Primary Purpose The Product Manager is a dynamic, high-energy Product Manager with a sound business acumen and passion for building great software. The ideal candidate thrives in a fast-paced environment, loves solving complex problems and is motivated by working on products that help people achieve their educational goals. We’re looking for someone with a proven track record of being able to uncover product opportunities, propose solutions, plan and deliver strong results. This role interacts regularly with cross-functional teams and requires the ability to communicate succinctly and effectively. This is a remote position available in the United States. Bright Horizons is a leading education and care company that helps employees thrive at work and at home by partnering with employers to offer high-quality child care, elder care, and educational support. Our workplace reflects this commitment—with collaborative environments, meaningful benefits, and a culture that supports both career growth and personal well-being. Whether you’re caring for children or powering the systems and partnerships that make it all possible, at Bright Horizons, you’re the difference. Essential Functions/Responsibilities - Gather and prioritize product requirements to create in support of product roadmap. Translate market requirements into functional specifications (user stories). - Coordinate closely with Engineering to drive product vision, define and refine product requirements. - Define and prioritize a product backlog. - Manage lifecycle of the product from market requirements to product release, implementation, adoption and iteration. - Communicate effectively with engineering, sales, marketing, implementation teams and leadership to ensure business and customer goals are met. - Utilize data to understand customer needs and behaviors as well as business objectives, and enable the team to transform that knowledge into product enhancements and new features. - Conduct competitive research and analysis. Minimum Qualifications: - Bachelor's Degree - 3 years of experience working in a Product role. In lieu of Product specific experience - 3 years working within a software delivery organization in an Engineering, Support, Business/Systems Analyst or UX design role, may be considered Preferred Qualifications: - Experience with B2B and SaaS-based solutions preferred - Managed healthcare, benefits, and/or outsourcing service experience a plus - Experience with software project management tools, preferably JIRA. - Strong project management, organizational skills, and an understanding of how to develop functional requirements. - History of proven results delivering high quality, customer-driven products on time - Goal-oriented, must be able to demonstrate success meeting and exceeding business objectives. - Strong analytical and problem-solving skills, ability to use data to spot and address risks and opportunities. - Self-starter with ability to drive decisions and lead projects from start to finish - Exceptional decision-making, prioritization, and time management skills. - Strong written and verbal communication skills. - Ability to build and maintain business relationships across all organizational levels, i.e. peers, vendors, clients - Adaptability to work in a fast-paced and constantly changing environment. At this time, Bright Horizons will not sponsor an applicant for employment authorization/visa for this position. Be part of a community where people grow, futures are shaped, and lives are changed. We offer the rewards, opportunities, and support you deserve because making a difference goes both ways. We’re changing the world of work and family, and it starts with you. At Bright Horizons, you’re the difference. Compensation: The annual salary for this position is between $95,000-$105.000. The pay range listed here is what Bright Horizons in good faith anticipates offering for this job opening. Actual compensation offers within this range will depend on a variety of factors including experience, education and training, certifications, geography, and other relevant business or organizational factors. Also, depending on hire date and subject to applicable eligibility requirements and accrual schedules, new employees in this role receive up to: 9 paid holidays annually; 40 hours of sick time per year based on full-time schedule, and 80 hours of vacation time per year based on full-time schedule (vacation time may be used for sick leave purposes under any applicable state or local sick or safe time law). Benefits: Bright Horizons offers the following benefits for this position, subject to applicable eligibility requirements: - Medical, dental, and vision insurance - Paid vacation, sick, holiday, and parental bonding leave - 401(k) retirement plan - Long-term and short-term disability insurance - Life insurance - Money-saving discounts and financial planning tools - Tuition assistance and education coaching - Caregiving support and resources for the children and adults in your family - Learn more at https://careers.brighthorizons.com/us/en/health-and-wellness Deadline to apply: This position is anticipated to remain open until 4/4/2026 Life at Bright Horizons: At Bright Horizons, you’re more than your job title — you’re the difference. Whether you’re nurturing a child’s first steps or supporting the systems behind the scenes, your work creates real impact. We’re a community that celebrates individuality, invests in your growth, and supports your whole self. Because when you thrive, so do the children, families, and clients we serve. Join us and help build a brighter future — for yourself and for others. Bright Horizons provides equal opportunity in all aspects of employment and does not discriminate against any individual on the basis of race, color, religion, sex, age, disability, sexual orientation, veteran status, national origin, genetic information, or any other characteristic protected under federal, state, or local law. Bright Horizons complies with the laws and regulations described in the following federal government resources: Know Your Rights, Family and Medical Leave Act (FMLA) and Employee Polygraph Protection Act (EPPA). If you require assistance or a reasonable accommodation in completing these application materials or any aspect of the application and hiring process, please contact the recruitment helpdesk at 855-877-6866 or bhrecruit@brighthorizons.com. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.

