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CTO

Chief Technology OfficerChief Technology OfficerFull TimeRemoteLeadTeam 11-50Since 2021H1B No SponsorCompany SiteLinkedIn

Location

Latvia

Posted

51 days ago

Salary

€5K - €7K / month

Seniority

Lead

Bachelor Degree10 yrs expEnglishAWSAzureCloudGoogle Cloud Platform

Job Description

CTO

HeadHunters Hub

• Define and execute the overall technology strategy aligned with EMI licensing and business objectives • Lead the design and build of end-to-end card acquiring architecture (authorisation, clearing, settlement, chargebacks, reconciliation) • Architect and oversee the development of a scalable payment gateway and processing platform, including routing, failover, and transaction lifecycle management • Own integrations with card schemes (Visa, Mastercard), banking partners, Open Banking providers, and alternative payment methods • Ensure full compliance with PCI-DSS, EMI regulatory requirements, and secure handling of cardholder data environments • Build and lead the engineering function, including hiring, structuring teams, and establishing development best practices • Define infrastructure strategy (cloud, DevOps, monitoring, security) to support high availability and scalability • Collaborate closely with compliance, legal, and operations teams to align technology with regulatory expectations and licensing documentation • Oversee vendor selection, partnerships, and third-party integrations (KYC/AML, fraud prevention, PSPs) • Act as the primary technical stakeholder during regulator interactions, audits, and post-licensing expansion

Job Requirements

  • Proven experience as CTO, Head of Engineering, or Lead Architect within FinTech or payments
  • Strong hands-on background in building or significantly contributing to card acquiring or payment processing platforms
  • Deep understanding of card scheme ecosystems, transaction flows, and acquiring business models
  • Solid knowledge of PCI-DSS, tokenisation, and secure payment infrastructure design
  • Experience with cloud-based architectures (AWS, GCP, or Azure) and modern API-driven systems
  • Strong leadership experience in building and scaling high-performing engineering teams
  • Experience working within regulated environments (EMI, payments, banking)
  • Fluency in English; Russian or Ukrainian is a plus

Benefits

  • Opportunity to build and own the entire technology function from the ground up
  • Foundational role in a high-growth FinTech with direct impact on product and business strategy
  • Fully remote setup with flexibility and autonomy
  • Competitive compensation aligned with senior leadership responsibility
  • Close collaboration with founders and key decision-makers
  • Exposure to EMI licensing process and regulatory engagement
  • Long-term growth potential, including scaling teams and technology globally

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