First Circle

• Define strategy, priorities, and our security operating model aligned to business goals – reporting to the VP Engineering and supported in your development by our world-class CISO Board advisor. • Build foundations, addressing primary risks, and ensuring the bar you set is consistently upheld by the wider technology organisation. • Own the ISO 27001 certification from scoping to audit pass. • Implement external pen test & remediation, closing every finding or formally risk-accepting it. • Manage MSSP/SOC live and producing alerts we act on, with SLAs measured monthly. • Align engineering development processes with security, embedding secure-by-design principles. • Ensure regulatory compliance by designing, implementing, and maintaining security policies, standards, and procedures. • Define, assess, and upgrade the law of least privilege across users & devices. • Develop a strong culture & training practice including phishing simulations and secure-coding standards. • Evaluate and implement security tools and technologies, optimizing for a lean, scalable security stack.

Role Description This is a unique opportunity for a high growth individual to become the first dedicated security professional at a high-growth, regulated bank whose market leadership position lies in its technology. - Define strategy, priorities, and our security operating model aligned to business goals – reporting to the VP Engineering and supported in your development by our world-class CISO Board advisor. - Build foundations, address primary risks, and ensure the bar you set is consistently upheld by the wider technology organisation. - Own the ISO 27001 certification from scoping to audit pass. - Implement external pen test & remediation; ensure every finding is closed or formally risk-accepted. - Ensure MSSP/SOC is live and producing alerts we act on; measure SLAs monthly and drill the escalation path at least twice. - Align engineering development processes with security; embed secure-by-design principles into technology and product development. - Design, implement, and maintain security policies, standards, and procedures aligned to global standards and local regulations. - Define, assess, and upgrade the law of least privilege across users & devices; ensure no unmanaged device touches production. - Maintain a risk register used monthly by the exec team and Board, tied to mitigation owners and dates. - Develop a strong culture & training practice, including phishing simulation and secure-coding standards. - Evaluate and implement security tools and technologies, optimising for a lean, scalable security stack. Qualifications - Built a security function before, hands-on, at a regulated fintech, payments business, or bank. - Led a Sev-1 incident from page to post-mortem. - Taken an organisation through ISO 27001 as the responsible owner. - Established an MSSP, chosen the vendor, defined use cases, and tuned alerts. - Written IAM policy that survived contact with real engineers, preferably Azure-native. - Hands-on enough to read Terraform, open a PR, and debug events. - Certifications such as CISSP, CISM, CRISC, or ISO 27001 Lead Implementer/Auditor are useful signals. Requirements - Not a CISO inheriting a team; you'll build it, with one or two hires in Year 1. - Not a paper-driven compliance role; expected to be in the codebase and on-call rotation when it matters. - Not for someone who needs a clean SOC 2 starting point; the company is moving fast. - No fixed budget for this role; offers adjusted based on experience and market rate. Benefits - Equity ownership in a 150%+ growing, profitable NeoBank. - Flexibility around working hours and location; remote work options available. - Macbooks, private health insurance, training budgets, and more! - Periodic travel to HQ in Southeast Asia.

Role Description We are looking for a Product Manager to build world class products that will shape the future of First Circle. Reporting to the CEO, you will work at the highest level to design and execute solutions that drive business growth and customer success. This is an opportunity to work in a fast-moving, ambitious environment where your work will have a direct and measurable impact. Key Responsibilities - Lead the development and execution of critical product initiatives, driving strategy from concept to launch. - Own key product metrics and ensure that every decision contributes to meaningful business outcomes. - Work cross-functionally with engineering, design, data, and business teams to align on priorities and execute efficiently. - Leverage data and deep analytical thinking to identify opportunities, solve complex problems, and drive continuous improvement. - Take a highly outcome-oriented approach, ensuring efforts translate into real impact for customers and the business. - Operate with extreme ownership—you are responsible for delivering results, not just managing a backlog. - Work in a high-performance culture that demands top-notch work effort, strategic thinking, and relentless execution. - Travel to Manila periodically to work closely with teams on the ground. Qualifications - 4-8 years of experience in a highly analytical, problem-solving role (e.g., Product Management, Consulting, Strategy). - Strong analytical and strategic thinking skills—able to break down complex problems and build structured solutions. - Worked on fintech-related products and can demonstrate successful outcomes. - Highly outcome-driven - focused on delivering impact, not just managing processes. - Extreme ownership mindset- takes responsibility for success and doesn’t wait for direction. - Proven ability to work in fast-paced, high-performance environments. Benefits - Macbooks, health insurance, training budget, and more! - Flexibility to work remotely with opportunities for travel.

