Munich Re

Title: Cyber Claims Service Representative Location: New York United States Job Description: Cyber Claims Service Representative - Remote Opportunity Move beyond claim processing-step into complex coverage decision-making in cyber insurance. Looking to move beyond transactional claims handling? This is an opportunity to work at the forefront of cyber insurance, where no two claims are the same-and your analytical thinking truly matters. At HSB, you'll handle complex cyber claims across both personal and commercial lines, navigating multi-coverage scenarios, interpreting policy language, and making thoughtful, well-supported coverage decisions. Founded in 1866, The Hartford Steam Boiler Inspection and Insurance Company (HSB) has been a pioneer in industrial safety and loss prevention for over 150 years. Our organization is driven by a passion for technical excellence, innovation, and a commitment to making a lasting difference. What Makes This Role Different - Not a processing role - You'll analyze, interpret, and make decisions on complex claims - High complexity exposure - Claims may involve multiple coverages, competing policy language, and multimillion-dollar exposure - Variety and challenge - From data breaches to system damage to social engineering, you'll never see the same claim twice - True critical thinking - Fact patterns can lead to different outcomes depending on policy interpretation What You'll Do - Analyze complex cyber claims involving multiple coverage triggers (e.g., system damage, data compromise, cyber extortion) - Interpret and apply policy language and contract language to determine accurate coverage decisions - Investigate claims, assess facts, and evaluate causation and loss scenarios - Draft detailed, well-supported coverage letters explaining decisions clearly and professionally - Communicate with insureds and stakeholders in difficult, high-stakes situations with empathy and clarity - Manage a portfolio of claims while balancing quality, accuracy, and timeliness - Deliver a consistent, professional customer experience while upholding claims standards Qualifications: - A High School diploma is required. College degree is preferred. - 1+ year experience in customer facing, financial, or service oriented position. - 2+ years experience in the Property/Casualty insurance industry and/or as a Claims Adjuster is a plus. - Adjuster licenses as required by state. This is the position for you if you have: - Analytical mindset - able to interpret nuanced policy language and apply it to unique fact patterns - Critical thinking - comfortable making decisions where outcomes are not always clear-cut - Strong writing skills - able to draft clear, structured, and professional coverage letters - Communication & empathy - able to navigate sensitive conversations with insureds - Intellectual curiosity - enjoys solving complex problems and learning continuously Join Us If you're ready to take the next step in your claims career-where your thinking, analysis, and judgment have real impact-this is your opportunity. We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: - Two options for your health insurance plan (PPO or High Deductible). - Prescription drug coverage (included in your health insurance plan). - Vision and dental insurance plans. - Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary. - Short and Long Term Disability coverage. - Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children). - Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity). In addition to the above insurance offerings, our employees also enjoy: - A robust 401k plan with up to a 5% employer match - A retirement savings plan that is 100% company funded. - Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries. - Eligibility to receive a yearly bonus as a Munich Re employee. - A variety of health and wellness programs provided at no cost. - Paid time off for eligible family care needs. - Tuition assistance and educational achievement bonuses. - A corporate matching gifts program that further enhances your charitable donation. - Paid time off to volunteer in your community. At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

Title: Group Underwriting Consultant Location: Atlanta United States Job Description: - Please note that we are also open to a fully remote work arrangement for this position (in the United States)* Position Overview The Group Underwriting Consultant serves as the key risk manager for assigned group treaties and prospects. This position underwrites and rates new and renewal treaties and facultative / special acceptances, reinsuring products including but not limited to Group Life, LTD, and Credit Life business, consistent with Munich Re's established guidelines. Leveraging deep analytical and technical expertise, the Group Underwriting Consultant balances risk protection with profitability targets, documents decisions transparently, and provides expert guidance to internal teams and clients. As the primary contact for assigned accounts, the Group Underwriting Consultant builds strong relationships and acts as the key resource for colleagues and clients. As a Subject Matter Expert (SME) for specific topics, the Group Underwriting Consultant contributes to departmental and cross-functional projects and knowledge sharing. Your Role: - Underwrite and price new business quotes, renewals, and facultative and special acceptance requests for Group re/insurance products, ensuring recommendations align with company guidelines and profitability targets. Clearly document and communicate decisions to stakeholders