We are seeking a talented individual to join our Underwriting team at Torrent Technologies. This role will be based in Kalispell, or can be performed Remotely Nationwide. As a Flood Underwriter, you will work under the supervision of the Underwriting Manager, reviewing and analyzing quotations while servicing an existing book of business. We will count on you to: - Underwrite new submissions to ensure new policies are correct, per guidelines. - Process endorsements, cancellations, and reinstatements, handle billing issues, and complete policy issuance. - Review all underwriting information, including applications, photographs, elevation certificates, and third-party internet resources to accurately underwrite policies. - Provide customer service to agents via phone support, online chat, and emails, meeting required production KPIs as defined by leadership. - Deescalate difficult customer situations and bring them to complete resolution. - Actively participate in group activities, including daily huddles, team meetings, and training opportunities. What you need to have: - High school diploma or equivalent. - 1+ years of insurance underwriting experience, with flood experience preferred. - Excellent written and verbal communication skills. - Basic to intermediate technical knowledge of systems and procedures, with attention to detail. - Basic computer knowledge and proficiency in the Microsoft Office suite, particularly Word, Excel, and Outlook. What makes you stand out: - Previous customer service experience. - 2+ years of underwriting experience with an ANFI designation. - Experience with underwriting methodologies and flood insurance practices, along with familiarity with organizational insurance procedures and policies. - Strong time management skills and the ability to work effectively in a team environment. - Strong interpersonal skills for interacting with team members and clients. Why join our team: - We help you be your best through professional development opportunities, interesting work and supportive leaders. - We foster a vibrant and inclusive culture where you can work with talented colleagues to create new solutions and have an impact on colleagues, clients and communities. - Our scale enables us to provide a range of career opportunities, as well as benefits and rewards to enhance your well-being. Marsh Risk is a business of Marsh (NYSE: MRSH), a global leader in risk, reinsurance and capital, people and investments, and management consulting, advising clients in 130 countries. With annual revenue of over $27 billion and more than 95,000 colleagues, Marsh helps build the confidence to thrive through the power of perspective. For more information about Marsh Risk, visit marsh.com, or follow us on LinkedIn and X. Torrent offers a connected culture of talented, inspired individuals, and a work environment where colleagues can grow and succeed. At Torrent, your voice is heard, your skills are sharpened and your ambitions nurtured. We value diversity in thought and background and are looking for individuals who are up for the challenge of creating insurance experiences of the future. If that’s you, join us on our journey. Torrent Technologies is the leading flood insurance solutions provider in the US. Its integrated suite of business software platforms along with simplified private flood insurance, and customer-focused service and support solutions, have revolutionized the flood insurance landscape. Torrent is recognized for our deep flood insurance expertise and advanced technology capabilities. We provide market leading service and administration to Write Your Own (WYO) insurance companies and agents including direct access to both the National Flood Insurance Program (NFIP) and innovative private insurance products. Marsh is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age background, disability, ethnic origin, family duties, gender orientation or expression, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, veteran status (including protected veterans), or any other characteristic protected by applicable law. If you have a need that requires accommodation, please let us know by contacting reasonableaccommodations@mmc.com. Marsh is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one “anchor day” per week on which their full team will be together in person. #Torrent

Serve as the primary contact for brokers post-loan submission, ensuring accurate documentation, managing timelines, and maintaining communication with stakeholders to achieve high levels of customer satisfaction throughout the mortgage processing...

