Howden Broking Group Limited

Title: Marketing Associate Location: New York City New York time type: Full time job requisition id: R0017404 Job Description: Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden. Title: Marketing Associate Location: Hybrid in New York City About Howden Private Capital Howden Private Capital (HPC) is a specialty broking group built around the needs of sophisticated investors and dealmakers. We work across the full transaction lifecycle, from pre-deal diligence through placement and claims, serving private equity firms, asset managers, infrastructure investors, corporations, and the lawyers and bankers who advise them. Our practice spans P&C and business insurance tailored to capital allocators, transactional risk (RWI, tax liability, contingent risk, and credit insurance), and advisory services including insurance and employee benefits due diligence. What is the role? The Marketing Associate is a high-impact, highly visible role within HPC, with broad ownership of the group’s marketing strategy. This person will define how HPC presents itself to the market, develop and execute across all marketing channels, and bring new ideas that strengthen our brand, deepen referral relationships, and support business development. Day to day, the role covers client-facing materials, digital presence, thought leadership, events, and proposals, working closely with subject matter experts and the central Howden US Marketing team to ensure everything that leaves the group is accurate, differentiated, and built to the standard our clients expect. What will you be doing? Brand & Content Marketing - Own the development and ongoing refresh of core marketing materials, including firm overview decks, capability presentations, and product brochures in close partnership with brokers and subject matter experts - Support HPC's content distribution across all channels, including the Howden website, email marketing, LinkedIn, and trade publications, ensuring thought leadership and firm news reach the right audiences in a consistent, professional format Sales Enablement & Business Development Support - Build and maintain a modular library of pitch decks, slides, templates, and competitive positioning materials that act as the foundation for tailored client and project deliverables RFPs & Formal Proposals - Act as the central marketing resource for RFPs and formal proposals, coordinating inputs across stakeholders, and ensuring responses are accurate and professionally formatted on tight deadlines Events, Conferences & Sponsorships - Lead preparation of event materials and branded collateral, support client and referral source event execution, and coordinate post-event follow-up outreach and deliverables What are we looking for? - 4-10 years of experience in marketing or communications, preferably within insurance, financial services, professional services, legal, or a start-up environment - Proven experience owning and producing client‑facing marketing materials, including pitch decks, brochures, capability overviews, and proposal content - Strong ability to work with technical subject matter experts and translate complex concepts into clear, compelling marketing content - Advanced proficiency in PowerPoint, with a strong understanding of presentation structure, visual hierarchy, and modular content design; working knowledge of Adobe Creative Suite (or similar design tools) is a plus - Direct experience supporting sales enablement, proposals, and RFP responses, including coordinating input across multiple stakeholders - Comfortable managing updates to web content, bios, and digital marketing assets - Experience with email marketing platforms, campaign execution, distribution list management and the KPIs used to evaluate ROI from marketing spend - Highly organized and an ability to excel in an environment with multiple priorities and deadlines that can change quickly, requiring flexibility, sound judgment, and responsiveness - Exceptional attention to detail, particularly in client-facing materials where accuracy and precision directly reflect the firm's credibility Compensation and Benefits The expected base salary range for this role is $90,000-$140,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA). In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including: - Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts - 401(k) retirement plan - Flexible Paid Time Off and paid parental leave - Life and Disability insurance What do we offer in return? A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: - Our successes have all come from someone brave enough to try something new - We support each other in the small everyday moments and the bigger challenges - We are determined to make a positive difference at work and beyond Reasonable adjustments We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more. Permanent

Assess and underwrite complex risks while cultivating agency relationships. Ensure adherence to guidelines, drive production growth, and maintain portfolio profitability through effective communication and collaboration with stakeholders.

