• Responsible for executing the Go‑to‑Market Pharmacy strategy by leading account‑level pricing, rate development, and customer negotiations in partnership with Sales across a complex pharmacy book of business. • Manages an assigned book of pharmacy business with accountability for profitable growth, persistency, and earnings performance. • Conducts case‑specific risk assessments and develops account‑level pricing strategies. • Leads rate development and customer negotiations in collaboration with Sales for complex pharmacy accounts. • Develops, executes, and monitors account plans to drive growth and profitability. • Analyzes market trends and competitive dynamics to deliver strategic recommendations on pricing and product positioning. • Influences underwriting best practices and provides consultative input to matrix partners on product development and pricing strategy. • Serves as a subject matter expert (SME) supporting Medical Underwriting teams and broader stakeholders.

Job Title: Senior Mortgage Underwriter Division: Operations Location: Columbia, Mt Pleasant, Greenville, or Remote! Position Summary: Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Direct Reports: None Core Responsibilities: - Underwriting - Respond to investor repurchase and quality review requests. - Support loan shipping process to clear underwriting purchase issues. - Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations. - Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met. - Evaluate and examine transactions to ensure accuracy and completeness - Contact customers and partners to gather information to make appropriate decisions - Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision 2.Training/Help Desk - Serve as a resource to Residential Mortgage personnel on underwriting questions and provide training for investor, underwriting and compliance related issues. - Recommends modifications to underwriting procedures. - Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager. - Underwriting Management - Prepare formal reports for review. - Provide feedback on new investor candidates as it relates to underwriting guidelines and delivery procedures. - Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements. - Ensure that contractors are trained on investor specific eligibility requirements and guidelines. - Negotiate with third party service providers and manage contracts. - Compliance - Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk. - Performing compliance reviews and comply with regulatory requirements - Respond to individual and investor audits - Coordinate HMDA reporting and evaluation. - Role Specific Competencies - Computer Skills - Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity. - Job Knowledge - Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues. - Personal Organization - Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, and manages time well. Minimum Requirements: - Bachelor's degree or equivalent experience - 3 - 5 years underwriting experience - DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience. - Extensive knowledge of quality service discipline. - Retail banking experience. - Proven communication and customer relation skills. - Ability and desire to interact and contribute in a team environment. - Ability to use a variety of software tools.

• Review, evaluate, and classify medical, non-medical, and financial risks to determine underwriting offers on new life insurance policies. • Underwrite life insurance risks with approval authority up to $5,000,000 face amount cases. • Ensure underwriting decisions are fair, consistent, and aligned with company profitability objectives. • Maintain strict adherence to internal underwriting guidelines, SOPs, regulatory statutes, and legal/compliance directives. • Manage and process caseload in a timely and productive manner, meeting or exceeding established service standards. • Demonstrate superior competency in utilizing underwriting and new business systems, including Resonant, online reference manuals, and vendor websites. • Complete audits of underwriting decisions and processing to ensure proper mortality assessments and identify training opportunities. • Provide back-up support to the Chief Life Underwriter as needed. • Complete cosigns for Underwriter-level cases as assigned. • Develop and maintain strong working relationships with agents, sales teams, and internal and external customers. • Provide accurate and timely communication to agents via email and telephone. • Support a collaborative underwriting environment that promotes transparency and partnership. • Participate in projects, committees, and presentations as required. • Identify and recommend opportunities to improve underwriting processes and procedures. • Train and mentor team members in underwriting best practices and system utilization. • Complete five (5) or more professional development actions annually, including industry courses, seminars, or continuing education activities.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This role is responsible for preparing initial CD's & closing CD's, and balancing Titles. - Communication: Liaises among customers (both internal and external) and escrow companies to coordinate document preparation, loan signing, funding and recording of documents. - Organization: Ensures loan files are complete with all outstanding issues addressed prior to submission for funding. - Coordination: Coordinates funding requests and follows up for required documentation and conditions for all pre- and post-closing items. - Equipment: Uses such office equipment as computer terminals, copiers and FAX machines. - Physical: Sits for extended time periods. Hearing and vision within normal ranges. - Compliance/initial CD: Works with the Lender in the process of sending the Initial CD out for signatures. - Prepares and routes closing document packages, including loan docs and escrow instructions to appropriate destinations. - Maintains document mailing/conversation log. - Identify and review problem files and take corrective action to facilitate accurate document preparation; inform manager on status of problem files, requesting assistance if necessary. - Prepares the Initial CD for the Lender to send out to the borrower for signatures. - Prepares the COC CD for any changes required by the Lender or Borrower. Qualifications - Minimum one to two years of drawing loan docs (or comparable experience). - Strong interpersonal-communication and business-relationship skills. - Detail oriented with strong organizational and follow-through skills. - Excellent analytical, written communication and verbal communication skills. - Technologically proficient. - Proven negotiating skills and forecasting capabilities. - High school diploma or equivalent. Requirements - None specified. Benefits - Comprehensive benefits package for full-time employees and their dependents, including: - Medical, dental, vision, life insurance. - Short-term disability, long-term disability. - Health Savings Account (HSA), Flexible Spending Account (FSA). - Eligible to enroll in company-sponsored benefit programs on the first of the following month after hire. - Eligible to enroll in 401(k) program after 60 days on the first of the following month. - Eligible employees may apply for job openings through PRMG’s Internal and External Job Portal. Company Description None specified.