Role Description This is not a conventional product management role. Instead, you must combine technical risk management with system design & engineering. You will consistently solve hard, complex problems in risk by decomposing it into its components, designing system-level solutions, and driving them to completion in close partnership with our engineering team. Think less product manager, more systems engineer who doesn't write code - someone who thrives in the space between deep analytical thinking and hands-on execution. If you're the kind of person who naturally draws architecture diagrams when solving a problem, asks "how does this interact with everything else?", and holds yourself to a very high standard, this role was built for you. You will be working at the centre of First Circle's risk infrastructure reporting directly to the Co-Founder & Chief Investment Officer - a function that directly determines the quality of our loan book, the integrity of our financial products, and our ability to scale safely at pace. What You'll Do - System Design & Technical Planning - Contribute to the end-to-end technical design of our risk systems and processes: from problem definition through to solution architecture, integration planning, and implementation. - Translate complex risk and business requirements into precise, buildable technical specifications that engineers can execute. - Map dependencies across data pipelines, decision engines, product flows, and operational systems to ensure everything works coherently together. - Identify structural weaknesses or failure modes in existing systems before they become problems. - Execution & Delivery - Partner closely with engineers daily — writing detailed specs, reviewing implementations, debugging, and iterating with pace and precision. - Drive initiatives from concept through to production, maintaining momentum and quality throughout. - Manage multiple concurrent workstreams without dropping balls, keeping stakeholders informed and blockers cleared. - Analytical Problem Solving - Apply structured, rigorous thinking to ambiguous risk problems — credit, fraud, operational, or model risk. - Build and interrogate analytical models to pressure-test proposed solutions before they're built. - Synthesise data, business logic, and technical constraints into clear, reasoned recommendations. - Risk Management - Develop a working understanding of First Circle's risk frameworks and apply this to system design decisions. - Flag emerging risks embedded in system design and proposed solutions, ensuring they are explicitly addressed. Background & Experience - 2–7 years of experience in a technical, analytically demanding field - we are genuinely open on sector. - Strong candidates may come from: quantitative finance, structured finance, engineering (civil, mechanical, electrical, systems), technical consulting, investment banking, actuarial work, trading, data or analytics roles, or technical operations. - A risk background is not required - what matters is the ability to learn quickly and think in systems. - Experience working closely with software engineers or technical teams is a meaningful advantage but not a prerequisite. Skills & Traits - Systems thinker: you instinctively consider how components interact, where failure points emerge, and how to build for robustness and scale. - Analytically rigorous: you go deep, check your assumptions, and don't accept "it should work" without understanding why. - Technically literate: comfortable with SQL, data analysis, or quantitative modelling — you don't need to write production code, but you can read it and reason about it. - Clear communicator: you write precisely and speak directly; your specs are unambiguous and your reasoning is easy to follow. - Exceptionally reliable: you follow through, meet your commitments, and hold a high personal bar for output quality. - High energy and proactive: you identify what needs to be done without being asked and move quickly. Benefits - Macbooks, premium health insurance, training budget, and more! - Flexibility to work remotely with opportunities for travel.

Role Description This is not a conventional product management role. Instead, you must combine technical risk management with system design & engineering. You will consistently solve hard, complex problems in risk by decomposing them into their components, designing system-level solutions, and driving them to completion in close partnership with our engineering team. Think less product manager, more systems engineer who doesn't write code - someone who thrives in the space between deep analytical thinking and hands-on execution. If you're the kind of person who naturally draws architecture diagrams when solving a problem, asks "how does this interact with everything else?", and holds yourself to a very high standard, this role was built for you. You will be working at the centre of First Circle's risk infrastructure reporting directly to the Co-Founder & Chief Investment Officer - a function that directly determines the quality of our loan book, the integrity of our financial products, and our ability to scale safely at pace. What You'll Do - System Design & Technical Planning - Contribute to the end-to-end technical design of our risk systems and processes: from problem definition through to solution architecture, integration planning, and implementation. - Translate complex risk and business requirements into precise, buildable technical specifications that engineers can execute. - Map dependencies across data pipelines, decision engines, product flows, and operational systems to ensure everything works coherently together. - Identify structural weaknesses or failure modes in existing systems before they become problems. - Execution & Delivery - Partner closely with engineers daily — writing detailed specs, reviewing implementations, debugging, and iterating with pace and precision. - Drive initiatives from concept through to production, maintaining momentum and quality throughout. - Manage multiple concurrent workstreams without dropping balls, keeping stakeholders informed and blockers cleared. - Analytical Problem Solving - Apply structured, rigorous thinking to ambiguous risk problems — credit, fraud, operational, or model risk. - Build and interrogate analytical models to pressure-test proposed solutions before they're built. - Synthesise data, business logic, and technical constraints into clear, reasoned recommendations. - Risk Management - Develop a working understanding of First Circle's risk frameworks and apply this to system design decisions. - Flag emerging risks embedded in system design and proposed solutions, ensuring they are explicitly addressed. Qualifications - 2–7 years of experience in a technical, analytically demanding field - we are genuinely open on sector. - Strong candidates may come from: quantitative finance, structured finance, engineering (civil, mechanical, electrical, systems), technical consulting, investment banking, actuarial work, trading, data or analytics roles, or technical operations. - A risk background is not required - what matters is the ability to learn quickly and think in systems. - Experience working closely with software engineers or technical teams is a meaningful advantage but not a prerequisite. Skills & Traits - Systems thinker: you instinctively consider how components interact, where failure points emerge, and how to build for robustness and scale. - Analytically rigorous: you go deep, check your assumptions, and don't accept "it should work" without understanding why. - Technically literate: comfortable with SQL, data analysis, or quantitative modelling — you don't need to write production code, but you can read it and reason about it. - Clear communicator: you write precisely and speak directly; your specs are unambiguous and your reasoning is easy to follow. - Exceptionally reliable: you follow through, meet your commitments, and hold a high personal bar for output quality. - High energy and proactive: you identify what needs to be done without being asked and move quickly. Benefits - Macbooks, premium health insurance, training budget, and more! - Flexibility to work remotely with opportunities for travel. - Significant opportunity to grow quickly in a business compounding at 100%+ per year. - No fixed budget: we hire globally and adjust offers based on experience and market rate.

• Lead the development and execution of critical product initiatives, driving strategy from concept to launch. • Own key product metrics and ensure that every decision contributes to meaningful business outcomes. • Work cross-functionally with engineering, design, data, and business teams to align on priorities and execute efficiently. • Leverage data and deep analytical thinking to identify opportunities, solve complex problems, and drive continuous improvement. • Take a highly **outcome-oriented approach**, ensuring efforts translate into real impact for customers and the business. • Operate with **extreme ownership**—you are responsible for delivering results, not just managing a backlog. • Work in a high-performance culture that demands top-notch work effort, strategic thinking, and relentless execution. • Travel to Manila periodically to work closely with teams on the ground.