Product Manager – Auto Lending Pricing & Decision Platforms Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Sr. Associate, Product Management leads product development processes for Auto Finance pricing, decisioning, and originations products, supporting both consumer and commercial lending. The role partners closely with cross-functional teams to deliver scalable, compliant, and profitable solutions that support credit risk management, pricing strategy, and funding objectives. - This role is responsible for defining business and functional requirements, allocating work within projects or teams, and leading the design and execution of product strategies across decision engines, pricing frameworks, and origination platforms. - Assists in leading cross-functional sessions with Credit Risk, Pricing Strategy, Development, Operations, Compliance, and Marketing teams as needed. - Leverages strong familiarity with Auto Finance competitors, consumer and dealer behavior, and market conditions to analyze and review reports prepared by junior analysts. - Develops deep knowledge of Auto Finance products, including pricing models, decisioning rules, originations workflows, and funding mechanics, with a strong understanding of business, functional, and technical requirements. - Summarizes analytical findings and provides actionable recommendations for management review. - Analyzes and defines product business cases using portfolio performance, pricing impact, credit risk outcomes, and industry benchmarks. - Prioritizes product requirements and evaluates feasibility, regulatory impact, and return on investment. - Documents and maintains product requirements, user stories, features, and decision logic supporting pricing and originations. - Maintains comprehensive product documentation, including policy, decisioning, and implementation artifacts. - Addresses customer, dealer, and internal stakeholder feedback to inform product enhancements and prioritization. - Assists in defining product scope, ownership, and responsibilities across pricing and originations capabilities. - Contributes to the achievement of Pricing Strategy, Credit Risk, and Originations team objectives. - Works closely with business partners to understand end-to-end Auto Finance processes, including application intake, decisioning, pricing, funding, and servicing, ensuring solutions align with business priorities. - Partners with Technology teams on strategic planning, architecture alignment, and Program Increment (PI) planning. - Develops and maintains product roadmaps and platform strategies for pricing, decisioning, and originations products. - Differentiates decisioning and pricing services based on portfolio strategy, risk appetite, and dealer/channel needs. - Stays current on Auto Finance industry trends, regulatory developments, and emerging decisioning and pricing technologies. - Develops consultative and innovative capabilities to enhance core pricing and decisioning solutions. - Supports the evolution of organizational and platform structures to deliver efficient, compliant, and scalable Auto Finance solutions, with a focus on speed to market, cost reduction, and elimination of duplicative systems. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Bachelor's Degree or equivalent work experience: Business, Finance or equivalent field. - Required. - 9+ Years Related work experience. - Required. - Strong understanding of Auto Finance regulatory requirements and their impact on pricing, decisioning, and originations products. - Demonstrated experience in Auto Finance pricing, credit decisioning, and originations platforms, including loan and lease products. - Proven understanding of the product development lifecycle within regulated financial services. - Strong analytical skills and financial acumen, with the ability to assess pricing, credit risk, and profitability impacts. - Demonstrated ability to develop strategic product plans and define a clear course of action to drive portfolio growth and returns. - Self-starter with a forward-thinking mindset and strong ownership mentality. - Ability to translate complex credit, pricing, and regulatory requirements into scalable product features. - Strong communication skills with the ability to engage internal teams, dealer-facing partners, and executive leadership. - Experience working within Agile and SDLC frameworks in a financial services environment. - Demonstrates integrity and professionalism when interacting with stakeholders at all levels. - Excellent verbal, written, and interpersonal communication skills. - Strong project and stakeholder management capabilities. - Experience with both Waterfall and Agile delivery methodologies. - Hands-on experience with Agile Scrum practices (Daily Standups, PI Planning, Sprint Planning, Sprint Reviews, and Retrospectives). Certifications: - Product Management certification — Preferred. It Would Be Nice For You To Have: - Established work history or equivalent experience demonstrated through a combination of professional experience, training, military service, or education. - Experience with Auto Finance decision engines, pricing models, and origination platforms. - Proficiency with Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $93,750.00 USDMaximum: $165,000.00 USD We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.

