GoTymeX

Role Description Our team is building a new generation of digital financial platforms and applications focused on reliability, scalability, and innovation. As a Senior Backend Engineer at GoTymeX, you will collaborate with skilled engineers to design, develop, and maintain backend services that power our digital banking products. You will work closely with cross-functional teams in a dynamic Agile environment, ensuring high-quality deliverables from development through deployment and monitoring. - Design, develop, test, deploy, and maintain backend services and APIs that meet performance, scalability, and security requirements. - Participate in architectural discussions and contribute technical expertise to enhance system design. - Collaborate effectively with team members across DevOps, QA, and product teams to deliver features on schedule. - Troubleshoot and resolve production issues to ensure service availability and reliability. - Continuously improve code quality through code reviews, refactoring, and automation. Qualifications - At least 3 years of experience in backend software development. - Strong programming skills in one or more programming languages such as Python, or equivalent. - Experience working with relational and NoSQL databases, including schema design and query optimization. - Familiarity with cloud platforms, preferably AWS, and container technologies. - Solid understanding of software development lifecycle and Agile methodologies. - Ability to analyze complex problems and design appropriate solutions. - Effective communication skills and ability to work in a collaborative environment. Requirements - Proficiency in microservices architecture, event-driven systems, and serverless computing environments. - Experience with Python frameworks including Django and Flask. - Familiarity with container orchestration platforms like Kubernetes and automation tools such as Ansible or Terraform. - Prior experience within the financial or banking sectors is considered advantageous. Desired Skills - AI/LLM Engineering: Demonstrated experience integrating large language models for applications including customer support chatbots, document processing, or decision support systems. - Understanding of Financial Concepts: Knowledge of transaction lifecycles, accounting, reconciliation, and settlement processes. - Proficiency in programming languages including Golang, Python. - Experience with frameworks within the Spring ecosystem, recognizing that the majority of backend services utilize Spring technologies. - Familiarity with AWS services such as ECS/EKS, Fargate, Aurora, DynamoDB, Lambda, RDS/Aurora, MSK, SQS/SNS, EventBridge, S3, among others. Our Engineering Principles - Simplicity over complexity: Prioritize the simplest effective solutions; complexity presents unnecessary challenges and costs. - Lean over lavish: Design cost-effective architectures that maximize value. Critically evaluate all expenditures. - Pragmatism over perfection: Deliver value incrementally. Strive for a "good enough" solution today rather than a "perfect" solution indefinitely. - Outcomes over outputs: Assess success based on tangible business impact—such as loans disbursed, default rates reduced, or costs saved—rather than technical elegance alone. - Enablement over heroics: Foster team success and collaboration rather than relying on individual heroics. - Learning over knowing: Embrace a growth mindset by acknowledging gaps in knowledge, experimenting, learning from failures, and iterating rapidly. - Empathy over ego: Listen attentively, respect diverse perspectives, and assume positive intent in all interactions.

Role Description Our team is building a new generation of digital financial platforms and applications focused on reliability, scalability, and innovation. As a Senior Backend Engineer at GoTymeX, you will collaborate with skilled engineers to design, develop, and maintain backend services that power our digital banking products. You will work closely with cross-functional teams in a dynamic Agile environment, ensuring high-quality deliverables from development through deployment and monitoring. Responsibilities: - Design, develop, test, deploy, and maintain backend services and APIs that meet performance, scalability, and security requirements. - Participate in architectural discussions and contribute technical expertise to enhance system design. - Collaborate effectively with team members across DevOps, QA, and product teams to deliver features on schedule. - Troubleshoot and resolve production issues to ensure service availability and reliability. - Continuously improve code quality through code reviews, refactoring, and automation. Qualifications - At least 5 years of experience in backend software development. - Strong programming skills in one or more programming languages such as Java, Python, or equivalent. - Experience working with relational and NoSQL databases, including schema design and query optimization. - Familiarity with cloud platforms, preferably AWS, and container technologies. - Solid understanding of software development lifecycle and Agile methodologies. - Ability to analyze complex problems and design appropriate solutions. - Effective communication skills and ability to work in a collaborative environment. Requirements - Proficiency in microservices architecture, event-driven systems, and serverless computing environments. - Experience with Java frameworks such as Spring Boot, as well as Python frameworks including Django and Flask. - Familiarity with container orchestration platforms like Kubernetes and automation tools such as Ansible or Terraform. - Prior experience within the financial or banking sectors is considered advantageous. Desired Skills - AI/LLM Engineering: Demonstrated experience integrating large language models for applications including customer support chatbots, document processing, or decision support systems. - Understanding of Financial Concepts: Knowledge of transaction lifecycles, accounting, reconciliation, and settlement processes. - Proficiency in programming languages including Java, Kotlin, and Python. - Experience with frameworks within the Spring ecosystem, recognizing that the majority of backend services utilize Spring technologies. - Familiarity with AWS services such as ECS/EKS, Fargate, Aurora, DynamoDB, Lambda, RDS/Aurora, MSK, SQS/SNS, EventBridge, S3, among others. Benefits - 15-day annual leave + 3-day sick leave + 1 birthday leave + 1 Christmas leave. - SMART goals and clear career opportunities (technical seminar, conference, and career talk) – we focus on your development. - Values-driven, international working environment, and agile culture. - Overseas travel opportunities for training and working related. - Internal Hackathons and company’s events (team building, coffee run, blue card…). - Work-life balance 40-hr per week from Mon to Fri. - Private Health Insurance. - Paid Time Off. - Work From Home. - Training & Development.