within established timelines. - Deliver high-quality, comprehensive, and accurate quotes for approved RFPs, including useful feedback for any decline to quote (DTQ) options, while meeting internal and external service standards. - Provide ongoing value-added underwriting service and support to Group Reinsurance clients. This includes responding promptly to inquiries and proposing creative solutions for facultative submissions outside automatic terms. - Foster strong relationships with prospects, customers, and brokers through effective communication, issue resolution, and regular engagement, including client visits and participation in industry conferences. - Collaborate with actuarial and claims teams to develop profitable terms that will lead to successful renewals of assigned accounts. Obtain needed changes to treaty terms and conditions while strengthening client and broker relationships. - Monitor group market and assigned clients, MGUs and TPA's by tracking premium and claims experience, quote and renewal/lapse activity, and identifying emerging issues and opportunities. - Promote Munich Re's technical expertise. Conduct client underwriting reviews and audits. Respond to client inquiries on product topics and industry practices. Maintain monthly RE Con report and underwriting marketing lists. Interface with MARC EDGE team and IT, and EDGE users at clients. Conduct MARC industry surveys. - Participate in special projects, such as financial reinsurance quotes, unraveling issues with terminated treaties, and other items as required. - Serve as a Subject Matter Expert (SME) for designated topics, provide guidance to colleagues, and participate in project work related to the SME topic. Decision-Making Authority: - Review and approve special acceptance referrals with reinsurance premium within the Group Department's underwriting authority limits. - Underwrite and price new business and renewal reinsurance clients within the Group Department's underwriting authority limits. - Recognize when an opportunity will require approval outside the group department and initiate the approval process. - Recognize treaty provisions that require escalation and to whom they should be escalated. - Understand the legal ramifications and risks associated with treaty terms and propose alternative solutions to problematic terms. - Alert management to any signs that a client is deviating from our treaty terms and suggest action steps. Your Profile: - Bachelor's degree or higher - Licenses or certifications (i.e., FLMI, CEBS, ARA) are preferred but are not required for this position. - At least 5 years of group Life insurance underwriting and/or 3 years reinsurance underwriting experience. - Skilled in evaluating treaty and facultative risks, setting appropriate pricing, terms, and conditions aligned with underwriting philosophy. - Strong collaborator across business development, actuarial, product, claims, operations, legal, and compliance-particularly within Group Life and LTD. - Effective communicator and negotiator who represents the organization with professionalism, clarity, and integrity. - Forward‑thinking knowledge of current and emerging trends, technologies, and competitive dynamics in Group insurance, with proficiency in key software tools. - Demonstrates independence, strong project and time management skills, and foundational medical and reinsurance knowledge to support underwriting decisions. The base salary range anticipated for this position is $120,503 to $139,530, plus an opportunity for an annual company bonus based upon a percentage of eligible pay. The salary estimate displayed represents the typical salary range for candidates hired in this position. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. What Can We Offer You? We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: - Two options for your health insurance plan (PPO or High Deductible). - Prescription drug coverage (included in your health insurance plan). - Vision and dental insurance plans. - Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary. - Short and Long-Term Disability coverage. - Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children). - Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity). In addition to the above insurance offerings, our employees also enjoy: - A robust 401k plan with up to a 6% employer match - Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries. - Eligibility to receive a yearly bonus as a Munich Re employee. - A variety of health and wellness programs provided at no cost, including a gym fitness reimbursement. - Paid time off for eligible family care needs. - Tuition assistance and educational achievement bonuses. - A corporate matching gifts program that further enhances your charitable donation. - Paid time off to volunteer in your community. Please note that only candidates who are selected for interview will be contacted directly. We thank all candidates for their interest. At Munich Re US, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Title: Senior Cyber Underwriter - West Coast (Remote) Location: United States Job Description: Job typeFull-Time Work modeRemote Job levelProfessional Job ID12563 CompanyHSB Employment typeRegular Area of expertiseClaims & Underwriting HSB, a Munich Re company, is a specialty insurer and risk solutions provider focused on cyber and technology risk. We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported by proactive risk management services and data driven insights designed to strengthen operational resilience and reduce loss—putting prevention at the center of cyber