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MVB logo
MVB

#publishing #diversity #standardization

Senior Credit Analyst

AnalystAnalystFull TimeRemoteSeniorTeam 51-200Since 1947H1B No SponsorCompany SiteLinkedIn

Location

Arizona + 12 moreAll locations: Arizona | Florida | New Jersey | New York | North Carolina | Ohio | Maryland | Pennsylvania | South Dakota | Texas | Virginia | Washington | West Virginia

Posted

78 days ago

Salary

0

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Senior Credit Analyst

MVB

• Perform underwriting tasks by preparing complex business and personal financial spreads • Perform risk analysis tasks by preparing complex risk grading documents and exercising subjectivity where appropriate • Perform research and analysis tasks by reviewing complex third-party reports to identify credit risk relevant to loan requests • Perform comprehensive credit analysis by preparing complex loan request presentations • Develop specialization in specific industries and/or loan types to provide expertise as a resource to the credit and lending departments • Assess and make recommendations with respect to borrower risk profiles • Perform underwriting and risk analysis for complex commercial loan renewals and modifications, as assigned • Prepare complex commercial loan renewal/modification presentations • Assess and make recommendation with respect to borrower risk profiles • Maintain financial statement tickler, covenant tickler and annual review tickler systems to ensure accurate system reports to be used by Portfolio Managers • Assist with the training and development of junior analysts

Job Requirements

  • Bachelor’s degree in accounting, finance, economics, or related field, or equivalent work experience
  • Minimum 5-7 years of experience in commercial credit analysis and underwriting required
  • 7+ years of experience in underwriting large, complex commercial real estate (CRE) loans, commercial & industrial (C&I) loans, acquisition, development & construction (AD&C) loans, and asset-based lending credits is preferred
  • Experience in underwriting borrowers in a variety of industries and sectors including but not limited to financial technology, payments processing, renewable energies, and/or litigation finance a significant plus
  • Proficient in credit administration, policy, and procedures
  • Proficient in economics, accounting, and finance
  • Proficient in risk analysis and mitigation
  • Proficient in technical report writing
  • Excellent verbal and written communication skills

Benefits

  • Medical, Dental and Vision Insurance
  • Health Savings Account (HSA), Health Reimbursement Account (HRA) & Flexible Spending Accounts (FSA)
  • Short- and Long-Term Disability Plan
  • Group Life Insurance
  • 401K Salary Deferral Plan
  • Wellness Program
  • Education & Tuition Expense Reimbursement
  • PTO and Unique Vacation Purchase Program
  • Nationwide Pet Insurance Coverage

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