This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description T1F is building its team of Loan Underwriters to vet and approve investors seeking financing and the loans we intend to extend to them. You will be part of a collaborative team supporting investors throughout the application, underwriting and loan funding process. You will assess the individual and overall risk of a potential borrower, property and loan and are ultimately responsible for approving or denying mortgage loans. The primary function of an Underwriter is to perform a detailed credit underwriting to ensure that our business purpose loans meet credit policy and regulatory requirements. Strong producers and leaders in this role have tremendous opportunity for growth into management or other teams within the organization as we scale. - Underwrite Business Purpose mortgage loans in compliance with credit guidelines and requirements - Review loan files for completeness and creditworthiness - Collaborate with the Loan Expert and Closing team to identify any missing loan documentation and generate credit conditions lists for applicants - Train and mentor new Loan Underwriters as we expand - Keep all documents organized and itemized in internal drives and proprietary systems - Manage high deal flow pipeline and prioritize work to ensure loans close on time and with a high degree of accuracy - Identify, report and escalate any suspected fraudulent activity to the appropriate management as necessary - Stay up to date with the most current company underwriting guidelines, policies, procedures and workplays as well as federal and state regulatory requirements to ensure compliance at all times - Review and take ownership of all loan files and borrower details prior to approving loans for closing and submission to our Closing team Qualifications - Professional experience in advanced quality control - At least 1 year experience in the mortgage industry as a Loan Processor, Underwriter, Transaction Coordinator, or Analyst - Bachelor’s degree - Disciplined, extreme attention to detail, and obsessive about quality control - Ability to make tough decisions focusing on the creditworthiness of borrowers, properties and loans - Excellent written and verbal communication skills - Strong people skills; Ability to convey needs and build rapport with borrowers and 3rd party vendors - Empathic, active listening - Meticulous pipeline management - Effective time management and task prioritization - Comfortable in unstructured environments - Politely persistent - Technologically literate - Ability to adapt to change quickly - Love critical thinking and problem solving - Must work well in a (remote) team environment Benefits - Competitive cash salary (commensurate with experience) - Performance-based incentive opportunity - Competitive and comprehensive health benefits - Remote flexibility

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status. Need Help? If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Please review the following job description: Underwriter is responsible for underwriting residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Communicates with processor, originators and other internal and external customers. Meets performance standards and goals established by the bank. Approve acceptable loans within maximum conforming and/or non-conforming lending limits. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Perform detailed underwriting analysis of all Truist Financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval. 2. Ensure that all loan files are documented to meet portfolio and investor guidelines to ensure marketability and maintain quality standards. 3. Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation; demonstrated expertise with two or more of the following categories preferred - GSE, Government, Portfolio - and/or expertise in government lending. 4. Loans to be adequately conditioned to meet Mortgage Lending products, policies, processes, and their required documentation 5. Adhere to all compliance regulations and controls. 6. Conduct proactive and effective pipeline management to ensure that metrics are met. 7. Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors. 8. Lending authority will be granted based on experience and mastery of the certification program and/or demonstrated proficiency in underwriting mortgage loans. QUALIFICATIONS Required Qualifications: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. External applicants must possess two years of mortgage underwriting, three years of mortgage processing, or five years of mortgage industry experience. Mortgage industry experience includes mortgage underwriting (including modifications and quality control), mortgage processing, origination/loan support role, or unit management for mortgage business unit (processing or underwriting). Internal applicants may also qualify having five years of strong credit experience outside of Mortgage (i.e., consumer lending underwriter, wealth underwriter, commercial credit underwriter or processor, etc.) 2. Excellent Communication skills, both written and verbal, in relating to internal and external clients. 3. Demonstrates proficiency in basic computer applications, such as mortgage automated processing systems and Microsoft Office software products. 4. Bachelor's degree in business or related field, or equivalent education or related training 5. Ability to travel, occasionally overnight. Preferred Qualifications: 1. Basic knowledge of bank services and products 2. Direct Endorsement and Staff Appraisal Reviewer Certifications 3. Familiarity with Automated Underwriting Systems (e.g. DU, LP, GUS) General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work. Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. - Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations - Analyze borrower financials, credit reports, and property appraisals to determine eligibility - Assess risk and provide thorough loan decisions with clear explanations and conditions - Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process - Stay up-to-date with industry trends, guidelines, and best practices Qualifications - Active DE and VA underwriting certification required - Must have used DE and VA designation within the last 11 months - Minimum 5 years of residential mortgage underwriting experience - Proven history of longevity in prior roles (average tenure, no frequent job changes) - Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products - Experience with Encompass strongly preferred - Excellent analytical, organizational, and problem-solving skills - Strong communication skills and ability to collaborate effectively in a team environment Company Description

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description Berkley Small Business Solutions is seeking an insurance professional who enjoys underwriting to join our creative, collaborative, and hard-working team. The successful candidate will be responsible for helping start up an organization poised to achieve and exceed profitability goals through proper risk selection and account management by utilizing data and analytics. - Review new and renewal larger and more complex commercial insurance risks in the Small Business Transportation Program, working with Motor Carrier, General Liability, and Motor Truck Cargo coverages, forms, underwriting, and risk assessment. - Determine the accurate classification of business, policy contract forms, and risk pricing; review and act upon pertinent risk information such as loss control reports, motor vehicle reports (MVRs), loss runs, and financial statements. - Executing risk assessment and pricing with appropriate authority and reviewing, advising, and approving other’s referrals. - Responsible for book management of an assigned agency territory, including achieving predetermined premium goals and profitability objectives, conducting audits on agency business, effectively communicating the company underwriting philosophy, and assuring compliance with underwriting best practices. - Cultivate effective agency relationships in collaboration with the Distribution team; conduct agency visits, communicate expectations, and make recommendations for agency action(s) when appropriate. - Provide guidance to Associate Underwriters in technical underwriting matters, including, but not limited to, such procedures as coverages, cancellations, exclusions, endorsements, and non-renewal action. - Assist in developing new products, coverage enhancements, and procedures that drive production and processing efficiency. - Mentoring and coaching of new or less-experienced team members. - Learn and execute on Workers Compensation, Cyber Risk for future development. - May perform other functions as assigned. Remote candidates outside the West Hartford and Jacksonville metro areas will be considered for this role, provided they are well qualified and willing to travel as needed. Qualifications - 5+ years of related commercial auto (trucking preferred) underwriting experience. - CPCU designation preferred. - General Liability, Motor Truck Cargo and Workers Compensation experience desired. - Excellent communication skills to work with internal and external stakeholders and customers. - A self-starter with the ability to manage time effectively and work within a demanding, challenging and ever-changing environment. - Ability to work independently but collaboratively. - Regularly and consistently demonstrates a commitment to company values and guiding principles. Education - Bachelor’s Degree. Benefits - Base Salary Range: $70k - $120k. - Benefits include Health, dental, vision, life, disability, wellness, paid time off, 401(k) and profit-sharing plans.