insurance. Position will be Remote - US based About the Role The Senior Cyber & Technology Risk Underwriter is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while driving growth and profitability within an assigned territory. This role builds and manages strong broker relationships, provides market insight in a rapidly evolving cyber risk landscape, and positions the organization as a leader in the primary cyber market. The Senior Underwriter partners closely with internal stakeholders to support product, coverage, and pricing initiatives and advance cyber capabilities. Key Responsibilities - Underwrite new business and renewal Cyber and Technology E&O risks within assigned authority - Rate, quote, and bind new business originating from broker partners in the assigned territory - Maintain underwriting excellence and deliver a superior experience for brokers and insureds - Establish, manage, and grow trading relationships with key broker partners - Represent the organization at broker meetings and industry events to drive new and renewal business - Track broker engagement and develop strategies to strengthen market presence and positioning - Provide market intelligence and insight to support growth across cyber and specialty products - Participate in internal discussions and working groups to advance cyber services and offerings - Collaborate with internal partners to support product, coverage, and rate enhancements - Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels Qualifications - Bachelor’s degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline - Five or more years of experience in the insurance and/or reinsurance industry - Three or more years of cyber liability underwriting experience, with additional experience in cyber‑related areas such as claims, product administration, underwriting, or cybersecurity - Commercial underwriting and/or insurance marketing experience - Established broker relationships within an assigned territory - Experience underwriting Cyber, Technology E&O, or other Management Liability products, including Crime and MPL (carrier or consulting environment preferred) Knowledge & Skills - Strong analytical and strategic thinking capabilities - Excellent organizational and prioritization skills - Proven relationship‑management and business‑development abilities - Strong understanding of insurance concepts and underwriting principles - Ability to influence and collaborate effectively with internal and external stakeholders - Strong verbal and written communication skills At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice. The Company is open to considering candidates in numerous locations, including California. The salary ranged posted below applies to the Company’s Hartford, CT location. • The salary range for this position is $ 101,700 149,200, plus opportunity for company bonus. In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO). • The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range

Title: Cyber Underwriter - West Coast (Remote) Location: West Coast United States Remote Job type Full-Time Job ID 12562 Job Description: HSB, a Munich Re company, is a specialty insurer and risk solutions provider focused on cyber and technology risk. We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported by proactive risk management services and data‑driven insights designed to strengthen operational resilience and reduce loss-putting prevention at the center of cyber insurance. This position is a Remote opportunity. About the role The Cyber & Technology Risk Underwriter I is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while supporting the growth and profitability of the cyber portfolio. This role partners closely with agents, brokers, and internal business development teams to expand the book of business, provide market insight in a rapidly evolving segment, and support product, coverage, and rate initiatives. The position also plays a key role in supporting alternative distribution channels and strategic partnerships. Key Responsibilities - Underwrite new business, renewals, and endorsements for Cyber and Technology E&O risks - Quote, rate, bind, and issue policies, including interim policy changes throughout the policy lifecycle - Support execution of short‑ and long‑term underwriting and portfolio objectives - Monitor, evaluate, and recommend improvements to underwriting processes for direct cyber products and MGA partnerships - Provide market insight and recommend coverage or rate changes based on evolving cyber risk trends - Collaborate internally to implement product, coverage, and pricing updates - Manage marketing efforts and track cyber‑related client management activities - Partner with internal business development teams and external agents to drive new business - Meet with internal stakeholders and external partners to educate and train on cyber products - Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels Qualifications - Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline, or equivalent work experience - Three or more years of experience in the insurance and/or reinsurance industry - One or more years of cyber liability underwriting experience preferred - Experience in commercial underwriting and/or insurance marketing - Experience in Cyber, Technology E&O, or Management Liability (carrier or consulting environment preferred) - IT or cybersecurity‑related experience preferred - CPCU, RPLU, or other relevant insurance designation preferred Knowledge & Skills - Strong analytical and problem‑solving abilities - Excellent organizational and time‑management skills - Strong interpersonal and relationship‑building capabilities - Ability to collaborate effectively across teams and stakeholders - Solid understanding of insurance concepts and underwriting principles - Strong verbal and written communication skills At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice. The Company is open to considering candidates in numerous locations, including California. The salary ranged posted below applies to the Company's Hartford, CT location. - The salary range for this position is $ 84,500 - $124,000, plus opportunity for company bonus. In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO). - The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range

