Modern, crypto-native banking for businesses.
BSA Officer
Location
United States
Posted
89 days ago
Salary
0
Seniority
Lead
Job Description
BSA Officer
Dakota
• Own Financial Crime Program Execution • Serve as Dakota's formally designated BSA Officer for FinCEN, applicable state regulators, and the federal trust charter entity • Hold SAR decisioning and filing authority • Oversee Dakota's BSA/AML, sanctions, and transaction monitoring programs across all US entities • Ensure monitoring systems are tuned, effective, and defensible • Manage alert review, investigations, SAR filings, and escalation workflows • Maintain documentation discipline and audit-ready program artifacts • Coordinate independent testing and remediation tracking • Support regulatory examinations, audits, and remediation efforts • Partner Deeply with Engineering • Work closely with product and engineering to embed controls into infrastructure — not layer them on after the fact • Optimize and evolve Dakota's compliance tooling stack (Sumsub, Unit21, TRM Labs) • Contribute to rule design, threshold tuning, and monitoring enhancements • Identify opportunities for responsible automation and AI leverage • Support Multi-Jurisdictional Coordination • Provide senior oversight across all US financial crimes programs • Act as the primary regulatory point of contact for financial crimes across US examinations as Dakota advances through trust charter and federal charter supervision • Coordinate financial crime monitoring as Dakota expands into Europe, aligning US BSA program requirements with emerging MiCA and EMI expectations • Ensure appropriate risk posture across US compliance programs
Job Requirements
- 8+ years of experience in BSA/AML, financial crime, or regulatory compliance within a regulated financial institution, fintech, payments company, or digital asset business.
- Direct experience serving as a designated BSA Officer or Deputy BSA Officer
- SAR decisioning and filing authority experience
- Experience preparing for and responding to state or federal AML examinations, including trust charter or bank charter environments
- Familiarity with stablecoin or digital asset transaction monitoring
- Experience with transaction monitoring systems (Unit21 or similar), KYC/KYB providers, and blockchain analytics tools
- Experience managing external investigative vendors
- Exposure to cross-border or multi-jurisdictional compliance programs
Benefits
- Engaging problems that increase economic freedom globally
- Competitive salary and equity
- Employee-friendly equity terms (extended exercise)
- Remote work, no commuting to the office
- Paid co-working space/desk at an office
- Health, dental, and vision insurance
- Regular team events and off-sites
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