Funding Circle

Credit Underwriter Location London Address 71 Queen Victoria Street, London, EC4V 4AY Employment Type Full time Location Type Hybrid Department Risk London (Hybrid) | 3 days in the office | Competitive Salary + Benefits You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results. - Analyse data (annual accounts, bank statements, credit reference agency data) to determine the degree of risk involved in extending credit to SME borrowers on a loan-by-loan basis - Enhance the quality of loan decisions by integrating market, industry, and portfolio insights into your credit decisions - Further your knowledge of UK SMEs, incl. accounting practices, industry and financing standards, payment behaviour and relevant legal aspects to help us evaluating credit risk correctly - Provide a best-in-class experience for our borrowers by reviewing all loan applications efficiently and in accordance with our internal quality standards - Contribute to the ongoing development of systems, processes and business practices by sharing recommendations to improve efficiency and capacity - Advise and guide colleagues to ensure that commercial opportunities are maximized without compromising Funding Circle’s risk management - Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day What we’re looking for We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day. - An inquisitive mind-set, openness to change, willingness to challenge the status quo and a great work ethic - Experience in credit analysis (Ideally SME lending). - Strong analytical, decision-making, and communication skills - A firm understanding of UK accounting standards We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you. Why join us? We back you to build an incredible career. As a flexible-first employer, we use a "best of both" approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us! Our Circler Proposition focuses on five areas: - Flexibility: We provide a benefit allowance you can tailor to your own life and family. - Health: This includes private medical and dental, health assessments, and access to a digital GP. - Wealth: We offer life assurance, share schemes, and financial coaching. - Development: You get a dedicated annual learning allowance to help you level up. - Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

Collections Executive Location London Address 71 Queen Victoria Street, London, EC4V 4AY Employment Type Full time Location Type Hybrid Department Collections, Recoveries & Litigation London (Hybrid) | 3 days in the office | Competitive Salary + Benefits You’ll make a real difference for our customers and your team from day one. We believe the fastest way to grow is by doing, so we give you the ownership to run with things and see real-time results. - Provide comprehensive support to SME business owners: Assess their financial situations, diagnose problems, and propose solutions while building rapport and understanding their needs. Deliver exceptional service through commitment to quality standards. - In communication you will always provide support to our small business customers and protect our investor returns, managing accounts with a strong focus on cash collection and aged debt clearance, always trying to minimise loans defaulting. - Successfully manage your own productivity and workload to ensure you achieve the expected service levels. - Adopt a flexible approach to work at all times, being prepared to undertake ad hoc duties which may be required to meet the ever-changing needs of our Borrowers, Investors and Business. - Comply with all appropriate regulatory and FCA guidelines which are pertinent to Borrowers, Colleagues and Investors. What we’re looking for We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day. - This role would suit someone from a Customer facing role/environment (6 months+) within a Financial Services organisation, OR it could equally suit a recent graduate or post apprenticeship. - Results-oriented and competitive: Experience of consistently achieving targets, SLAs, and KPIs while striving for continuous improvement. - Organised with great attention to detail, and the ability to use multiple systems concurrently in the workplace. - The ability to empathise with borrowers and the commitment to assist them in solving issues through your first-class customer service skills. - Be a motivated and deadline-driven individual with the ability to work under pressure whilst maintaining the quality of work. We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you. Why join us? We back you to build an incredible career. As a flexible-first employer, we use a "best of both" approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us! Our Circler Proposition focuses on five areas: - Flexibility: We provide a benefit allowance you can tailor to your own life and family. - Health: This includes private medical and dental, health assessments, and access to a digital GP. - Wealth: We offer life assurance, share schemes, and financial coaching. - Development: You get a dedicated annual learning allowance to help you level up. - Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.

Loan Operations Administrator Location London Address 71 Queen Victoria Street, London, EC4V 4AY Employment Type Full time Location Type Hybrid Department Operations & Controls The role ⚡ 📍 London (Hybrid) | 🤝 3 days in the office | 💰 Competitive Salary + Benefits This is a busy admin role where you will be reviewing and processing loan applications to provide fast, efficient funding to small businesses in the UK. - Reviewing financial accounts, bank statements and risk reports to process loan applications - Completing know your customer (KYC) checks during the borrowers on-boarding journey and referring cases to our AML and Fraud teams where required - Use third party systems to collect information on the applicant and their business - Perform rigorous quality assurance: Reconcile loan documents and internal system data for completeness and accuracy - Working in a collaborative team environment - Proactively problem solving, identifying and confidently mitigating any risks, issues or control weaknesses that arise in your day-to-day What we’re looking for 🌱 We value deep expertise, but a growth mindset and good energy are what really make our team click. We’re a group that chooses to lift each other up and think smart every day. - At least 6 months experience in a high volume operations or administrative role - Ability to work to deadlines and business goals in a fast paced, dynamic environment - Excellent attention to detail, self motivation, strong organisational skills and ability to follow procedures - Ability to complete tasks that are repetitive in nature - Willingness to learn and adapt with ever evolving policies and procedures - It would be great, but not essential, if you had familiarity with financial documents, bank statements and identification documents We’re building a place where everyone truly feels they belong. Even if your past experience doesn't align perfectly with every requirement, we'd still love to hear from you. Why join us? 💜 We back you to build an incredible career. As a flexible-first employer, we use a "best of both" approach. We’ll see you in our London office to collaborate – with barista coffee and subsidised Just Eat lunches on us! Our Circler Proposition focuses on five areas: - Flexibility: We provide a benefit allowance you can tailor to your own life and family. - Health: This includes private medical and dental, health assessments, and access to a digital GP. - Wealth: We offer life assurance, share schemes, and financial coaching. - Development: You get a dedicated annual learning allowance to help you level up. - Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.