Role Description E Source is seeking a Senior Technical Product Manager to lead product execution and technical coordination for a cloud-based utility data exchange platform serving utilities, regulators, and approved market participants. This role serves as the primary product and technical interface between engineering teams, regulatory staff, utilities, and implementation partners. The role blends product ownership, technical governance, stakeholder management, and regulatory-grade documentation, ensuring the platform evolves predictably, securely, and in compliance with client expectations. How you’ll help: This platform is not a typical product; it is a statewide digital infrastructure with public visibility, regulatory scrutiny, and long-term policy implications. This role is central to ensuring the platform remains credible, scalable, and resilient as state expectations grow in how data supports affordable, reliable power delivery and clean energy goals. Product Ownership and Delivery - Own the product backlog, roadmap, and release planning across multiple workstreams - Lead requirements development and prioritization in collaboration with engineering and data teams - Translate policy, regulatory, and stakeholder requirements into clear, actionable technical work items - Collaborate with architects and engineers on user and data flows - Collaborate with technical writers on user documentation - Ensure product delivery milestones are met on scope, schedule, and budget Client Engagement - Serve as a trusted day-to-day counterpart to clients, program stakeholders, and external partners - Develop use case documentation, architecture diagrams, and risk review materials - Lead technical walkthroughs, design reviews, and working sessions - Prepare content and support discussions for periodic regulatory reviews Qualifications - 8+ years of experience in software product management or systems-oriented consulting - Strong working knowledge of cloud-based, data-intensive platforms and software systems - Experience working with large investor-owned electric utilities and knowledge of power systems, customer programs, and data - Demonstrated ability to translate complex stakeholder needs into executable technical plans - Experience supporting executive-level governance forums Requirements - Roadmap execution is predictable, transparent, and defensible - Engineering teams are aligned and unblocked - Clients and regulators trust the platform’s security, architecture, and change management processes - The platform scales efficiently to new utilities, datasets, and use cases Benefits - Comprehensive medical, dental, and vision insurance - Company-paid life, short-term disability, and long-term disability insurance - Medical and dependent-care flexible spending plans - Flexible time off (FTO) with manager approval - Flexible schedules and work locations - Paid parental leave - 401(k)/RRSP plan with a 3% employer match Compensation The budgeted salary for this position is $160,000 - $200,000 USD + annual bonus. Actual pay will be adjusted based on experience. This role will be 100% remote, with infrequent travel (generally 1-2 times per year). Company Description E Source is a research, data/analytics, and technology focused professional services firm focused exclusively on the utility industry in the US and Canada. We help utilities target and serve their customers more effectively, enhance and optimize their grid, and leverage operating best practices and technologies to manage their business more effectively. Headquartered in Texas, we have 450+ employees across the US and Canada.