Title: MRSGM NA Account Manager Surety Bonds Job Description: Location:Schaumburg, IL Hybrid Role: In-office two days. Work remotely three days a week. Full Time Munich Re Specialty Global Markets North America (MRSGM N.A.) is looking for enthusiastic individuals to join us as we grow. As part of Munich Re Group, we are a unique organization providing expertise in specialty and marine lines of insurance as well as surety risks and customs bonds with in-house claims solutions. We are seeking a full time Associate Account Manager, Surety Bonds to join the Roanoke Insurance Group division as a hybrid employee in our Schaumburg, IL office reporting to the Regional Product Manager, Surety Bonds. Job Description - In accordance with the objectives and procedures outlined by management, to necessary to maintain and grow bond business - Develop and maintain positive relationships with clients, underwriters, and peers - Utilize all available resources in order to properly obtain/maintain underwriting information - Maintain follow-up system to ensure requests are processed timely - Communicate regularly with the sales staff to advise them of relevant account information - Assist in premium collections when necessary - Provide backup for other staff as needed - Projects as assigned by management - Take bond requests and use underwriting authority sensibly and provide approval or request for more information to clients in a timely fashion (strive for same day turnaround) - Prepare and file bond paperwork as requested by clients - Assist with other aspects of client service for house accounts as assigned, including requests for underwriting information, rider requests - Identify new business opportunities and refer to Management Requirements - Excellent customer service skills to explain and provide our products in a prompt and accurate fashion - Bachelor's degree preferred or equivalent work experience - P&C Producer License in domicile state - Strong analytical skills and ability to make decisions, problem solve and think on your feet - Proficiency with written and oral communication; ability to provide information in a clear, concise manner with an appropriate level of detail, empathy and professionalism - Strong organizational skills to maintain digital files and paperwork in an orderly and accurate manner - Ability to build relationships and work as part of a team in a positive and professional manner - Experience in standard Microsoft programs (Windows, Outlook, Word, Excel) and strong aptitude for learning proprietary software - Ability to function effectively in an office environment and remotely - Comfortable working with numbers and percentages MRSGM N.A. is open to considering candidates in numerous locations, including Schaumburg, IL. The salary range posted below applies to the Company's Schaumburg, IL location. The base salary range anticipated for this position is $53,000 to $80,000. In addition, the Company makes available a variety of benefits to employees, including health insurance coverage, life and disability insurance, 401k match, paid holidays, sick time, and paid vacation. The salary estimate displayed represents the typical salary range for candidates hired in this position in Schaumburg, IL. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. About Us MRSGM N.A. is the holding company for Roanoke Insurance Group (RIG) and Munich Re Specialty Group Insurance Services (SIS) located throughout 7 locations in the United States and Canada with over 250 employees. SIS provides insurance to retail and wholesale insurance brokers in North America. Specialty lines include ocean and inland marine, cyber, tech E&O, terrorism, active assailant & political violence. RIG operates as a specialty insurance broker focused on surety, insurance and related offerings for logistics service providers, customs brokers and companies with supply chains. Benefits We offer our employees a diverse work environment which champions professional development, innovation and passion; providing employees with a great benefits package. All of our benefits are effective the first day of employment including: - Generous healthcare plans - Voluntary dental & vision plans - 401(k) plan - Flexible spending plans - Health Savings Accounts (HSA) - Paid time off - Paid holidays - Tuition reimbursement - Short/long term disability - Paid Parental Leave - Employee Assistance Program (EAP) - Employee Wellbeing Program - Community involvement - Life insurance At MRSGM N.A., individuality is a key driver for our success and progress. We believe that leveraging a variety of perspectives and backgrounds, and empowering all employees to make an impact, will motivate us to perform at our best and give us a competitive edge. We know there is always more work to be done, but we're committed to building an inclusive culture where everyone is welcomed and valued for their authentic selves.

