Movement Mortgage

Role Description Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Ready to disrupt the mortgage industry with us as a Mortgage Underwriter II? Then we think it’s time to #joinMovement. What You Need To Know: - We have redefined the mortgage industry, and one of the ways that makes us unique is that our process starts with you! - We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. - A Movement Mortgage Underwriter acts as our gatekeeper with upfront underwriting. - We truly value your knowledge, so we empower you to make critical judgments. - All of this in a stable, high-growth environment filled with opportunity and strong values. Qualifications - 3+ years of front-end Mortgage Underwriter experience - DE and/or SAR Certification - Familiar with upfront review and makes the initial credit decision based on company checklists and guidelines - Issues loan approvals or escalates files to loan committee when necessary based on Company guidelines - Experience grading loan application quality based on criteria covered in training - Methodical and analytical personality with the ability to underwrite FHA loans using our unique, upfront method - Experience reviewing loan files for self-employed applicants and FHA loans and income analysis for self-employed applicants Requirements - Associate’s Degree in Business Management or related field (even better) - 5+ years of mortgage industry experience (even better) - Experience with purchase loans is preferred (even better) - Ability to work extended hours (late evenings and weekend work may be required) Benefits - Competitive pay - Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE - Retirement plan: 401(k) and Roth - Paid Time Off: 16 days front loaded. Prorated based on the start date month - 11.5 paid holidays per year - Employee assistance program - Excellent career growth opportunity - Fun, team-focused working environment - Employee driven community outreach program - Relocation packages available

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. ROLES AND RESPONSIBILITIES (Duties and responsibilities may include, but are not limited to the following): - Processes Reverse Mortgage loans - Works to determine product suitability; communicates changes to TC - Compiles financial and other needed data to complete loan file - Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation - Communicates with Reverse Transaction Coordinator to obtain missing documentation - Reviews files for completeness prior to submission to Underwriting - Obtains documentation needed to clear conditions, if required - Submits approved files to Closing - Prioritizes workflow so loans close on time - Communicates with title company, appraiser, and other vendors as required - Provides excellent customer service to borrower, loan officer, vendors, and other interested parties - Prepares and sends approval - Records data on the status of loans, including number of new applications and loans approved, cancelled or denied REQUIRED SKILLS AND QUALIFICATIONS (To perform the job successfully, the candidate should demonstrate the following competencies to perform the essential functions of this job.) - 2-5 years reverse processing experience. - Solid knowledge and understanding of customer service and intrapersonal best practices. - Extensive knowledge and understanding of HECM loan program. - Solid knowledge and understanding of mortgage lending processes, procedures, and regulations. PREFERRED QUALIFICATIONS - Demonstrated experience effectively managing relationships with internal and external partners. - Demonstrated experience analyzing and interpreting data. - Demonstrated experience researching information, problem solving and making solid business decisions. - Demonstrated experience working in a fast paced and changing environment. - Demonstrated experience with MS Office products. PREFERRED EDUCATION - High School or GED PHYSICAL REQUIREMENTS - This position is remote, on-site preferred but not required. The expected salary range for this position is between: $53,300.00 - $76,200.00The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: - Competitive pay - Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE - Retirement plan: 401(k) and Roth - Paid Time Off: 16 days front loaded. Prorated based on the start date month - 11.5 paid holidays per year - Employee assistance program - Excellent career growth opportunity - Fun, team-focused working environment - Employee driven community outreach program - Relocation packages available The application window is anticipated to close on: June 1, 2026 We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. Responsibilities: Performs confidential administrative functions including but not limited to organizing confidential files, performing data entry and maintaining accurate records. Meet with applicants to obtain information for loan applications and to answer questions about the process. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtain and compile copies of loan applicants’ credit histories and other financial information. Review and update credit and loan files. Review loan agreements to ensure that they are complete and accurate according to policy. Provides customer service to internal and external clients as needed. Build strong relationships with all levels of the company, departments, and consumers. Answers and respond to emails and requests in a timely, professional and efficient man- ner. Processes and responds to all incoming communications, including phone calls, email, correspondence, mail, memos, and faxes; responds independently when possible. Escalates issues to manager as necessary. Enter and upload all required information and documents in PCL. Make detailed notes in conversation log for underwriter to review. Compute payment schedules. Submit applications to Loan Officer for verification and recommendation. Handle customer complaints and take appropriate action to resolve them. Work with customers to identify their financial goals and to find ways of reaching those goals. Contact all parties explaining status, estimated time frames, and what is needed to complete the loan process. Maintain regular contact throughout the loan process. Order appraisal. Make sure closing is scheduled and all parties are informed. In preparation for closing, get HUD as soon as possible. Work with closer, attorney and Loan Officer to get HUD correct. Communicate with customers on final figures. Maintain marketing and print materials for Loan Officer through databases and social media updates and SEO optimization. Look for event opportunities for the Loan Officer. Meet with Loan Officer weekly. Complete projected closings report to Loan Officer and manager. Stay abreast of new types of loans and other financial services and products to better meet customers’ needs. Other duties assigned by management. Qualifications: The expected salary range for this position is between: $0.00 - $0.00 The range for the position in other geographies may vary based on market differences. The actual compensation will be determined based on experience and other factors permitted by law. We also offer a benefits package that includes: Competitive pay Benefits Offered: Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE Retirement plan: 401(k) and Roth Paid Time Off: 16 days front loaded. Prorated based on the start date month 11.5 paid holidays per year Employee assistance program Excellent career growth opportunity Fun, team-focused working environment Employee driven community outreach program Relocation packages available The application window is anticipated to close on: March 31, 2026 We’re definitely not your average mortgage company. When you’re ready to grow your career AND your impact, we’re ready for you. We’re also one of the nation’s top lenders and are redefining corporate culture. We work hard, we have fun, we invest in our people and we make a difference. Sound like a plan? Good. Learn more at www.movement.com.