• Lead and develop a team of underwriters, setting clear goals and supporting their growth in a fast-paced environment • Drive operational improvements across underwriting workflows using automation, analytics, and AI-powered tools • Improve underwriting efficiency and decision quality through scalable processes and playbooks • Partner with Product, Engineering, and Data teams to design and implement next-generation underwriting capabilities • Evaluate complex commercial risks and guide the team on pricing, coverage decisions, and portfolio management • Establish underwriting standards and best practices as Nirvana expands its non-fleet insurance offerings • Monitor portfolio performance and identify opportunities to improve profitability, growth, and customer experience

Who We Are Join a team that puts its People First! First American's Agency Division is dedicated to providing our policy-issuing agents with resources, services and underwriting guidance needed to achieve new levels of success. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for ten consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com. What We Do Provides underwriting support and expertise to company personnel, agents, and customer(s), related to the issuance of real estate title insurance commitments and policies. Utilizes underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance and provide guidance in the performance of real estate settlement services. What You'll Do: - Provides underwriting support, counsel, and authorization to company personnel, agents, and customer(s), related to the issuance of real estate title insurance commitments and policies. - Utilizes underwriting standards and guidelines within delegated authority limits to underwrite the issuance of title insurance. - Provides guidance to company personnel in the performance of real estate settlement services. - Issues underwriting standards and guidelines in accordance with established company processes. - Development and presentation of seminar material for continuing education for real estate and title agents and attorneys. - Other duties as assigned What You'll Bring: - Law Degree required. - Licensed to practice law, in good standing. - 5-7 years title underwriting experience. - Must be familiar with real estate law. - Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process. - General knowledge of Federal and State regulations related to real estate title insurance and settlement services. - General understanding of underwriting real estate transactions for the issuance of title insurance policies. - Ability to collaborate and act decisively. - Detail oriented. - Excellent listening, verbal, and written communication skills. - Good organizational skills, able to multi-task, prioritize, and follow up in a timely manner. - Strong negotiation skills. - Requires abstract thinking and creative solutions. Pay Range: $97,700.00 - $130,300.00 Annually This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location. What We Offer By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term. Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

Role Description The Curative Specialist is responsible for clearing title commitments in accordance with state requirements and client instructions. Analyzes daily reports and data/process information in the system to ensure assigned files are reviewed, cleared, and the client is updated in a timely manner consistent with company established standards for service and quality. - Work daily assigned Work in Progress reports/dashboard to ensure files are reviewed, cleared and client updated in a timely manner consistent with established standards for service and quality. Must be able to multi-task and work many files concurrently. - Enter data and process information consistent with company standards for service and quality. Enter all information in the system notes regarding every task completed or update on file. - Review public records and examine title to determine legal condition of the property in accordance with state requirements and client requirements. - Examine copies of records, such as deeds, mortgages, liens, judgments, plat, and map books to determine ownership. - Determine the impact of any recorded instrument in the chain of title. - Identify and solve any title curative issues required such as any senior interest, liens, judgments, tax issues, etc. - Meets client specific deadlines and specific time frames. - Utilize customer service skills in all communications with the client. Address inquiries from clients, borrowers, agents, and internal staff professionally and in a timely manner. - Communicate effectively with people inside the organization, supervisors/managers, and peers. - Perform other duties as assigned by management. Qualifications - Associate’s degree preferred in related field or equivalent work experience required. - 1+ years of industry experience. - High level of demonstrated customer service, and time management skills. - Working knowledge of Microsoft Office applications. - RamQuest Closing operations system knowledge preferred but not required. - Ability to read and interpret documents such as underwriting guideline matrix, lender’s instructions, trust agreements, purchase contracts. - Ability to write routine reports and correspondence. - Ability to work under pressure, prioritize, and multitask in a fast-paced environment. - Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Benefits - Competitive salary. - Comprehensive benefits package including paid time off, medical, dental, vision, 401(k), and disability benefits. - Positive environment for employees to learn and grow with the company. Company Description Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You’ll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Loan Processor is responsible for providing quality customer service by obtaining necessary documentation to underwrite the loan and orders third party documentation by communicating directly with the customer and/or Loan Officer. The Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: - Perform a thorough review and analysis of borrower’s credit, employment, income, and assets as required by the loan program before submitting to underwriting. - Assemble the complete loan package in proper order for underwriting. - Verify all required documentation (pre-underwrite) in the file. - Complete the required loan checklist. - Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting. - Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and Underwriter to obtain initial and any missing documentation required to qualify for the loan. - Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. - Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. - Verify that vendor orders are complete, invoices are received and in the applicant’s E-file. - Manage pipeline by completing and submitting reports within allotted turn-around times. - Assist set-up of loans. - Document all communication related to the loan application in the conversation log. - Train and assist supervision of new Loan Processors and other processing personnel. - Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors. - Available to work varying hours and overtime if needed. Qualifications and Skills: - High School Diploma or equivalent. - Minimum of 5 years’ residential mortgage processing experience. - Experience with Encompass. - Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. - Knowledge of DU, LP, Microsoft Office, and Windows. - Excellent math and analytical skills. - Excellent communication skills. - Excellent prioritization and time management skills. This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: - Hourly Rate: $25.00 - $30.00 - This position is bonus plan eligible The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com California residents: Please see CrossCountry’s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.