Title: MRSGM NA Sr Surety Underwriter Job Description: LocationSchaumburg, United States Job typeFull-Time Work modeHybrid Job levelProfessional Job ID12656 CompanyRoanoke Insurance Group Inc Employment typeRegular Area of expertiseClaims & Underwriting Location: - Schaumburg, IL Hybrid Role: In-office two days. Work remotely three days a week. Job Description Reporting to the VP Surety Operations or AVP Surety Underwriting. Effective risk selection of new and renewal business with a monetary authority limit of no more than $2MM according to standard Unit practices. Ensure agent compliance with underwriting guidelines. Provide prompt service and support for all activities to field offices as required. Responsibilities - As to risks submitted by field offices/agents and as to specific risks assigned by MGU management, gather underwriting information and render underwriting decisions on bonds/aggregates (new and renewal) within authority levels granted under attachments based on the following (which will vary, depending on size and nature of risk): - F/S analysis - CBP transaction and activity analysis - Indemnities - Review of collateral submissions - Other facts coming to bear risks undertaken - Service as required by production facilities, including RTS regional offices, brokers/agents appointed by RTS, etc. Such services may include, but are not limited to: - Execution of bonds beyond authority of production facilities - Explanation of underwriting decisions - Handling of general questions regarding the underwriting process - Use IT systems/maintain records (electronic or otherwise) as required by MGU management – systems include but not necessarily limited to: - Proprietary and Non-proprietary software (e.g., MS Office) provided for use - Render assistance/support to claims staff as directed by MGU management, or when requested by claims staff: - In connection with principals having open risk - For general guidance on the customs process - Assist Underwriters and Supervisors as directed - Participate in in-house training as applicable and provided and assist in training of Underwriting Associate and Underwriting Assistant - Carry out such other underwriting/claims-related activities as may be assigned by management consistent with this position’s level of expertise - Follow all company procedures and guidelines and complete all required courses related to the same as designated by the Vice President of Legal Affairs. - Participate in in-house training as applicable and provided and assist in training of Underwriting Trainees Requirements - Successful completion of UW Associate – or similar experience - Attention to detail - Ability to monitor and meet deadlines - Effective oral and written communication - Ability to take direction and prioritize - Strong decision-making ability - Proficiency with Excel and Word applications Authority Levels, Education, Certificates, Licenses and Designations - 1-2 years of experience in accounting, finance or business related - or - - Associate’s degree in accounting, finance or general business - No initial Underwriting Authority given; subject to change based on training and performance with max level authority no more than $2MM MRSGNA is open to considering candidates in numerous locations, including Schaumburg, IL. The salary range posted below applies to the Schaumburg, IL location. The base salary range anticipated for this position is $60,000 to $99,000. In addition, the Company makes available a variety of benefits to employees, including health insurance coverage, life and disability insurance, 401k match, paid holidays, sick time, and paid vacation The salary estimate displayed represents the typical salary range for candidates hired in this position in Schaumburg, IL. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. We pride ourselves on having a diverse workforce. We value and celebrate the uniqueness of individuals and the different perspectives they provide. We offer equal opportunity employment regardless of race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability status, age, marital status, or protected veteran status.