Overview Founded in 1898, Mutual of Enumclaw is a people-first insurer rooted in community, recognized as Washington’s Best Company to Work For for the 14th consecutive year, and proudly serving individuals, families, farms, and businesses through local independent agents across the West. The Product Manager reports to the Director of Product Management and is a proactive, driven and individually accountable steward of profit and growth across the assigned states and territories for all assigned lines and products. A designer of long-term state strategies and coordinator of short-term execution to realize the benefits of such. With a focus on driving improvements in profit/growth through pricing management (segmentation texture and rate level), as well as ongoing engagement, partnership, and influence with underwriting, sales, regulatory, product development, marketing, operations, and finance to align and add value to their strategy and execution. The Product Manager will look to identify and execute opportunities to improve MOE’s suite of products and coverages to match customer needs and current market conditions. This position is also responsible for conducting regular proactive updates of form language, responding to and accounting for market trends, competitor actions, and regulatory/reinsurance actions. ​ Location: The successful candidate will work remotely, with approximately 30% travel. They must be able to work during our core Pacific Standard Time (PST) business hours, and must have high-speed internet (internet speed test required). Hiring Range: $125,432 - $143,793* Salary Range: $125,432 - $160,153 Candidates having more experience may be considered for a Sr. Product Manager role. Compensation and position will be commensurate with experience. *The hiring range represents Mutual of Enumclaw’s current hiring pay scale for this role. Mutual of Enumclaw reserves the right to modify or update this range any time. Exact compensation may vary based on skills and experience. Compensation is only one part of our entire total rewards package. To see some of the benefits and perks we offer, please click here. Responsibilities State Management: - Independently identify, prioritize, and drive organizational focus on profit/growth opportunities. - Build relationships and add value across core stakeholder departments (UW, Sales, Actuarial, IT, etc.). - Be the go-to expert on assigned lines of products, strategy, markets, business levers, data, and execution. - Effectively leverage data, analytics, and available supporting resources. - Oversee and maximize the value of state rate filings at all stages. - Point person for responses and action plans regarding regulatory matters. - Independently create, and oversee the creation of, influential presentations associated with the execution of day-to-day opportunities and broad strategic opportunities. - Fully leverage, motivate and develop analyst staff. Product Development: - Oversee the creation of a multiyear “product roadmap” for the delivery of new and updated products. - Complete ground-up builds of new products via form language. - Review and refresh existing form language on an ongoing basis. - Identify products/updates that would drive the largest market impact or mitigate the largest risks. - Be the point person and subject matter expert regarding MOE’s products, forms, and coverages. - Research market trends to proactively identify potential new products and coverages, or necessary adjustments to avoid gaps in the marketplace or regulatory exposure. - Design and facilitate training associated with any product launches and updates. Supervisory Responsibility: - Currently, none; however, there may be a requirement to supervise and manage analysts as the organizational structure may change and adapt to business needs. Qualifications Required Skills/Abilities: - Very strong analytic and project management capabilities. - Expert knowledge of P&C insurance products and the filing process. - Knowledge of predictive/pricing modeling methodology, and actuarial principles. - Knowledge of Underwriting principles, methodology, and general theory. - Expert use of PowerPoint and Excel. - Knowledge of SQL, SAS, VBA, and other programming/data management is a strong plus. - Translate analysis into coherent presentations and communication. - Experience in Underwriting and in the creation of new products, forms, and policy language. - Fully versed in the regulatory and legal review process necessary to support product approval. Education and Experience: - Bachelor’s Degree in Economics, Actuarial, Business Admin, Mathematics, or related analytic disciplines. - 5+ years of P&C experience in personal lines or small commercial/farm product management, actuarial, or sales/underwriting; but experience in portfolio-managed products would also be considered. - 5+ years in a core underwriting role which interacted directly with policy language. - Expert knowledge of insurance, actuarial principles, modeling, computer science, and data manipulation. - Experience managing direct reports and multiple stakeholder departments outside of the direct reporting relationship is a strong preference. - Experience with modeling and predictive analytics. - All the following would be considered preferred: - Graduate degree and/or related professional designations (Underwriting, Actuarial, and Finance). - Experience with managing products and interacting with regulatory environments in the states of Washington, Oregon, Idaho, Montana, Utah, Wyoming, and Arizona. - Experience working with an independent agency channel distribution. Physical Requirements: - Prolonged periods of sitting at a desk and working on a computer, including video conferencing.