Dakota logo
Dakota

Modern, crypto-native banking for businesses.

BSA Officer

Location

United States

Posted

89 days ago

Salary

0

Seniority

Lead

8 yrs expEnglish

Job Description

BSA Officer

Dakota

• Own Financial Crime Program Execution • Serve as Dakota's formally designated BSA Officer for FinCEN, applicable state regulators, and the federal trust charter entity • Hold SAR decisioning and filing authority • Oversee Dakota's BSA/AML, sanctions, and transaction monitoring programs across all US entities • Ensure monitoring systems are tuned, effective, and defensible • Manage alert review, investigations, SAR filings, and escalation workflows • Maintain documentation discipline and audit-ready program artifacts • Coordinate independent testing and remediation tracking • Support regulatory examinations, audits, and remediation efforts • Partner Deeply with Engineering • Work closely with product and engineering to embed controls into infrastructure — not layer them on after the fact • Optimize and evolve Dakota's compliance tooling stack (Sumsub, Unit21, TRM Labs) • Contribute to rule design, threshold tuning, and monitoring enhancements • Identify opportunities for responsible automation and AI leverage • Support Multi-Jurisdictional Coordination • Provide senior oversight across all US financial crimes programs • Act as the primary regulatory point of contact for financial crimes across US examinations as Dakota advances through trust charter and federal charter supervision • Coordinate financial crime monitoring as Dakota expands into Europe, aligning US BSA program requirements with emerging MiCA and EMI expectations • Ensure appropriate risk posture across US compliance programs

Job Requirements

  • 8+ years of experience in BSA/AML, financial crime, or regulatory compliance within a regulated financial institution, fintech, payments company, or digital asset business.
  • Direct experience serving as a designated BSA Officer or Deputy BSA Officer
  • SAR decisioning and filing authority experience
  • Experience preparing for and responding to state or federal AML examinations, including trust charter or bank charter environments
  • Familiarity with stablecoin or digital asset transaction monitoring
  • Experience with transaction monitoring systems (Unit21 or similar), KYC/KYB providers, and blockchain analytics tools
  • Experience managing external investigative vendors
  • Exposure to cross-border or multi-jurisdictional compliance programs

Benefits

  • Engaging problems that increase economic freedom globally
  • Competitive salary and equity
  • Employee-friendly equity terms (extended exercise)
  • Remote work, no commuting to the office
  • Paid co-working space/desk at an office
  • Health, dental, and vision insurance
  • Regular team events and off-sites

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