Title: Cyber & Tech Risk Underwriter Location: Hartford United States Job Description: HSB, a Munich Re company, is a specialty insurer and risk solutions provider focused on cyber and technology risk. We combine underwriting expertise, cyber risk intelligence, and advanced analytics to help organizations anticipate, prevent, and mitigate evolving digital threats. Our cyber offerings are supported by proactive risk management services and data‑driven insights designed to strengthen operational resilience and reduce loss-putting prevention at the center of cyber insurance. This position is a Remote opportunity. About the role The Cyber & Technology Risk Underwriter I is responsible for underwriting transactional Cyber and Technology Errors & Omissions risks while supporting the growth and profitability of the cyber portfolio. This role partners closely with agents, brokers, and internal business development teams to expand the book of business, provide market insight in a rapidly evolving segment, and support product, coverage, and rate initiatives. The position also plays a key role in supporting alternative distribution channels and strategic partnerships. Key Responsibilities - Underwrite new business, renewals, and endorsements for Cyber and Technology E&O risks - Quote, rate, bind, and issue policies, including interim policy changes throughout the policy lifecycle - Support execution of short‑ and long‑term underwriting and portfolio objectives - Monitor, evaluate, and recommend improvements to underwriting processes for direct cyber products and MGA partnerships - Provide market insight and recommend coverage or rate changes based on evolving cyber risk trends - Collaborate internally to implement product, coverage, and pricing updates - Manage marketing efforts and track cyber‑related client management activities - Partner with internal business development teams and external agents to drive new business - Meet with internal stakeholders and external partners to educate and train on cyber products - Ensure audit compliance and adherence to underwriting guidelines, standards, and authority levels Qualifications - Bachelor's degree in Risk Management, Marketing, Computer Science, Engineering, or a related discipline, or equivalent work experience - Three or more years of experience in the insurance and/or reinsurance industry - One or more years of cyber liability underwriting experience preferred - Experience in commercial underwriting and/or insurance marketing - Experience in Cyber, Technology E&O, or Management Liability (carrier or consulting environment preferred) - IT or cybersecurity‑related experience preferred - CPCU, RPLU, or other relevant insurance designation preferred Knowledge & Skills - Strong analytical and problem‑solving abilities - Excellent organizational and time‑management skills - Strong interpersonal and relationship‑building capabilities - Ability to collaborate effectively across teams and stakeholders - Solid understanding of insurance concepts and underwriting principles - Strong verbal and written communication skills At The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. The work environment characteristics, and any physical and mental requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice. The Company is open to considering candidates in numerous locations, including California. The salary ranged posted below applies to the Company's Hartford, CT location. - The salary range for this position is $ 84,500 - $124,000, plus opportunity for company bonus. In addition, the company provides a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, a retirement savings plan, paid holidays and paid time off (PTO). - The salary estimate displayed represents the typical salary range of candidates hired. Factors that may be used to determine your actual salary may include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range

Title: Contract Surety Underwriter Location: Atlanta United States Job Description: We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients. The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America. The Opportunity Future focused and always one step ahead! The Surety Underwriter will be responsible for the marketing, underwriting, administration, and overall business development of assigned geographic territory in accordance with the company's surety business model to meet projected profitability and expense goals. You will serve as a front line underwriter for assigned region for the contract department. Responsibilities In this position you will: - You will maintain key surety broker relationships in compliance with guidelines for new and renewal surety business - You will maintain and underwrite a profitable portfolio, coordinate new/renewal business while exercising proper underwriting and discipline in compliance with underwriting guidelines, systems and procedures - You will collaborate with MRSI surety colleagues in order to fully leverage MRSI surety capabilities and increase our customer base Qualifications Successful candidates will possess the following experience/skills/qualifications: - Bachelor's degree in Business Administration, Economics, Finance, Accounting, or related field - 5+ years or more of progressive experience working with surety products - Entrepreneurial skill set, excellent marketing, negotiating and communication skills - Successful track record of maintaining strong relationships with agents/brokers - Ability to think strategically and function tactically - Exceptional communication skills that energize and engage brokers, clients and colleagues and the ability to convey a vision and client-focused solutions - Ability to present and negotiate agreements with agents/brokers - Effective time management and organizational skills - Willingness to travel up to 20% We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: - Two options for your health insurance plan (PPO or High Deductible). - Prescription drug coverage (included in your health insurance plan). - Vision and dental insurance plans. - Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary. - Short and Long Term Disability coverage. - Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children). - Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity). In