Role Description We're looking for an exceptional Solution Architect to own and shape our GoTymeX architecture. This isn't an ivory tower architecture role where you create perfect designs in isolation. You'll be in action with product and engineering teams, making pragmatic technology decisions that balance speed, cost, and quality. This role demands someone who can think like a business owner and build like an engineer - someone who obsesses over simplicity, cost efficiency, and customer/business value. You'll challenge expensive vendor solutions, advocate for building vs. buying when it makes sense, and constantly ask, "Is there a simpler, cheaper way to solve this?" You'll live with your decisions through code reviews, incident responses, and operational feedback loops - ensuring your architectures aren't just elegant on paper but resilient in production. Please note that expat candidates will need to relocate to Ho Chi Minh City. What You'll Do - Drive Product & Business Value - Partner with Product Owners and Engineering to challenge requirements and solve real customer problems - Design with customer empathy - slow approvals lose customers, confusing flows increase defaults - Prioritize ruthlessly based on impact - simple solutions that ship fast beat "perfect" architectures that take months - Build lean, cost-efficient systems for price-sensitive markets - Lead Technical Architecture - Champion simplicity - systems any engineer can understand, question assumptions and push for simpler, faster, cheaper solutions - Design secure, resilient, scalable architectures that handle peak loads and graceful failures - Bridge technology-business gaps by translating complex concepts into clear business language - Enable & Grow Teams - Empower teams to make decisions - coach, don't command - Stay on the ground through code reviews to validate architectural assumptions - Pair with engineers during complex implementations and production incidents - Participate in post-mortems and operational reviews - own and improve when designs cause issues - Mentor engineers to think architecturally and delegate decisions as teams mature - Foster psychological safety where teams challenge ideas and admit mistakes freely - Continuously Learn & Improve - Stay ahead of evolving technologies, industry best practices, and competitive landscapes - Question assumptions relentlessly - "We've always done it this way" is not a reason - Be intellectually honest: "This design is complex because I don't fully understand the problem yet." Qualifications - 8+ years in software engineering, especially backend systems (APIs, databases, message queues, distributed systems, event-driven architectures) - Designed complex, distributed systems balancing consistency, availability e.g., understand trade-offs: When to use synchronous vs. asynchronous communication, when strict consistency matters vs. eventual consistency is acceptable - Handle failure scenarios: Network partitions, service outages, database failures—design for graceful degradation - Good experience with AWS, Azure, or GCP—compute, storage, databases, messaging, managed services - Strong understanding of relational (PostgreSQL, MySQL) and NoSQL databases - Experience with CI/CD pipelines, containerization (Docker, Kubernetes/ECS), infrastructure-as-code, monitoring/observability (Datadog, Prometheus, Grafana, CloudWatch), secure coding, OWASP basics - Track record of making technology decisions that drive business outcomes—faster time-to-market, lower costs, better customer experience, higher approval rates, lower default rates - Can articulate how technical decisions impact borrowers - Experience optimizing for cost—choosing cheaper infrastructure, building instead of buying expensive SaaS, batching to reduce compute, caching to reduce database load - Portfolio of simple, elegant solutions that delivered massive value - Experience coaching and mentoring engineers—not managing them - Comfortable working with Product, Credit Risk, Collections, Finance, Compliance, and Operations teams Nice-to-have - Experience integrating large language models for applications such as customer support chatbots, document processing, or decision assistance - Understanding of financial concepts: Transaction lifecycles, accounting, reconciliation, and settlement - Programming languages: Java, Kotlin, and Python - Frameworks: Spring ecosystem (most backend services are Spring-based) - AWS services: ECS/EKS, Fargate, Aurora, DynamoDB, Lambda, RDS/Aurora, MSK, SQS/SNS, EventBridge, S3, etc. Benefits - Meal and parking allowance are covered by the company - Full benefits and salary rank during probation - Insurances as Vietnamese labor law and premium health care for you and your family without seniority compulsory - Performance bonus up to 2 months - 13th month salary pro-rata - 15-day annual leave + 3-day sick leave + 1 birthday leave + 1 Christmas leave - SMART goals and clear career opportunities (technical seminar, conference, and career talk) - we focus on your development - Values-driven, international working environment, and agile culture - Overseas travel opportunities for training and working related - Internal Hackathons and company's events (team building, coffee run, blue card...) - Work-life balance 40-hr per week from Mon to Fri

