This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description We’re looking for an accomplished and well-rounded Actuary to revolutionize actuarial and risk solutions using Python, R, SQL or other cloud technology and advanced analytics tools. - Independent Execution: Independently analyze ratemaking, competitive analysis and customer data using actuarial and data analytics solutions to provide high-level rating recommendations and drive results. - Regulatory Leadership: Lead the preparation and review of complex regulatory filings: this includes actuarial memo, rate indication, and modeling related supporting exhibits. - Proficient Modeling: Utilize GLM expertise and machine learning expertise to build, validate and interpret GLM models, providing expert feedback to Data Science partners. - Process Automation and Improvement: Proactively identify and execute initiatives to automate pricing, reserving and risk workflows using Python or other cloud technologies. - Tool Development: Design, develop and maintain actuarial, risk and forecasting tools using relevant actuarial, statistical and data science methodologies. - Stakeholder Management: Act as a key resource for the team, translating complex technical findings into actionable strategies for internal and external stakeholders. - Cross Functional Collaboration: Lead cross-functional collaborative efforts to curate and support delivery of actuarial products and services, ensuring exceptional performance and identifying opportunities for growth and product expansion. - Strategic Contribution: Significantly contribute to the ideation and development of new product feature offerings, with direct involvement and ownership of analysis, technical design, and output. Qualifications - BS/BA in Math, Statistics, Economics, Actuarial Science or similar or equivalent relevant experience. - 6-8 years of hands-on experience in P&C ratemaking, with a strong track record of automating actuarial solutions. - Deep programming experience in at least one of: Python (Pandas, NumPy, and Scikit-learn) or R (dplyr, ggplot2, caret). - Solid understanding of statistical techniques including GLM, with the ability to build models and interpret results. - Progress towards ACAS/FCAS designation (expected to have passed 5+ exams). - Expert knowledge of insurance fundamentals, including pricing methodologies, reserving techniques, and regulatory requirements. - Proficient SQL and modern data warehouses (Snowflake preferred). - Experience using data visualization tools (Matplotlib, Seaborn, Tableau, or similar). - Excellent communication for cross-functional collaboration. - Entrepreneurial mindset with a passion for innovation and driving new product development. Requirements - Multi-language programming experience (Python + R + SQL) with cloud platform knowledge (AWS, Azure or similar). - Experience building models using GLMs or other machine learning techniques. - Understanding of telematics data and usage-based insurance model development. - Non-traditional actuarial experience (ridesharing, InsurTech) or full product lifecycle experience from concept to market launch. Benefits - We provide a wide variety of health, wellness and other benefits. These include medical, dental, vision, life insurance and supplemental income plans for you and your dependents, a Headspace app subscription, monthly wellness allowance and a 401(k) Plan with a company match. - Given our virtual environment, a one-time payment of $2K will be provided to cover the purchase of in-home office equipment and furniture at your discretion. - All employees accrue four weeks of PTO in their first year of employment. New parents receive twelve weeks of fully paid parental leave which may be taken within one year after the birth and/or adoption of a child. - We’re committed to investing in and helping our people grow personally and professionally. All employees receive up to $5000 each year for professional learning, continuing education and career development.

• Focused on the small‑plan market, the candidate will review client deliverables for accuracy and compliance while managing their own case load of small‑market DB plans. • The actuary will handle their own valuation, administration, and compliance work, and will also review and sign a significant volume of work prepared by others. • The role is responsible for maintaining service standards consistent with FuturePlan Lead Actuary expectations and organizational requirements. • Serve as a subject‑matter expert in small‑market Defined Benefit, Cash Balance, and DB/DC Combo plans.

• Accountable for completion of complex actuarial or analytical projects, ensuring timeliness, compliance, and quality of work. • Provide proactive and strategic thought leadership of ways to improve processes, reduce risks, and meet department and enterprise objectives to achieve profitable growth and/or improve value, quality, and access for Blue Cross NC customers. • Achieve segment financial targets and provide concise explanations of results and variances to expectations; act as a financial steward for the company. • Communicate effectively with all levels and divisions within the organization, including Divisional Leadership. • Manage external partnerships with vendors, auditors, regulators, and health care providers, including effective negotiation of contracts and/or rates. • Develop and maintain strong business relationships with internal partners through business expertise and exceptional support; act as a strategic advisor. • Meet continuing education standards required for job function, thought leadership and maintenance of actuarial credentials.

