• Review ing analyz ing and reconcil ing initial Accounts Receivable and Order Entry exceptions and discrepancies to ensure accurate invoicing and prompt payment within Solventum’s business practice and time sensitive guidelines.

Negotiate and process payments for past due accounts, assess consumers' financial conditions, and maintain customer accounts to ensure prompt recovery of outstanding balances while adhering to regulatory standards and corporate policies.

Work From Home - Bilingual (Spanish) Senior Customer Service Coordinator - Collections Are you looking for a challenging role that includes the convenience of working virtually at home? Then a Capital One Customer Operations role may be the role for you! To be eligible for this role, candidates must live within 100 miles radius of one of the following zip codes (excluding CA) and report in person, when required, with at least 24 hours notice. - 23060 (Richmond, VA) - 23320 (Chesapeake, VA) - 33634 (Tampa, FL) - 89144 (Las Vegas, NV) - 75024 (Plano, TX) - 19801 (Wilmington, DE) - 68521 (Lincoln, NE) - 56301 (St. Cloud, MN) Work from Home - Bilingual (Spanish) Senior Customer Service Coordinator - Collections The best people listen and then say, “How can I help?” That’s what we do at Capital One. It’s how we take care of our customers. It’s how we’re changing banking for good—with compassion and real solutions. Money can be stressful; getting help shouldn’t be. Our Customer Care team is supported and empowered to be the best people, to people. That’s life at Capital One. Here’s what we’re looking for in you: It’s important for our associates to have the necessary skills and know-how to succeed in their roles and provide exceptional servicing experiences to our customers. We invest heavily in both formal and informal learning and development opportunities. Through our formal training programs and on-the-job work experience, successful associates at Capital One will: - Demonstrate the ability and willingness to learn - Possess a strong attention to detail, a positive attitude and have the ability to be flexible and embrace change - Demonstrate a strong customer focus that is rooted in empathy - Communicate effectively with peers, management and customers, using appropriate methods of communication for role - Exercise good judgment and independent decision-making skills - Ability to problem solve individual issues, guide co-workers in problem solving and solutions when needed, and identify trends in customer needs - Demonstrate exceptional listening, questioning, call control and de-escalation techniques - Be proactive, have effective time management and organizational skills - Display dependability with a solid attendance record Responsibilities: Senior Customer Service Coordinators at Capital One are tasked with providing the best of the best customer service in an inbound/outbound blended call center environment. This is your opportunity to shine through your ability to listen and understand the customer’s needs, problem solve and deliver a “wow” customer experience to deepen relationships and loyalty to our brand. Your experience and skills could support the customer experience in a variety of ways, depending on your role. - ​Responsible for inbound and outbound collections calls. - You’ll advocate for our customers, problem solve and own issue resolution in alignment with compliance and regulatory requirements. Handling complaints and/or escalated situations is very important, and de-escalation may be a complex part of your role supporting our customers—we’ll ensure you’re supported with the tools, resources and experience to ensure you’re up for the challenge! - You will investigate customer concerns, help create and implement process improvements and report trending customer issues. - You may support other customer service advocates, who will reach out for help with a customer issue or complaint. You’ll guide other associates to the right path to solve customer concerns and provide in-the-moment feedback to ensure the associate is connected to the right resources. Successful candidates will need to complete a Language Assessment. Basic Qualifications: - High School Diploma, GED, or equivalent certification - At least 3 years of Customer Service or Call Center experience - At least 1 year of experience using Google Suite or Microsoft Office - Fluent in Spanish and English Preferred Qualifications: - At least 4 years of Customer Service or Call Center experience - At least 1 year of experience in the Financial Industry - At least 1 year of Collections experience The Benefits: At Capital One, you join a complete benefits program. Our unique benefits and enrollment programs are designed to help you be your happiest, healthiest self. It’s backed by our belief that great work doesn’t mean sacrificing your well being. It’s part of our mission to set the standard for personal flexibility, so you can grow here and at home. Work from Home Technology Requirements: - A secure home office environment that is free from background noise and distractions - A reliable private internet connection that is not supplied via cellular data or hotspot - A private network that is password protected where you have ownership or line of sight to every device on the network - Internet service must be provided by Cable or fiber Internet Service Provides (ISP) - Hotspots and satellite services are prohibited and do not meet performance criteria required for optimal agent/customer interactions - ISP speed on VPN must be at least 100 Mbps download and 10 Mbps upload - To validate ISP speeds from a Chrome browser, go to www.google.com, type Speed Test and run from the Google landing page - Both Hardwire and WiFI internet connections are acceptable as long as speed and security requirements are met Capital One reserves the right to request proof of internet provider, speed and service package from the associate. Requirements are subject to change, as new systems and technology are delivered. Capital One reserves the right to modify internet service requirements with sixty (60) days notice. Internet Service Provider specs can change by provider and location within the US. If you are experiencing consistent issues with internet stability Capital One reserves the right to ask the agent to upgrade internet service to ensure a good customer experience. Work from Home Location Requirements: - Candidates must live within 100 mile radius of 23060 (Richmond, VA), 23320 (Chesapeake, VA), 33634 (Tampa, FL), 89144 (Las Vegas, NV), 75024 (Plano, TX), 19801 (Wilmington, DE), 68521 (Lincoln, NE), or 56301 (St Cloud, MN) and report in person, when required, with at least than 24 hours notice. - We are unable to consider applicants who do not meet the required Capital One work from home compatible internet access, who live or work outside of the 100 mile radius of the aforementioned locations, or who live or work in California. At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Plano, TX: $49,774 - $49,774 for Sr. Risk Coordinator Chesapeake, VA: $49,774 - $49,774 for Sr. Risk Coordinator Tampa, FL: $49,774 - $49,774 for Sr. Risk Coordinator Lincoln, NE: $49,774 - $49,774 for Sr. Risk Coordinator Las Vegas, NV: $49,774 - $49,774 for Sr. Risk Coordinator Wilmington, DE: $49,774 - $49,774 for Sr. Risk Coordinator Richmond, VA: $49,774 - $49,774 for Sr. Risk Coordinator St Cloud, MN: $49,774 - $49,774 for Sr. Risk Coordinator Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Overview: This position is responsible for acting as the Single Point of Contact (“SPOC”) throughout the loss mitigation process, from package collection through decision and closing, as well as through the foreclosure process. Primary Responsibilities: - Take inbound and make outbound calls to assigned portfolio of mortgage loan borrowers that are delinquent in their loan payments and who are investigating loss mitigation options or are in foreclosure, while maintaining compliance with all state and federal laws and regulations applicable to consumer collection activity. - Answer consumer questions concerning their accounts and document the contact on the mortgage servicing system. - Understand investor’s waterfall and required documents for loss mitigation. Collect consumer financial information and assist borrowers in reviewing loss mitigation documents. - Communicate and explain the terms of loss mitigation approvals or declines, the rational for each and ability to appeal or re-apply. - Communicate liquidation options and explain the foreclosure process as necessary. - Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. - Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. - Promote an environment that supports belonging and reflects the M&T Bank brand. - Complete other related duties as assigned. Scope of Responsibilities: Maintains direct contact with consumers. Education and Experience Required: A combined 4 years’ higher education and/or work experience, including a minimum of 1 year collections or customer service experience. Ability to communicate effectively and professionally over the phone. Excellent communication and customer service skills. Proficiency with word processing and spreadsheet software. Education and Experience Preferred: Bachelor’s degree. Mortgage collections experience. Knowledge of M&T systems. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location. Location Clanton, Alabama, United States of America