addition to the above insurance offerings, our employees also enjoy: - A robust 401k plan with up to a 5% employer match - A retirement savings plan that is 100% company funded. - Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries. - Eligibility to receive a yearly bonus as a Munich Re employee. - A variety of health and wellness programs provided at no cost. - Paid time off for eligible family care needs. - Tuition assistance and educational achievement bonuses. - A corporate matching gifts program that further enhances your charitable donation. - Paid time off to volunteer in your community. The Company is open to considering candidates in any state in the southeast, including Charlotte (NC) and Atlanta (GA), as well as fully remote. The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography. The base salary range anticipated for this position is $92,500 - $135,600, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. #LI-MB1

Title: Editorial Partnerships & Digital PR Manager Job Description: Location: Waltham, MA (hybrid 3 days in office) Or Remote ERGO NEXT's mission is to help entrepreneurs thrive. We're doing that by building the only technology-led, full-stack provider of small business insurance in the industry, taking on the entire value chain and transforming the customer experience. Simply put, wherever you find small businesses, you'll find ERGO NEXT. Since 2016, we've helped hundreds of thousands of small business customers across the United States get fast, customized and affordable coverage. We're backed by industry leaders in insurance and tech, and we still have room to grow - that's where you come in. We are hiring an Editorial Partnerships & Digital PR Manager to ensure ERGO NEXT appears consistently in the buyer guides, listicles, and product roundups that influence how small businesses choose insurance providers. This role sits at the intersection of digital PR, editorial outreach, SEO, and partnerships. Your mission is simple: identify the publishers and editors that shape category recommendations, build relationships with them, and ensure ERGO NEXT is fairly represented when they evaluate small business insurance providers. Success in this role means ERGO NEXT becomes a regularly recommended brand across trusted publications, strengthening both brand credibility and organic discovery. What You'll Do: - Drive Inclusion in Buyer Guides and Listicles. Identify and prioritize the editorial content that shapes purchasing decisions for small businesses. - Develop outreach strategies that secure and maintain placement in these high-intent recommendations. - Build Relationships with Editors and Publishers. Become a trusted source for publications covering small business tools, entrepreneurship, and financial services. - Influence Category Coverage. Pitch story angles, insights, and data that help editors understand how ERGO NEXT serves small businesses. Ensure ERGO NEXT is considered when publications update or refresh their recommendation lists. - Collaborate with Growth & SEO Teams. Partner with SEO, content, and growth teams to ensure earned placements strengthen. - Manage PR Agency Execution. Guide and hold accountable external PR agencies supporting outreach and placement efforts.Set clear priorities for listicle inclusion, editorial outreach, and publisher relationships. - Measure Impact and use data to refine outreach strategy and prioritize the publications that matter most. What We Need: - We're looking for someone who understands how editorial recommendations influence discovery and purchasing decisions. - 4-8 years in digital PR, editorial outreach, SEO partnerships, or publisher relations - Experience securing placements in buyer guides, product roundups, or editorial recommendations - Strong relationship-building skills with editors, journalists, or publishers - Familiarity with how editorial coverage influences search visibility and AI-driven discovery - Comfort working with performance metrics and tracking business impact Unstoppable Qualities: - Being proactive and persistent in outreach - Someone comfortable building relationships with editors and publishers - Someone curious about how search, media, and AI shape brand discovery - Someone excited to build a new capability with measurable business impact Note on Fraudulent Recruiting We have become aware that there may be fraudulent recruiting attempts being made by people posing as representatives of ERGO NEXT Insurance. These scams may involve fake job postings, unsolicited emails, or messages claiming to be from our recruiters or hiring managers. Please note, we do not ask for sensitive information via chat, text, or social media, and any email communications will come from the domain @next-insurance.com or @nextinsurance.com. Additionally, Next Insurance will never ask for payment, fees, or purchases to be made by a job applicant. All applicants are encouraged to apply directly to our open jobs via the careers page on our website. Interviews are generally conducted via Zoom video conference unless the candidate requests other accommodations. If you believe that you have been the target of an interview/offer scam by someone posing as a representative of Next Insurance, please do not provide any personal or financial information. You can find additional information about this type of scam and report any fraudulent employment offers via the Federal Trade Commission's website (https://consumer.ftc.gov/articles/job-scams), or you can contact your local law enforcement agency. The range displayed on this job posting reflects the minimum and maximum target for new hire base salaries for the position across all US locations. Within the range, individual pay is determined by work location and additional factors, including, without limitation, job-related skills, experience, and relevant education or training. ERGO NEXT employees are also potentially eligible for our annual performance-based incentive program, in addition to our benefits package, consisting of our partially subsidized medical plan, fully subsidized vision/dental options, life insurance, disability insurance, 401(k), flexible paid time off, parental leave and more. US annual base salary range for this full-time position: $127,000 - $171,000