Title: Sr. Underwriter E&S Commercial Auto Location: - Remote - California - Remote - Florida Full time Job Description: At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Sr. Underwriter E&S Commercial Auto - Classification: Exempt/Full-Time - Reports to: EVP Commercial Auto - Travel: Up to 5% or more - Salary: $150,000 to $175,000 - Location: United States, Remote/Hybrid Role overview DUAL North America is seeking a Senior Underwriter for the Commercial Auto Division.   At DUAL, Sr. Underwriters play a key role in shaping the underwriting framework, developing and managing a portfolio of complex risks, and expanding broker relationships. In this role, you will provide technical expertise to evaluate insurance submissions, balancing risk exposure, coverage needs, risk pricing, and profitability.   Leading and collaborating with a team of underwriters in the Commercial Auto Division, you will take a lead role in evaluating commercial auto business risks, making pricing and risk selection decisions, developing broker relationships, and achieving book growth and profitability objectives. This role requires an analytical mindset, strong communication skills, ability to develop broker relationships, and the ability to tailor coverage and pricing solutions for diverse risks in a highly dynamic market. Role responsibilities - Underwrite complex insurance risks within granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage. - Use appropriate pricing procedures and rules to develop rates which are adequate to offset risk exposure and ensure book profitability. - Develop and maintain full knowledge of all forms, coverages, rating models, and manuals for the specific line being underwritten. - Make sound risk selection decisions, balancing exposure, coverage, limits, and pricing. - Ensure submissions meet underwriting standards and risk information is adequate to underwrite and price for exposure and avoid unknown exposures. - Curate a portfolio of business in accordance with Underwriting Guidelines and prescribed pricing tools. - Identify changes in account/ market risk exposures and loss trends to maximize profitability. - Work with Commercial Auto EVP to define and execute team production goals. - Review referrals from Underwriters and Associate Underwriters. - Provides technical guidance, coaching, and mentoring to others on the team and within the company; may formally manage direct reports but is not required. - Execute on annual new and renewal business goals by achieving agreed premium targets and hitting quote numbers with desired hit ratios and/or retention ratios. - Foster relationships with key producers by traveling to connect and attend events/meetings as needed. - Gather and compile information required to quote and/or bind an account. - Demonstrate advanced understanding of technical underwriting principles and risk underwriting in the Commercial Auto line of business which could include key components of risk factors and how these progress over time, understanding basic exclusions and understanding more nuanced risks as well; may begin expanding knowledge of other risk classes and lines of business as well. - Keep up to date on market dynamics, competitive landscape, and product differences - communicate market intelligence to the broader group. - Negotiate with producers within the limits of delegated authority and in accordance with established underwriting standards to achieve profit objectives. - Follow Commercial Auto Underwriting Guidelines and operate within defined authority as outlined in LOA. Key requirements - Bachelor’s degree in risk management, finance, business, or a related field preferred. - 5–8 years of relevant underwriting experience. - Professional certifications such as CPCU, AU, similar designations, or equivalent experience preferred. - In-depth understanding of technical underwriting and pricing principles and risk assessment. - Strong analytical, negotiation, and decision-making skills. - Proven ability to manage and build broker and client relationships. - Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint). - Demonstrated ability to handle complex risks with sound judgment. - Highly self-motivated with strong attention to detail. - Ability to travel up to 10% as required for client meetings, conferences, or industry events. - Must be able to remain in a stationary position approximately 50% of the time, with occasional movement throughout the office to access files and equipment. - If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Title: Associate Underwriter E&S Commercial Auto Location: Remote - Utah Remote - California Job Description: At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter E&S Commercial Auto - Classification: Exempt/Full-Time - Reports to: Underwriter or above - Travel: 0-10% - Salary: $60,000 to $80,000 - Location: United States, Hybrid/Remote Role overview DUAL North America is seeking an Associate Underwriter for the Commercial Auto Division.   At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account underwriting, quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the Commercial Auto Division, you will assist underwriters by processing auto liability, physical damage, and cargo submissions, coordinating with brokers and insureds to clarify exposures, and facilitating efficient issuance of quotes and binders for commercial vehicle fleets. Role responsibilities - Process submissions by providing account triage for Underwriters. - Provide backup support for Underwriters when traveling in the market. - Gather and compile information required to quote and/or bind an account through communication and/or correspondence with producers. - Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders. - Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics. - Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) – need to understand what business is selling (understanding why deals are lost and adjusting accordingly). - Provide customer service and underwriting support to help achieve new and renewal premium goals. - Build relationships with producers with supervision from more senior underwriters. - Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable. - Assist Underwriters as requested. - Complete other related clerical and administrative duties as assigned. - Complete other various projects and tasks as assigned. Underwriting Authority: - Working towards Underwriting Authority, but does not have it yet. - Quote issuance as approved by underwriter(s) with appropriate level of authority. - Binder issuance as