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Senior Credit Analyst
Location
Arizona + 12 moreAll locations: Arizona | Florida | New Jersey | New York | North Carolina | Ohio | Maryland | Pennsylvania | South Dakota | Texas | Virginia | Washington | West Virginia
Posted
78 days ago
Salary
0
Seniority
Senior
Job Description
Senior Credit Analyst
MVB
• Perform underwriting tasks by preparing complex business and personal financial spreads • Perform risk analysis tasks by preparing complex risk grading documents and exercising subjectivity where appropriate • Perform research and analysis tasks by reviewing complex third-party reports to identify credit risk relevant to loan requests • Perform comprehensive credit analysis by preparing complex loan request presentations • Develop specialization in specific industries and/or loan types to provide expertise as a resource to the credit and lending departments • Assess and make recommendations with respect to borrower risk profiles • Perform underwriting and risk analysis for complex commercial loan renewals and modifications, as assigned • Prepare complex commercial loan renewal/modification presentations • Assess and make recommendation with respect to borrower risk profiles • Maintain financial statement tickler, covenant tickler and annual review tickler systems to ensure accurate system reports to be used by Portfolio Managers • Assist with the training and development of junior analysts
Job Requirements
- Bachelor’s degree in accounting, finance, economics, or related field, or equivalent work experience
- Minimum 5-7 years of experience in commercial credit analysis and underwriting required
- 7+ years of experience in underwriting large, complex commercial real estate (CRE) loans, commercial & industrial (C&I) loans, acquisition, development & construction (AD&C) loans, and asset-based lending credits is preferred
- Experience in underwriting borrowers in a variety of industries and sectors including but not limited to financial technology, payments processing, renewable energies, and/or litigation finance a significant plus
- Proficient in credit administration, policy, and procedures
- Proficient in economics, accounting, and finance
- Proficient in risk analysis and mitigation
- Proficient in technical report writing
- Excellent verbal and written communication skills
Benefits
- Medical, Dental and Vision Insurance
- Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
- Short- and Long-Term Disability Plan
- Group Life Insurance
- 401K Salary Deferral Plan
- Wellness Program
- Education & Tuition Expense Reimbursement
- PTO and Unique Vacation Purchase Program
- Nationwide Pet Insurance Coverage
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Senior Director Analyst, MDM
GartnerWe deliver actionable, objective insight that drives smarter decisions and stronger performance.
• guide enterprise leaders with expert analysis • deliver actionable business and technology insights • support clients with mission-critical priorities



