For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture. Our Risk Solutions team is currently seeking a Senior Risk Solutions/Loss Control Consultant, preferably in the Southern Wisconsin region. This is a full-time, exempt role. Position is eligible for a fully remote arrangement. POSITION OVERVIEW: Conducts high level technical evaluations and loss analysis of more complex prospective or existing policyholders in a consultative manner. Identifies and analyzes exposures and controls. Delivers consultative and technical services to policyholders. Develops and delivers service strategies in collaboration with underwriting and agency partners to insureds. IN THIS ROLE, YOU WILL: - Conduct field surveys on prospect and existing policyholders and writes reports for underwriting. - Creates and delivers loss analysis. - Develop and deliver meaningful service solutions. - Create and follow up on essential recommendations. - Develop effective relationships with underwriting and agency partners that drives continual collaboration. - Participate in underwriting pipeline, new business, and renewal meetings to provide RS perspective regarding exposure and controls. - Takes initiative to enhance risk solutions / industry knowledge through participation in educational programs and training sessions. - Communicates ideas or positions in a persuasive manner that build support, agreement, and commitment. - Coach / mentor newer in career staff as appropriate. Key Measures of Success: - Quality of work product – both survey and service - Productivity - Timeliness - Partnership with underwriting and agency partners - Innovative ideas and implementation for quality and efficiency gains - Ability to demonstrate improvements in loss ratio, loss frequency, and loss severity, on assigned service accounts WHAT YOU NEED TO APPLY: - At least 5 years Risk Solutions/Loss Control field experience with a commercial lines national/regional insurance carrier. - B.S. degree preferred in a related field to include health and safety, science, engineering or equivalent. - Motivated self-starter with demonstrated initiative; ability to work independently with minimal direction. - Strong to exceptional communication skills, both verbal & written - Professional loss control certification preferred to include CSP, CFPS, CIH, PE, CPCU, ARM. - Strong to exceptional analytical & problem-solving skills. - Demonstrated project management skills. - Ability to work in a dynamic environment on multiple projects, tasks or assignments. - Results focused. Physical Demands and Work Environment: - Ability to use a personal computer and other standard office equipment. - Ability to work in a fast-paced environment. - Ability to travel as necessary. - Ability to sit and/or stand for extended periods. - Ability to walk through customer buildings and facilities. - Ability to climb a ladder to various heights and maintain balance while performing work tasks. This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job-related functions and responsibilities that employees will be required to perform. CAREER DEVELOPMENT: It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop. BENEFITS: We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed. Benefits include: - Medical, dental, vision, life, and disability insurance - 401K with a company match - Tuition reimbursement - PTO - Company paid holidays - Flexible work arrangements - Cultural Awareness Day in support of IDE - On-site medical/wellness center (Worcester only) - Click here for the full list of Benefits EEO statement: The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law. Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.” As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:HRServices@hanover.com and include the link of the job posting in which you are interested. Privacy Policy: To view our privacy policy and online privacy statement, click here. Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here. Compensation: The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.

Who We Are: At AFC (Automotive Finance Corporation) we fuel the entrepreneurial dream in our community. For more than 35 years, we’ve been committed to making dreams come true for independent car dealers. AFC’s finance solutions work with more than 12,000 independent dealerships across North America freeing up cash flow to give them more time to focus on building their business. Our solutions amplify purchasing power so dealers can stock their dealership lot with vehicles their customers seek. Learn more about AFC, here: https://www.autofinance.com/ AFC is proud to be a subsidiary of OPENLANE. AFC's core business complements the other business units within the OPENLANE group of companies. For more information, visit https://corporate.openlane.com/. AFC’s Core Values: Elevating Relationships. We connect deeply with our customers - celebrating their wins and supporting their struggles as if they were our own. Powered by Passion. We believe that “passion is our superpower” and that every success is built upon the commitment and perseverance of our employees. Vision-driven. We look ahead to the bigger picture so our customers can be prepared; after all, their success is our destination. Dedicated to You. We demonstrate value and appreciation by recognizing and validating each other’s efforts. We stand committed to the success of our customers. What We Offer: - Competitive pay - Medical, dental, and vision benefits with employer HSA contributions (US) and FSA options (US) - Immediately vested 401K (US) or RRSP (Canada) with company match - Paid Vacation, Personal, and Sick Time - Paid maternity and paternity leave (US) - Employer-paid short-term disability, long-term disability, life insurance, and AD&D (US) - Robust Employee Assistance Program - Employer paid Leap into Service Day to volunteer - Tuition Reimbursement for eligible programs - Opportunities to expand your skill set and share your knowledge across a publicly traded, global organization - Company culture of internal promotions, diverse career paths, and meaningful advancement * The ideal candidate will need to work 8AM - 5PM EST We’re Looking For: We are seeking an Inventory Management Specialist with experience in risk mitigation and dealer floorplan audits. You will be part of a Risk Management team responsible for identifying and communicating dealer risk issues and trends. You will be involved in reconciling dealer floorplan audits, analyzing risk trends, and communicating potential problematic account situations. In this role, you will have the opportunity to use your experience in risk assessment and audits to meet our customer's needs. The ideal candidate will have 1-3 years of relevant experience in risk assessment and automotive/financial services knowledge. You Are: - Detail-oriented. You will ensure the quality of the audit process through thorough examination and analysis. - Customer-focused. You prioritize delivering exceptional service to customers, ensuring positive interactions and effective communication. - Adaptable. You can navigate through dynamic audit scenarios and adjust strategies accordingly. - Analytical. You possess strong analytical skills to interpret complex data and identify risk patterns effectively. You Will: - Reconcile dealer floorplan audits and determine the disposition of unverified and sold units identified from inventory audits. - Identify and interpret risk trends, communicating potential problematic account situations to audit team management and other relevant teams. - Foster positive interactions and communication between the organization and customers, enhancing the overall customer experience. - Regularly utilize AFC dealer reporting tools to identify and report risk issue indicators, facilitating proactive risk mitigation strategies. - Support AFC Risk Mitigation by engaging daily with AFC customers, third parties, and AFC personnel to reconcile dealer floorplan audits. - Analyze customer problems to identify underlying issues, allowing for proactive solutions that prevent future challenges. Must Have’s: - 1-3 years of relevant experience in risk assessment and dealer audits. - Strong organizational, clerical, and verbal communication skills. - Experience in the preparation or review of documents and reports, Customer Relationship Management (CRM) tools, and internal work queues. Nice to Have’s: - Bilingual in Spanish or French - Familiarity with concepts, procedures, and processes typically used in the automotive and financial services industries. - 1 year of collection experience - Notary or ability to become a notary - Prior experience using Revoquest, PAW, COSMOS, or Salesforce. Sound like a match? Apply Now - We can't wait to hear from you! Compensation Range of Hourly: $25.00 - $29.00

