regulatory inquiries - Mentor and develop accounting staff as the insurance accounting function grows What Cowbell needs from you: - Bachelor’s degree in Accounting or Finance or related field; CPA required - Audit experience with insurance industry clients strongly preferred - 3-5 years of Insurtech or Insurance experience - 5–7 years of accounting experience, including insurance or financial services accounting - Strong technical expertise in U.S. GAAP and insurance/statutory accounting frameworks - Demonstrated experience with insurance company reporting and financial close processes - Experience with ERP and financial systems (e.g., NetSuite or similar); ability to work across data and reporting platforms - Experience with statutory filings or insurance carrier accounting preferred - Ability to operate effectively in a dual GAAP/statutory accounting environment Pay Transparency: The annual base salary range for this position based in the United States is listed below. This salary range is an estimate , and the actual salary may vary based on Cowbell’s compensation practices, job related skills, depth of experience, relevant certifications and trainings, in addition to geographic location. Based on the factors above, Cowbell utilizes the full width of the range. Annual base salary range for this role: $170k-$240K Equal Employment Opportunity: We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status. Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website. For more information, please visit https://cowbell.insure/. Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.

• Oversee all accounting functions, including accounts payable, accounts receivable, payroll, and general ledger management • Prepare monthly, quarterly, and annual financial statements in accordance with GAAP • Manage budgeting, forecasting, and cash flow analysis • Ensure compliance with all local, state, and federal tax filings and reporting requirements • Oversee property-level accounting and reconciliations for owned and managed assets • Coordinate annual audits and maintain strong internal controls • Review and approve construction draw packages and loan compliance reports • Partner with executive leadership to provide strategic financial insights and recommendations • Implement and optimize accounting systems and software (e.g., Yardi, Buildium, QuickBooks, etc.) • Supervise and mentor accounting staff, fostering accuracy and professional growth

• You oversee account monitoring and reporting, including investigating and reconciling unknown transactions/discrepancies, processing payroll transfers, and maintaining financial data • Prepare financial plans, annual budget planning and statistics for categorizing income and expenses • You are responsible for risk management • You work closely with the CEO, HR, Operations and Support teams and monitor & control all incoming and outgoing payments • You serve as the point of contact for all financial matters at both team and company level and represent the finance department in meetings