Role Description Tyme is seeking a senior lawyer to lead regulatory strategy for stablecoin and digital asset initiatives across multiple jurisdictions. This role requires deep experience evaluating crypto and stablecoin regulatory frameworks, engaging with regulators, and assessing how stablecoin structures can operate across markets with differing licensing, reserve, issuance, custody, payments, AML/CFT, and consumer protection requirements. The ideal candidate will combine legal and regulatory expertise with strong commercial judgment, particularly in emerging markets. They should understand the practical regulatory arbitrage opportunities and constraints for stablecoins across jurisdictions, including Europe’s MiCA regime, and be capable of leading the build of a real-time regulatory intelligence capability supported by large AI models. Working Arrangement: This is a remote role. The candidate should be comfortable working across time zones and collaborating with teams, regulators, and partners in multiple jurisdictions. Key Responsibilities - Lead Tyme’s legal and regulatory analysis for stablecoin initiatives across global markets, with particular focus on emerging markets, Middle East and Europe. - Evaluate jurisdictions for stablecoin issuance, distribution, custody, payments integration, reserve management, redemption rights, licensing obligations, capital requirements, AML/CFT expectations, sanctions compliance, data protection, and consumer protection. - Assess regulatory arbitrage opportunities and risks across jurisdictions, including where stablecoin activity may be most efficiently structured, licensed, or partnered. - Advise on crypto-related licensing strategy in Europe and UAE/Middle East, including requirements applicable to e-money tokens, asset-referenced tokens, crypto-asset service providers, issuers, custodians, exchanges, and payment-related activities. - Engage directly with regulators, policymakers, supervisors, central banks, and financial intelligence units to explain Tyme’s stablecoin strategy, seek regulatory clarity, and support licensing or approval processes. - Develop jurisdiction-by-jurisdiction regulatory playbooks for stablecoin deployment, including market entry requirements, permissible structures, prohibited activities, partner models, and ongoing compliance obligations. - Work closely with product, compliance, risk, treasury, engineering, data science, and executive teams to translate regulatory requirements into operating models and product design. - Lead the design and development of an AI-enabled regulatory intelligence platform capable of tracking, interpreting, and updating stablecoin regulatory developments in real time across multiple jurisdictions. - Partner with technical teams to define legal taxonomies, regulatory ontologies, source hierarchies, model evaluation criteria, risk-scoring frameworks, and human-in-the-loop review processes for the AI regulatory model. - Monitor evolving laws, enforcement actions, consultations, regulatory guidance, licensing decisions, and supervisory expectations affecting stablecoins, crypto-assets, payments, and digital money. - Advise on partnerships with banks, licensed crypto-asset service providers, payment institutions, e-money institutions, custodians, exchanges, and infrastructure providers. - As capacity permits, support Tyme on broader regulatory matters beyond stablecoins, including fintech, payments, digital assets, licensing, compliance, and jurisdictional market-entry issues. Qualifications - Law degree and admission to practice law in at least one relevant jurisdiction. - Significant experience advising on crypto-assets, stablecoins, digital payments regulation. - Demonstrated experience evaluating multiple regulatory jurisdictions for digital asset activity. - Strong understanding of stablecoin regulatory issues, including issuance models, reserve requirements, redemption rights, custody, licensing, AML/CFT, sanctions, prudential supervision, and consumer protection. - Experience engaging with financial regulators, central banks, policymakers, or supervisory authorities. - Practical knowledge of Europe’s MiCA framework and licensing implications for stablecoin and crypto-asset business models. - Ability to assess regulatory arbitrage opportunities while maintaining a clear view of legal, reputational, enforcement, and operational risks. - Strong commercial judgment and ability to support business decisions in ambiguous or rapidly evolving regulatory environments. - Ability to work effectively with technical teams building AI, data, or regulatory monitoring systems. - Excellent written and verbal communication skills, including the ability to brief executives clearly and concisely. Preferred Qualifications - Experience with licensing applications for crypto-asset, payment institution, e-money institution, banking, or financial services businesses. - Prior work with regulators or public policy bodies on crypto, digital assets, financial innovation, or payments. - Experience designing or supervising regulatory knowledge systems, AI-assisted legal research tools, compliance monitoring systems, or legal/risk taxonomies. - Familiarity with regulatory regimes across Africa, Southeast Asia, Latin America, the Middle East, and Europe. - Understanding of tokenized deposits, CBDCs, fiat-backed stablecoins, reserve-backed instruments, and cross-border settlement models. Candidate Profile The successful candidate will be a senior, pragmatic regulatory lawyer who can operate at the intersection of law, policy, technology, and financial innovation. They will be comfortable working in fast-moving markets, engaging with regulators, and helping Tyme identify where stablecoin initiatives can be launched responsibly, efficiently, and defensibly. This person should not only understand existing stablecoin regulation, but also be able to help Tyme anticipate how regulation is changing and build systems that keep the company ahead of those changes.