Ascent Developer Solutions

• Oversee the servicing of commercial real estate loans, including monitoring loan performance, managing payments, and ensuring accurate documentation. • Manage day-to-day operations such as payment processing, escrow management, investor reporting, and default management. • Review and approve loan advances, payments, payoffs, construction loan draw requests, inspection reports, and other loan servicing activities. • Build and maintain strong relationships with internal and external stakeholders, including investors, borrowers, regulators, and service providers. • Develop and implement strategic initiatives to optimize operations and enhance customer experience. • Lead the loan servicing department, providing guidance, coaching, and mentorship to drive performance and achieve departmental goals. • Collaborate with other departments, such as loan origination, underwriting, compliance, and asset management, to streamline processes and improve efficiency. • Monitor and update loan servicing practices in response to evolving federal, state, investor guidelines, as well as internal company policies. • Monitor key performance indicators (KPIs) to assess team performance and identify areas for improvement. • Identify opportunities and oversee implementation of technological solutions that enhance servicing operations. • Stay updated on industry trends, regulatory changes, and best practices in commercial and mortgage loan servicing, implementing changes as needed.

Role Description The Corporate Loan Officer, Third-Party Originations, is responsible for originating commercial real estate loans primarily through Ascent's third-party broker channel. This role develops and manages relationships with commercial mortgage brokers, debt advisors, and sponsors to source, structure, and close new lending opportunities. Serving as the primary point of contact for broker partners, the Corporate Loan Officer provides responsive deal structuring, clear communication, and reliable execution to establish Ascent as a preferred lending partner. Success in this role requires proactive business development, strong relationship management, and the ability to consistently convert broker referrals into funded loans while achieving production goals. - Develop, manage, and expand relationships with commercial mortgage brokers, debt placement firms, referral partners, and sponsors to drive repeat business and new loan opportunities. - Generate new lending opportunities through third-party referral sources and self-sourced business within your professional network. - Prospect and onboard new broker and sponsor relationships through targeted outreach, networking, industry events, and referral development. - Structure and evaluate financing opportunities by reviewing borrower financials, project details, and credit considerations while providing timely feedback and creative lending solutions. - Guide transactions from initial inquiry through closing, serving as the primary point of contact for brokers and borrowers while delivering a seamless customer experience. - Collaborate with Relationship Managers and cross-functional teams, including Credit, Underwriting, Construction, Valuations, and Closing, to efficiently move transactions through approval and funding. - Prepare and present loan opportunities and approval packages for internal review. - Assist, as needed, with portfolio management activities, including renewals, extensions, covenant compliance, borrower performance, and issue resolution. - Utilize CRM and portfolio analytics to manage relationships, monitor production, identify opportunities, and maximize channel performance. - Represent Ascent at industry conferences, broker events, and networking functions to strengthen market presence and referral relationships. - Contribute to portfolio growth, cross-functional initiatives, and other strategic projects as needed. Qualifications - 5+ years originating and/or brokering commercial real estate, bridge and construction through third-party broker channels. - Demonstrated success developing and growing relationships, with an established network of brokers and referral partners preferred. - Strong understanding of lending, deal structuring, and commercial real estate credit. - Proven track record of originating and/or brokering loan production while balancing business objectives and credit requirements. - Excellent negotiation, relationship management, and communication skills with the ability to influence brokers, sponsors, and internal stakeholders. - Experience managing sponsor relationships throughout the loan lifecycle. - Collaborative, proactive, and client-focused, with experience working in a fast-paced, entrepreneurial environment. Benefits - Comprehensive benefits package designed to support your health, well-being, and work-life balance. - Five health plans and two dental plans. - Health savings and flexible spending accounts. - Vision coverage. - 401(k) plan. - Other optional benefits from which to choose.

Role Description The Senior Underwriter – Manufactured Housing Communities is responsible for evaluating, structuring, and presenting credit opportunities secured by manufactured housing communities and related real estate assets. The position plays a critical role in maintaining portfolio quality while supporting strategic loan growth objectives. - Lead complex underwriting assignments. - Mentor junior team members. - Collaborate with originations and asset management teams. - Serve as a trusted advisor to Credit Committee and executive leadership. - Possess strong financial analysis skills, exceptional credit judgment, and a comprehensive understanding of MHC operations, market dynamics, infrastructure considerations, and sponsor execution risk. Qualifications - Minimum 7 years of commercial real estate underwriting experience. - Minimum 3 years underwriting Manufactured Housing Communities, Multifamily, Self Storage, or other operational real estate asset classes. - Thorough understanding of manufactured housing communities (MHCs), including community operations, ownership structures, resident dynamics, occupancy drivers, rent and utility structures, regulatory considerations, and industry best practices. - Demonstrated experience working with, financing, managing, underwriting, acquiring, or evaluating manufactured housing communities preferred. - Strong knowledge of market trends, valuation methodologies, and operational performance metrics specific to the manufactured housing sector. - Ability to analyze community-level financial statements, operating reports, and performance data. - Advanced financial statement analysis and commercial real estate underwriting expertise. - Bachelor's degree in finance, business, or related field. - Highly effective communicator with strong presentation and relationship-building skills. - Entrepreneurial mindset with the ability to thrive in a fast-growing, collaborative environment. - Strong knowledge of financial analysis, credit risk modeling, and regulatory compliance. - Exceptional interpersonal and written communication skills. - Leadership track record of leading and developing Underwriting and Credit Analyst teams. - Proficiency in financial software and tools, including LOS, financial spreads, and risk-scoring tools. Requirements - Lead the underwriting and credit analysis of Manufactured Housing Community (MHC) lending opportunities, including acquisitions, refinances, bridge loans, recapitalizations, expansions, and value-add transactions. - Analyze borrower financial statements, tax returns, liquidity, net worth, contingent liabilities, and organizational structures to assess sponsor strength, repayment capacity, and overall creditworthiness. - Evaluate MHC collateral through detailed analysis of rent rolls, operating statements, occupancy trends, lot utilization, tenant-owned versus park-owned home composition, utility reimbursement structures, capital expenditure requirements, and market positioning. - Assess key transaction risks, identify mitigating factors, and structure loan recommendations that align with Ascent's credit standards, risk appetite, and portfolio objectives. - Prepare comprehensive underwriting memoranda and present recommendations to Credit Committee and senior management. - Review appraisals, environmental reports, engineering assessments, market studies, and other third-party due diligence materials to support credit decisions. - Evaluate community infrastructure, including roads, water systems, sewer systems, septic systems, electrical distribution systems, and deferred maintenance considerations, as part of collateral risk assessment. - Monitor market conditions, industry trends, regulatory developments, and competitive dynamics affecting Manufactured Housing Communities and incorporate findings into underwriting and portfolio management practices. - Partner in the development, implementation, and refinement of underwriting standards, credit policies, risk-rating methodologies, and portfolio monitoring processes specific to MHC lending. - Support ongoing portfolio management activities by reviewing borrower reporting, monitoring covenant compliance, tracking occupancy and performance trends, and identifying emerging credit concerns. - Collaborate closely with Originations, Asset Management, Legal, Construction Risk, