Market and evaluate products for program business while assisting in executing operational plans. Screen reports in the underwriting process and facilitate communication between agencies and service teams to enhance relationships and resolve issues.

Title: Underwriting Consultant, Inland Marine Location: New York United States Job Description: You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential. JOB DESCRIPTION: As an Underwriting Consultant, the ideal candidate has extensive experience evaluating builders' risk, contractor equipment and transportation/logistics coverage for all industries. The ideal candidate will be self-motivated, results driven, and possess a high level of intellectual curiosity. Joining the team as an Inland Marine Underwriting Consultant, you will be responsible for underwriting individual risks and managing a portfolio by leveraging strong technical underwriting acumen and developing key partner relationships. Our Underwriters must be willing to work within specific limits of authority & corporate guidelines for individual risks. You must be willing to collaborate with leadership assignments requiring significant technical complexity and be willing and eager to engage efficiently with distribution partners to develop strong internal and external relationships. This is a hybrid position, with the successful candidate working from New York City office. Essential Skills & Responsibilities Performs a combination of duties in accordance with departmental guidelines: - Product Knowledge. Underwriter must possess fundamental knowledge of inland marine coverages with extensive experience in key lines of business including but not limited to Builders Risk, Contractors Equipment, Installation, Property, and Transportation/Logistics offerings. - Risk Assessment. Reviews applications and supporting documentation for a wide range of individual risks. Determines acceptability of risk in accordance with company guidelines and standards and determines adequate pricing based on individual risk exposures, loss experience, financial statements, technical underwriting philosophy and competitive analysis in line with compliance requirements. - Product Delivery & Effective Communication. Efficiently manages the communication required to review submissions, gather information, escalate and review with leadership as needed, prepare quotes, and deliver products to key partners. Early engagement with agents for any adverse underwriting decisions, rate appeals or declinations. - Portfolio Management & Collaboration. Drives top & bottom-line results by line of business, per business unit goals & metrics. Engages with other internal business units to drive results across the organization. - Market Facing. Markets products through in-person and virtual visits. Ability and desire to sell and negotiate on behalf of CNA to secure top & bottom-line results while developing key partnerships that are mutually beneficial for the company, our distribution partners, and customers. - Systems & Programs. Utilizes relevant CNA systems to perform day-to-day activities along with Microsoft Suite and similar programs. Skills, Knowledge & Abilities - Advanced knowledge of underwriting and insurance industry theories and practices. - Demonstrated high-level of technical expertise and Inland Marine related product specific knowledge. - Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of CNA's internal and external business partners. - Ability to work independently and exercise independent judgment to make critical business decisions effectively. - Strong analytical and problem-solving skills. - Demonstrated collaboration and leadership skills. - Knowledge of Microsoft Office Suite and similar business-related software. Education & Experience - Bachelor's degree or equivalent. Professional designations preferred. - Ideally, minimum five years Inland Marine underwriting experience. As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of two Underwriter positions: Underwriting Specialist or Underwriting Consultant. Typically, 3-10+ years of related experience. #LI-MA1 #LI-Hybrid In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals.

Mutual of Omaha is a Fortune 300 Company with an iconic brand and outstanding customer loyalty. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees. Mutual of Omaha Mortgage is a full-service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs, please review and apply for our opening below! Prior Reverse Mortgage Experience is required. Duties and Responsibilities: - Effectively manage and process a full pipeline of mortgage loan files - Evaluate loan files for regulatory compliance and completeness - Accurately review and input pertinent loan data into operational systems - Order supplementary vendor products, such as title reports and property appraisals - Obtain required underwriting conditions from loan officer and/or loan applicant(s) - Utilize FHA Connection to update loan data as needed - Communicate pipeline and file status to retail sales channels and management - Work closely with all operational departments to establish productive and efficient workflows - Complete required checklists and worksheets Experience and Education: - Minimum 2 years in reverse mortgage loan processing required - Bachelor’s degree preferred, but not required - Excellent computer skills with the ability to learn new systems - Knowledge of MS Office products - Strong customer service and time management skills a must - Highly motivated and determined to succeed in a competitive, time sensitive industry The hourly rate for this position is $24-30 per hour. Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: - Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service. - Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. - 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) - Multiple PPO Medical Plans, as well as HDHP eligible plan. - Dental Coverage - Vision Coverage - Company Paid Life Insurance - 401K with a generous employer match - Additional Benefits including – Optional Life, FSA, Pet Insurance etc. - Free Legal Services - Employee Loan Program - 100% Remote

JOB TITLE: Consumer Credit Analyst II DEPARTMENT: Dealer Services Ops STATUS: Non-Exempt JOB CODE: 1812 PAY SCALE: $30.76 - $33.00 Hourly GENERAL DESCRIPTION: Consumer Credit Analyst II - NLA is responsible for reviewing, analyzing and evaluating simple to complex secured and unsecured consumer loan applications and based on their judgment approve, modify or deny consistent with credit union guidelines. Consumer Credit Analyst II - NLA must clearly document and communicate the reasoning for the decision. Maintain and strengthen relationships with members, and internal and external originators. Maintain a thorough understanding of the credit union’s underwriting standards, risk philosophy, credit culture and market conditions. TASKS, DUTIES, FUNCTIONS: - Review, analyze, and evaluate loan applications based on established credit union policies and apply knowledge of underwriting procedures loan authority to approve counter or deny consumer loan applications by: - Evaluating and ensuring that the transaction is accurate, complete and compliant. - Reviewing required documentation for accuracy and truthfulness. - Applying fraud detection and prevention techniques. - Performing paystub and basic tax return analysis to determine ability to repay. - Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance- including bank secrecy, anti-money laundering, Fair Lending and Truth in lending laws appropriate to the position. - Review credit reports and intemperate the data along with the analysis of key lending ratios to determine capacity, credit utilization, and Loan to Value. - Responsible for receiving and initiating phone inquiries and must communicate and interact with originator and external business partners to provide information or reasoning regarding loan decision. - Effectively address and resolve all complaints or issues raised by members, internal staff and business partners. - Gather information and perform analysis as requested to help prepare reports as directed. - Assist with training originators regarding lending policies, process or procedures, and in administering lending promotional campaigns. - Make recommendations and assist with updating product, policy and procedure materials pertaining to consumer lending. - Train personnel on lending policies and procedures. - Perform upgrade validations pertaining to lending systems. - Assist with other Lending duties as assigned. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS: - Effective oral and written communication skills required to interact with staff, and members to perform constructive follow up on member loan requests, inquiries, and concerns. - Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone. - Ability to work required hours which may include weekend shifts and work hours after 6:00 p.m. - Some travel may be required. ORGANIZATIONAL CONTACTS & RELATIONSHIPS: - INTERNAL: Management group and all levels of staff. - EXTERNAL: Members and external originators. QUALIFICATIONS: - EDUCATION: Successful completion of High School curriculum is required. Associates degree is preferred. - EXPERIENCE: 4-7 years in consumer lending, in a judgmental lending environment where LOS is used as a guide to make decisions or 5+ years in loan processing. - KNOWLEDGE/SKILLS: - Strong analytical, organizational skills and attention to detail. Ability to calculate figures and amounts. - Ability to use logical reasoning when interpreting facts and make objective observations, examinations, evaluations and recommendations. - Remain knowledgeable on key trends in the financial services industry that impact loan quality and underwriting. - Solid interpersonal, oral and written communication skills. - Knowledge of credit analysis and reporting. - Possess a high degree of integrity to use judgment to make appropriate and fair lending decisions on behalf of the credit union. - Comprehensive understanding of both branch and indirect credit union lending policies. - Ability to sell and promote product lines, and back up lending decisions in a way that enhance originator relationships. - Understand the use of the automated loan origination system. Operate on standard Microsoft programs and other computer operations. - Stay up to date on changes within the department, organization, industry and current market conditions. - Strong understanding of assigned territory lending market conditions and collateral values. - Must work well in a fast-paced and flexible production oriented department. - Analytical skills to include reviewing and understanding complex paystub and tax return documents. PHYSICAL REQUIREMENTS: - Prolonged sitting throughout the workday with occasional mobility required. - Corrected vision within the normal range. - Hearing within normal range. A device to enhance hearing will be provided if needed. - Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. - Must be flexible with scheduling, including evenings, weekends, and holidays. LICENSES/CERTIFICATIONS: None #LI-Remote REV. 5/16/2023