approved by underwriter(s) with appropriate level of authority. - Policy Issuance review. - Conduct inspection, review, and analysis resulting in appropriate issue identification, and process post inspection changes as necessary. Key requirements - Bachelor’s degree in risk management, finance, business or a related field preferred. - 0-2 years experience as an associate underwriter, underwriter, or relevant insurance experience. - Foundational knowledge of insurance principles. - Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint). - Ability to follow policies and procedures. - Complete assigned tasks correctly, on time and able to learn quickly. - Self-motivated and demonstrating attention to detail. - Be able to work independently for extended periods. - Excellent written and verbal communication skills as well as general business understanding. - Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers. - Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment. - If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. About DUAL Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US$3.5bn of GWP. DUAL North America is the leading underwriting organization in the US offering commercial property, casualty, financial lines, and personal property insurance products underwritten through several specialized subsidiaries. Since 2013, we have grown to over 650 employees in 14 offices across the US, and we are continuing to grow. DUAL is part of Howden, an international insurance group with employee ownership at its heart. The group was founded in 1994 and now has divisions in broking and underwriting, operates in 55 territories and employs over 19,000 people handling US$42bn of premium on behalf of clients. What do we offer in return? A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. Our culture: people first Our core values dictate how we live and work. We’re a group with independence and people at its heart and we’re a home for talent with a unique culture: the biggest small company in the world. The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key. Diversity and inclusion At DUAL, we consider our people our chief competitive advantage and, as such, we treat colleagues, candidates, clients and business partners with equality, fairness and respect, regardless of their age, disability, race, religion or belief, gender, sexual orientation, marital status or family circumstances. What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Title: Associate Underwriter Windstorm Risk Location: Atlanta - 2859 Paces Ferry Rd Job Description: The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. Classification: Full-Time Division: Windstorm Risk Salary: $70,000.00-$85,000.00 Travel: 0-10% Work Environment: Hybrid Location: Atlanta, GA Role overview DUAL North America is seeking an Associate Underwriter for the Windstorm Risk division.   At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of Underwriters within the Windstorm Risk division, you will assist in evaluating windstorm risk exposures, gathering data, and supporting the underwriting process for wind insurance policies. Role responsibilities - Process submissions by providing account triage for Underwriters - Provide backup support for Underwriters when traveling in the market - Gather and compile information required to quote and/or bind an account - Generate, edit, and send out a variety of correspondences on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders - Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics - Learn market dynamics, competitive landscape, and product differences - Attend weekly underwriting meetings if applicable, ask questions – need to understand what business is selling and understanding why deals are lost and adjusting accordingly - Provide customer service and underwriting support to help achieve team new and renewal premium goals - Build relationships with producers with supervision from more senior Underwriters - Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable - Assist Underwriters as requested - Complete other related clerical and administrative duties as assigned - Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary Underwriting Authority: - Working towards Underwriting Authority, but does not have it yet Key requirements • Bachelor’s degree in risk management, finance, business or a related field preferred • 0–1 year underwriting or insurance experience • Foundational knowledge of insurance principles • Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) • Ability to follow policies and procedures • Complete assigned tasks correctly, on time and able to learn quickly • Self-motivated and demonstrating attention to detail • Be able to work independently for extended periods • Excellent written and verbal communication skills as well as general business understanding • Travel up to 10% with an Underwriter to shadow and participate in interactions between Underwriters and brokers • Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment • If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team. About DUAL Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US$3.5bn of GWP. DUAL North America is the leading underwriting organization in the US offering commercial property, casualty, financial lines, and personal property insurance products underwritten through several specialized subsidiaries. Since 2013, we have grown to over 650 employees in 14 offices across the US, and we are continuing to grow. DUAL is part of Howden, an international insurance group with employee ownership at its heart. The group was founded in 1994 and now has divisions in broking and underwriting, operates in 55 territories and employs over 19,000 people handling US$42bn of premium on behalf of clients. What do we offer in return? A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. What you might not expect is a job where everyone has a voice, where volunteering in the community is part of the day job, and where everyone is encouraged to play a part towards our sustainability goals. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. Our culture: people first Our core values dictate how we live and work. We’re a group with independence and people at its heart and we’re a home for talent with a unique culture: the biggest small company in the world. The focus on being a people-first business has always been at the very heart of the group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the group has been and will continue to be key. What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.