Title: Underwriter - Commercial Credit C&I Location: West Palm Beach United States Job Description: Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with small business, midsize, large, complex structures and transactions related to Commercial and Industrial (C&I) transactions. This position will also oversee credit risk management and maintenance of credit quality for the respective assigned portfolio by monitoring relationship trends, clearing of exceptions, properly assessing and evaluating credit risk and other key factors, and providing recommendations and credit solutions which are appropriate to the relationship risk profile. Responsibilities: - Provide transactional support with the creation of credit memos while maintaining clear understanding of the Bank's credit programs and policy and its adherence. Reports to supervisor all deviation from credit programs and policy. - Conduct analysis/underwriting functions, as needed. Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank. Prepare documentation, memos, and/or presentation as needed. - Perform the annual review of existing credit relationships; Identify necessary risk rating changes, errors or inconsistencies and recommend modifications to risk rating as deemed appropriate. This includes calculating and verifying covenant testing requirements and monitoring loan policy exceptions, as needed. - Support the accurate review and evaluation of the financial condition and operating performance of C&I Borrowers for new and existing loan exposures, increases, and modifications of terms/conditions. - Support the large & complex financial analysis with a high degree of accuracy in terms of figures and credit risk assessment. Responsibility will also include the proper identification of loan policy exceptions and identification of industry/loan structure specific risks/issues with appropriate mitigating factors. - Ability to identify, evaluate, monitor and make any recommendation deemed necessary to the supervisor to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards. - Assist in the review and measurement of Bank Borrower's conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk. - Assist in the training process of new underwriters. Specifically, assist the trainees in the following: adopting the operating procedures of the department, mastering the various formats used and the credit criteria applied to the various forms of analysis. - Complete or review and provide feedback on spread financial statements, comprehensive analysis, and credit approval packages according to Bank credit programs and policy. - Work within the software systems for loan originations, modifications, annual reviews, and other presentations to senior management. - Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any "red flags" or problems within the portfolio. Reports to supervisor all portfolio issues and irregularities found in these reports. - Conduct project site visits/inspections and report findings. - Provide assistance in other areas within the department, as required, covering during vacation or absenteeism. - Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues. - Assist management with ongoing projects. - Any other duties as assigned by the Chief Credit Officer or supervisor. Minimum Education and/or Certifications Requirements: Bachelor's degree in business, accounting or finance required. Master's degree preferred OR 5+ years of credit underwriting/credit analysis experience in lieu of education. Formal credit training preferred. Minimum Work Experience Requirements: 10+ years of professional experience credit underwriting/credit analysis. Knowledgeable of banking products and documentation. Technical and/or Other Essential Knowledge: Thorough understanding of the Bank's credit procedures, programs and policy. Accounting and credit principles. Proficiency in Microsoft Suite is required; experience in SQL is a plus. Salesforce, nCino, FIS IBS experience is a plus. Sound time management and organizational skills required. Well organized and systematic. Must possess strong communication skills. This position is hybrid/remote work eligible.

Title: Senior Commercial Property Underwriter Location: Atlanta United States Job Description: - Category Underwriting Job Type Regular Full-Time Company Atain ID 2026-9042 This position is open to multiple Burns & Wilcox branch offices across the US. We are seeking an experienced Commercial Property Underwriter to join our E&S underwriting team. The ideal candidate has deep knowledge of the commercial property E&S market, strong analytical and relationship-building skills, and a proven ability to make sound risk decisions. This is a hybrid position with a minimum 3 days in-office. Responsibilities - Evaluate, analyze, and underwrite diverse commercial property risks within established authority levels, ensuring adherence to Atain’s underwriting philosophy and standards. - Assess exposure, coverage requirements, risk characteristics, CAT model outputs, and financial data to develop appropriate pricing and terms. - Maintain a profitable and diversified portfolio by managing aggregation, monitoring performance, and adjusting underwriting strategies based on emerging trends and results. - Identify opportunities for growth while maintaining underwriting discipline to ensure long‑term profitability. - Develop, strengthen, and maintain productive relationships with wholesale broker partners across the country. - Negotiate pricing, coverage, and terms with brokers to achieve competitive yet profitable outcomes. - Deliver prompt, professional, and high‑quality service in a fast-paced environment, meeting or exceeding service standards and response expectations. This is an outstanding opportunity for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships while helping to grow a book of business. About Our Company Atain Insurance is a leading Excess & Surplus (E&S) carrier serving the specialty wholesale insurance market. We offer a broad range of products serving property, casualty and professional liability risks. Licensed in 50 states through Atain Insurance Company and Atain Specialty Insurance Company, we specialize in underwriting difficult-to-place risks that require creative and flexible solutions. We offer solutions across binding, brokerage and programs. We pride ourselves on our strong financial position and proven record of success. This is why A.M. Best affirmed Atain with an “A” (Excellent) Financial Strength Rating. Atain is part of the H.W. Kaufman Group family of companies, which comprises a vast network of over 50 offices across the globe. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business. #LI-JS1 Benefits: Competitive base compensation Health benefits & 401K with employer match Employer paid continuing education courses and designations. Many opportunities for career advancement Qualifications Minimum of 5 years of commercial excess and surplus lines property underwriting experience. Solid understanding of property coverage forms, risk assessment tools, and underwriting methodologies. Experience with catastrophe-exposed business; familiarity with CAT modeling. Track record of managing a profitable book of business and balancing portfolio goals. Ability to travel 10-15% Strong negotiation, analytical, and decision‑making skills. Excellent interpersonal and communication abilities, with proven success in broker relationship management. Ability to thrive in a fast‑paced environment while maintaining exceptional service standards. Bachelor’s degree; professional designations such as CPCU, AU, or ASLI are a plus.