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Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews

Business AnalystBusiness AnalystFull TimeRemoteSeniorTeam 10,001+Since 1855H1B SponsorCompany SiteLinkedIn

Location

Florida + 4 moreAll locations: Florida | New Jersey | New York | North Carolina | South Carolina

Posted

87 days ago

Salary

$72.3K - $117.5K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglish

Job Description

Senior Financial Crime Risk Management Analyst, KYC High Risk Reviews

TD

• Perform second line Enhanced Due Diligence (EDD) reviews for high-risk customers • Identify, assess, and mitigate financial crime risks, ensuring compliance with regulatory requirements • Provide expert recommendations on complex matters • Execute enhanced due diligence (EDD) reviews for high-risk customers at onboarding, periodic review, and event-driven reviews • Review customer risk factors/indicators and assess the identified customer risk • Document the assessment and provide recommendations based on the analysis • Evaluate and assess customers' source of funds, business activities, ownership structures, and other risk factors • Analyze customer transactional activity to determine alignment with the customer KYC profile • Engage with the 1st line of defense on the outcomes of EDD reviews • Ensure adherence to AML regulations, BSA, OFAC, and other applicable laws • Identify trends and emerging risks in high-risk customer profiles and recommend controls or mitigation measures • Prepare detailed EDD risk assessment narratives and provide risk recommendations

Job Requirements

  • Bachelor’s degree in Business, Finance, Law, Criminal Justice, or related field
  • Advanced certifications such as CAMS or equivalent are strongly preferred
  • 5+ years of experience in KYC, EDD, or AML within a financial institution
  • Demonstrated expertise in high-risk customer reviews and regulatory compliance
  • Strong analytical, problem-solving, and decision-making skills
  • Excellent written and verbal communication skills
  • Proficiency in AML software and tools, as well as Microsoft Office Suite
  • Ability to exercise significant discretion and independent judgment in assessing and managing risks
  • Ability to manage multiple high-priority tasks and deliver results under tight deadlines
  • Demonstrated leadership or project management experience preferred

Benefits

  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
  • Banking benefits and discounts
  • Career development opportunities
  • Reward and recognition programs

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