Overview This is a remote role that may be hired in several markets across the United States. Provide complex support and expertise to business units through research, developing, data gathering, and executing risk procedures. Evaluate potential losses while developing high-impact solutions to minimize or eliminate risk. Create improvements to current processes and procedures, and ensure compliance with relevant rules and regulations. May oversee the work of less experienced analysts in the work group or serve as a resource on risk. Identify risk by creating and implementing complex methods of risk evaluation, developing expert strategies or solutions to address evaluation results, monitoring to ensure developed solutions are effective, and by creating models or simulation scenarios to test risk conditions. Perform data analysis by sourcing, compiling, and interpreting data, performing analysis for risk trends and data discrepancies, and effectively communicating analysis output. Reporting by producing reports based on data analysis, company trends, and risk factors, conveying patterns, problems, and areas of improvement, and enabling insight into potential losses, mitigating identified risks through reporting activities. Supply operational support by supporting business processes through a variety of escalated operational tasks, developing, implementing, and ensuring continuous improvement of procedures, and acting as a resource to management and other associates, including production of documentation, presentations, or other materials to educate on risk policies and procedures. This is a remote role that may be hired in several markets across the United States. Qualifications Bachelor’s degree in Finance, Economics, Statistics, Mathematics or Engineering, or a related field plus five (5) years of experience in the job offered or five (5) years as a Modeling Analyst, Risk Analyst or related occupation. Or Master’s degree in Finance, Economics, Statistics, Mathematics or Engineering, or a related field plus three (3) years of experience in job offered or three (3) years as a Modeling Analyst, Risk Analyst or related occupation. Requires extensive experience with model development or model validation within the financial industry. Requires extensive understanding of statistical methods, linear regression, logistic regression, and survival analysis. Requires extensive proficiency in ARIMAX and Bayesian Analysis. Requires hands-on coding experience with SQL, Python and R languages. Requires skills to write SQL or Python code to independently replicate data Extract, Transform, Load (ETL) activities pertaining to the model’s data set from source data systems. Requires skills to write Python code to independently replicate the end-to-end model development activities. Requires extensive understanding of financial engineering concepts such as stochastic and differential calculus. This is a remote role that may be hired in several markets across the United States. The base pay for this position is generally between $132,475 to $152,490 per year. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits This job posting is expected to remain active for 31 days from the initial posting date listed above. If it is necessary to extend this deadline, the posting will remain active as appropriate. Job postings may come down early due to business need or a high volume of applicants. #EJC #LI-DNI

Fraud Risk Investigator Fraud Risk Services Investigators at Capital One are highly motivated Risk Management professionals with excellent fraud data analysis and investigative skills. Investigators have exposure across internal fraud monitoring functions and are comfortable with external participant reviews, working closely with internal and external teams to identify emerging fraud risks. This role supports root cause analysis efforts and translates fraud data into actionable insights that help identify risks, inform senior stakeholders, through recommendations of mitigation strategies. Responsibilities: - Fraud Monitoring & Analysis: Perform daily, weekly, and monthly triage and analysis of Global Fraud network data; this includes producing data for consultations and managing real-time responses to network-level fraud events - Risk & Compliance Management: Actively manage risk and participant-impacting issues, conduct investigations into participant and merchant metrics to ensure adherence to operational regulations - Mitigation & Strategy: Develop and deploy countermeasures to mitigate fraud losses and provide post-incident analysis to inform future product planning and mitigation strategies - Operational Support: Provide 24/7 support for network-level fraud events on a rotating schedule, conduct participant outreach during incidents, and support both in-person and remote audits - Stakeholder Engagement: Present KPI/KRIs to business partners and leadership, while providing analytical support during consultation meetings with various business units - Continuous Improvement: Maintain up-to-date process documentation and stay current with industry trends and technological advancements Basic Qualifications: - High School Diploma, GED or equivalent certification - At least 4 years of fraud or investigation experience within the financial services industry - At least 3 years of data analysis experience - At least 2 years of experience supporting, partnering and interacting with internal business clients Preferred Qualifications: - Experience working within the payments industry - Technical proficiency with SQL or Tableau - Experience presenting data and strategic insights to senior-level audiences At this time, Capital One will not sponsor a new applicant for employment authorization for this position The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. McLean, VA: $120,800 - $137,900 for Fraud Risk Investigator Columbus, OH: $109,900 - $125,400 for Fraud Risk Investigator Anytown, IL: $109,900 - $125,400 for Fraud Risk Investigator Riverwoods, IL: $109,900 - $125,400 for Fraud Risk Investigator Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).