This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. - Develop and optimize fraud strategies for the assigned loan portfolio to improve performance - reduce fraud losses while supporting receivables and revenue growth. - Proactively analyze fraud trends at the granular level using fraud vendor data, credit bureau, and cash flow data to identify emerging trends and conduct root-cause analysis. - Conduct A/B tests to reduce fraud risk, improve customer experience, and optimize profitability on acquisition initiatives. - Operate as the subject matter expert in fraud and partner with Operations, Product, etc. to support cross-functional initiatives. - Build automated dashboards and reporting to track key KPIs (e.g., fraud loss, approval and conversion performance) and communicate strategy impacts and insights to senior leadership. - Work closely with the Modeling/Scoring team to develop new fraud strategies based on new fraud models to improve effectiveness of fraud control. - Develop and enhance the reporting structure for assigned markets/products and channels, including developing/modifying scoring datasets/warehouse and monitoring reports. - Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models. - Forecast impact of strategy changes on key business performance metrics such as revenues, balances, and losses. - Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business. - Directly supervise one or more credit risk professionals. Qualifications - BS or higher in a quantitative discipline (Statistics, Mathematics, Qualitative Social Science, Operation Management, Finance, Physics) or equivalent working experience. - 8+ years of professional experience in fraud risk analytics with strong knowledge in Financial Services, emphasizing risk management/analytics of personal loan or similar products. - Advanced experience in SQL, SnowFlake, or relational databases. - Working knowledge in Python, SAS, R, or other analytical tools preferred. - Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred. - Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights. - Strong business acumen with the ability to translate analytical efforts to business results. - Strong organization skills and the ability to communicate effectively, both verbally and in writing. - Exceptional problem-solving skills and ability to work effectively with minimal supervision. - Comfortable working both independently and in a team environment. Requirements - Base Salary: $130,000 - $170,000 USD. - The actual base salary offered will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. Benefits - Flexible Paid Time Off Program. - Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. - Eligibility to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. Company Description Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description Are you ready to make a difference in the world of consumer finance? At Attain Finance, we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. What you will be doing: - Ability to develop underwriting strategies for the assigned loan portfolio as evidenced from improved performance (reduced defaults, increased receivables and/or revenue) and achieving desired business objectives. - Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment. - Develop dashboards to monitor and analyze portfolio and segment-level performance including performance of implemented strategies. - Build and automate complex queries across database and create dynamic reports to enhance credit risk insights. - Understand the data environment and be able to investigate issues to appropriately prioritize and set expectations for key reporting and analytical priorities. - Coaches and mentors other analysts and acts as a thought leader within the analyst community. - Work closely with internal groups to devise risk policies. Identify actionable insights, suggest recommendations, and influence the direction of the business by effectively communicating results to cross functional groups. - Become familiar with assigned markets and products for use in developing/modifying underwriting strategies to meet business goals. - Successfully manage multiple projects and timeline. Qualifications - BS/MS in a quantitative discipline (Statistics, math, qualitative social science, operation management, finance) or equivalent working experience. - 4+ years of experience in credit risk or analytical experience in a related industry, with emphasis on risk management/scoring of consumer lending products. - Familiarity with data from credit bureaus and third-party data providers. - Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and tell a story. - Strong organization skills and the ability to communicate effectively, both verbally and written. - Exceptional problem-solving skills and ability to work effectively with minimal supervision. - Comfortable working both independently and in a team environment. - High proficiency with any of SQL/Snowflake/SAS. - Knowledge of Python or R is a plus. - Experience with A/B testing and data visualization (Sigma, Tableau) is a plus. - Familiarity with statistical modeling techniques. - Experience in Canadian consumer lending market is a plus. Requirements - Base Salary: $85,000 - $120,000 USD. - The actual base salary offered will be determined by various factors, including but not limited to, location, skills, knowledge, competencies, and experience. Benefits - Flexible Paid Time Off Program. - Medical, Dental, Vision, Life Insurance, Disability, and other voluntary coverages. - Eligibility to participate in our 401k program, starting on the first of the month following 30 days of employment with a company match. Company Description Attain Finance Supports Equal Employment Opportunity. CURO (dba Cash Money®, LendDirect®, Heights Finance, Southern Finance, Covington Credit, Quick Credit, and First Heritage Credit) is committed to a policy of providing equal employment opportunity to all qualified employees and applicants. This commitment is reflected in all aspects of our daily operations. We do not discriminate on the basis of race, color, sex, religion, national origin, marital status, age, disability, veteran status, or genetic information in any personnel practice, including recruitment, hiring, training, compensation, promotion, and discipline. Additionally, we do not discriminate based on any other characteristic protected by applicable state/provincial or local law where a particular employee works.

• Support the enhancement and development of new and existing authentication services and solutions to improve performance and user experience. • Analyze data and industry trends to identify risks and opportunities within authentication channels. • Contribute to strategic initiatives aimed at strengthening authentication strategies and mitigating risks effectively. • Collaborate cross-functionally to ensure alignment of authentication strategies with business objectives and client requirements. • Monitor and assess the effectiveness of authentication processes and recommend enhancements as needed. • Partner with internal stakeholders and external partners to optimize authentication channels and processes. • Leading efforts to consolidate and present overall risk authentication performance through comprehensive KPIs and detailed reports. • Serve as a lead on key initiatives proactively solving issues, providing expertise, and continuously planning and driving action between the organization’s current and future states to ensure efficient and timely completion. • Pinpoint and address core issues within business processes for process improvement initiatives and make actionable recommendations.

• Join DSV’s venture creation programme as a Founder-in-Residence and work closely with the DSV and Renaissance Philanthropy team to spin out the new company. • You will refine, improve and complement existing scoping work on the technical thesis for crop systems that can be primed for resilience in the face of increasingly unpredictable and severe climate pressures. • Commercial neglect (IP strategy, differentiation, competition); Value proposition (market, value capture, techno-economics); Regulatory strategy & positioning; Fundraising strategy & pitching; Optimising company strategy for the most rapid and de-risked path to Series A. • Preparation for Investment Committee (IC) will involve fulfilling our investment criteria, recruiting advisory and co-founding team members, and parallel fundraising for additional expansion funds. • Assuming success at IC, you will receive pre-seed investment and spinout the company by the end of Q2 2027.