• Help support the CRE business with risk management framework activities • Execute Risk & Control Self Assessments (RCSA), Key Risk Indicators (KPIs), Issue Management, Operational Losses reporting and more • Engage with business leadership on incidents and issues in root cause analysis and action plans • Provide risk advisory and guidance leadership to Business Process Owners • Actively influence and engage in Enterprise Risk and Compliance forums

• Conduct and maintain the enterprise-wide BSA/AML & Sanctions risk assessments, ensuring comprehensive coverage of all products, services, customers, and geographies • Partnering with key internal and external teams to perform risk assessments for new products, services, customer types, and business initiatives to identify potential BSA/AML & Sanctions exposure prior to launch • Establish, track, and report key performance indicators (KPIs) and key risk indicators (KRIs) to measure program effectiveness and identify emerging risk trends • Assist in prepare executive-level reporting and presentations for senior leadership, board committees, and regulators on program risk posture • Monitor regulatory developments and industry trends to proactively identify risks and recommend program enhancements • Provide second-line oversight of third-party program managers and partners performing BSA/AML/Sanctions functions on behalf of the Bank • Ensure BSA/AML/Sanctions activities performed by business lines are executed consistent with program requirements and the Bank's risk appetite • Provide risk-based recommendations to BSA leadership and business lines on control design, policy development, and process improvements • Collaborate with Internal Audit, Enterprise Risk Management, and other control functions to ensure alignment of risk identification and mitigation strategies • Provide leadership, mentoring, and professional development to staff • Support talent management including hiring, performance management, and succession planning • Foster a culture of compliance, accountability, and continuous improvement • Lead or participate in special projects and cross-functional initiatives

The job profile for this position is Business Analytics Senior Manager, which is a Band 4 Management Career Track Role. Excited to grow your career? We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply! Our people make all the difference in our success. About the Team: The Payment Integrity & Affordability Governance organization partners across the enterprise to deliver insights that help reduce healthcare costs, improve outcomes, and strengthen financial sustainability. Our work supports both internal and external partners by translating complex data into clear, actionable strategies. The National Affordability Initiatives Team focuses on measurement and analytics for national ancillary programs—helping leaders understand what’s working, where opportunities exist, and how we can continue to improve affordability and customer experience at scale. About the Role: As a Business Analytics Senior Manager, you’ll lead a team of analysts supporting national ancillary contracts and delegated utilization management (UM) programs. This role blends advanced analytics, financial insight, and people leadership, with a strong emphasis on influencing decisions at the executive level. You’ll set analytical priorities, turn complex data into clear recommendations, and help drive measurable progress toward enterprise affordability goals. You’ll also partner closely with stakeholders across finance, operations, clinical, and network teams to evaluate trends, support proposals, and ensure accurate financial outcomes for assigned programs. This is an ideal role for a leader who enjoys connecting strategy to execution—and who wants their work to directly impact healthcare affordability. What You’ll Do: - Lead strategic analytics by applying advanced techniques (predictive modeling, segmentation, drivers’ analysis) to identify trends, risks, and affordability opportunities across national programs. - Tell the story behind the data, translating analytical findings into clear, executive‑ready insights that influence decisions across technical, operational, and senior leadership audiences. - Own financial business cases for new affordability initiatives, including forecasts, variance analysis, and recommendations to improve performance. - Support national ancillary contracts by overseeing analytics for proposals, financial reconciliations, settlements, and ongoing performance monitoring. - Improve reporting and visualization by assessing current capabilities and advancing self‑service analytics solutions (e.g., Databricks, Tableau, or similar tools). - Modernize analytics through scalable methods, automation, and thoughtful use of AI‑enabled tools where they add value. - Manage and develop a team of analysts, setting clear priorities, ensuring high‑quality output, and supporting continuous skill development. - Balance multiple initiatives by prioritizing and delegating work effectively in a fast‑paced, dynamic environment. - Ensure data quality and accuracy by implementing appropriate checks, controls, and processes. - Act as a trusted thought partner to senior leaders by proactively identifying insights, risks, and emerging trends that inform near‑ and long‑term affordability strategy. What You’ll Bring: - Bachelor’s degree in a quantitative field such as Economics, Finance, Data Science, Applied Mathematics, or similar. Actuarial credentials (ASA/FSA) are a strong plus, but not required with equivalent healthcare financial analytics experience. - 7+ years of progressive experience in predictive analytics, financial modeling, healthcare economics, or related fields, including experience leading or mentoring analysts. - Strong analytical and technical skills, with hands‑on experience using tools such as SQL, Excel, SAS, Databricks, Tableau, or similar platforms. - Proven ability to translate complex analyses into actionable business insights. - Clear, confident communication skills with experience presenting to senior and executive audiences. - Demonstrated success managing multiple priorities and leading teams in a matrixed environment. - A creative, critical thinker with strong attention to analytical accuracy. - Experience with provider reimbursement, fee schedules, and contract modeling is highly valued. - Comfortable working independently while collaborating closely with cross‑functional partners. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 130,900 - 218,100 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.Please note that you must meet our posting guidelines to be eligible for consideration. Policy can be reviewed at this link. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Individual is responsible for managing the development and execution of the Credit Risk Review (CRR) Continuous Review program for assigned Commercial or Consumer line of business unit(s). Primary components of the CRR Continuous Review program include (i) the critical and independent evaluation of the accuracy and effectiveness of credit risk management processes across the Bancorp through an assessment of risk identification/rating, underwriting, new origination, borrower selection and portfolio management practices; compliance with Bancorp loan policies, procedures and applicable laws and regulations; problem asset administration and loan impairments/charge-offs; (ii) a review of credit quality and related trends on a portfolio, industry sector and/or product basis; and (iii) the identification of emerging risks. Attend (as required) regular meetings with first and second line senior business leaders and personnel, regulators and external auditors. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: - Display an advanced understanding and technical proficiency in all pertinent lending and credit risk topics, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility. - Maintain awareness of general economic conditions, industry trends and product specific issues. Display an advanced working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk. Assist CRR management team in ensuring CRR meets regulatory heightened standards expectations. - Demonstrate the ability to analyze and assess credit risk in complex Commercial or Consumer borrowers and portfolios and adequately support all conclusions. - In conjunction with CRR leadership team, establish risk-based business plans for assigned areas of responsibility and update as necessary throughout the year. Identify, elevate and promptly address variances to plan. Assist in ensuring CRR procedures remain current and correctly reflect actual/desired practices. - Complete all aspects of required continuous review activities for assigned portfolios with minimal supervision and in accordance with CRR procedures, deadlines and performance/financial plan objectives. Serve as project manager and/or participate in horizontal, targeted and other portfolio review activities. Act as a resource and aid in the development of more junior CRR team members. - Present CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors. Complete or assist in the preparation and dissemination of all related and required quarterly/ annual summaries of results in an accurate and timely manner, including an annual assessment of credit risk for assigned portfolios. - Demonstrate an understanding of key line of business strategies, risk considerations, portfolio quality trends and open issues and observations for assigned portfolios, while maintaining current and forward-looking views on aggregate portfolio risk levels. Attend applicable portfolio and problem asset review and business controls meetings, and hold routine informational meetings with first and second line senior business leaders and personnel to gain and share perspectives on these matters. - Effectively challenge and provide consultative advice to first and second line senior business leaders and personnel on risk ratings, credit risk management practices, emerging risks, borrower/portfolio credit quality trends and/or business strategies. - Work in a balanced and consultative manner with the first and second lines of defense to develop positive working relationships and to provide feedback on the results of continuous review activities. Ensure the timely socialization and publication of concise and well-written reports that summarize review results, meet the information needs of report recipients, and include issues, observations and recommendations for improvement (as appropriate). - Manage open CRR issues, observations and recommendations under assigned areas of responsibility. Solicit appropriate action plans and responses from responsible management that address root causes, resolve CRR’s concerns and mitigate the overall risk to the Bancorp. Assist CRR management team in promptly resolving any matters requiring attention (MRAs) or issues assigned to CRR with sustainable improvements to business practices. - For Commercial roles, manage and execute work processes that review the accuracy of assigned risk ratings (i.e. regulatory, probability of default and loss given default ratings) and accrual status utilizing knowledge of Bancorp policies, risk rating models and definitions. Effectively convey rating changes to first and second line senior business leaders and personnel and promptly escalate any unresolved disagreements to their manager. - Complete quality assurance review activities (i.e. active engagement in effective challenge meetings, secondary reviews of work papers and supporting review process documents, etc.) and assist in sustaining a strong CRR quality assurance program to ensure the consistency and accuracy of CRR work products and review results. Use quality assurance results constructively for personal development and to make recommendations for program enhancements. - Assist in driving a continuous improvement approach to process management within CRR, including making appropriate recommendations for change, in order to gain efficiencies and ensure the effectiveness, consistency and relevance of CRR processes. - Share review findings and emerging risks with Internal Audit and other Risk functions and coordinate to ensure appropriate coverages and independent oversight of credit risk management processes across the Bancorp. - Participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested. - Assist in recruiting qualified candidates to fill open positions in CRR. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: - Bachelor's degree in a business related field. Graduate degree in relevant field (Business, Finance or Economics) preferred. - Minimum of 10 years lending and/or credit related experience. Credit Risk Review or similar loan review or regulatory agency experience preferred. - Possess sound leadership, interpersonal, analytical and verbal/written communications skills. - Ability to display a positive business presence and exercise sound judgment when interfacing with first and second line senior business leaders and personnel, regulators, external auditors and peers. - Solid project management and presentation skills. - Demonstrate effective influencing and negotiation skills. - Advanced ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed (Consumer roles). - Proficient in MS-Word, MS-Excel, MS-PowerPoint and other related PC applications. Experience in Access, Business Objects and SAS desirable (Consumer roles). Credit Risk Review Manager II Total Base Pay Range 96,500.00 - 207,500.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner. LOCATION -- Virtual, North Carolina 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.