About Curative Curative is building the future of health insurance with a first-of-its-kind employer-based plan designed to remove financial barriers and make care truly accessible: one monthly premium with $0 copays and $0 deductibles*. Backed by our recent $150M in Series B funding and valuation at $1.275B, Curative is scaling rapidly and investing in AI-powered service, deeper member engagement, and a smart network designed for today’s workforce. Our north star guides everything we do: healthcare only works when people can actually use it. That belief drives every decision we make: from how we design our plan, support our members, to how we collaborate as a team. If you want to do meaningful work with a team that moves fast, experiments boldly, and cares deeply, Curative is the place to do it. We’re growing fast and looking for teammates who want to help transform health insurance for the better. POSITION SUMMARY A Health Plan Actuary Manager applies knowledge of mathematics, probability, statistics, and principles of business to provide technical support for rating/pricing, valuation, reserving, healthcare economics, and/or financial forecasting. In this role, the actuary will assist the Health Plan Actuary build and test new actuarial models, assist with financial statements (including the Statement of Actuarial Opinion), and MLR calculations. ESSENTIAL DUTIES AND RESPONSIBILITIES - Analyzing financial, statistical, and mathematical data and performing actuarial calculations. - Create monthly reports to support trend reviews, pricing, forecasting, reserving, and value creation. Build in efficiencies to decrease run time. - Consult with Tech team on how and what data should be accumulated - Developing customized pricing and valuation models for the Curative Health Plan in an efficient, scalable, transparent, and accurate manner. - Identifying and assessing risk in actuarial responsibilities. - Create reserving process and frequent monitoring to ensure reserve adequacy. - Collaborating with Finance, Underwriting, Risk Management, and Sales/Marketing teams to ensure models are updated as needed to improve underwriting performance while maintaining adequate reserves. - Providing actuarial support for internal and external reporting. - Calculating IBNR/IBNP. - Building of model enhancements and determining reasons for changes to calculated factors. - Designing predictive modeling tools to determine focus of future Health Plan wellness and cost-saving initiatives. - Supporting annual forecasting and budgeting efforts. - Performing special projects as directed by management including actuarial research, experience studies, and statistical analyses and calculations as required. - Other projects as assigned QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions: - Advanced analytical skills and creative problem-solving abilities with an attention to detail. - Sound knowledge of actuarial techniques and standards. - Able to translate and effectively communicate financial models and the results of actuarial analyses. - Capable of working on multiple projects under tight deadlines. - Excellent organizational and time management skills. - Commercial awareness with an understanding of broader business issues. EDUCATION and/or EXPERIENCE - Minimum of five years of experience in actuarial work with a focus on pricing large group healthcare plans. - Bachelor’s degree in actuarial science, math, statistics, finance, economics or related field required. - ASA Designation Required. FSA Designation Preferred. - Member of the American Academy of Actuaries (MAAA) preferred or ability to join. - Experience with Excel-based pricing model development and SQL data queries required - Experience with Python, AI, Git, and predictive analytics strongly preferred. Perks & Benefits - Curative Health Plan (100% employer-covered medical premiums for you and 50% coverage for dependents on the base plan.) - $0 copays and $0 deductibles (with completion of our Baseline Visit ) - Preventive and primary care built in - Mental health support (Rula, Televero, Two Chairs, Recovery Unplugged) - One-on-one care navigation - Chronic condition programs (diabetes, weight, hypertension) - Maternity and family planning support - 24/7/365 Curative Telehealth - Pharmacy benefits - Comprehensive dental and vision coverage - Employer-provided life and disability coverage with additional supplemental options - Flexible spending accounts - Flexible work options: remote and in-person opportunities - Generous PTO policy plus 11 paid annual company holidays - 401K for full-time employees - Generous Up to 8–12 weeks paid parental leave, based on role eligibility.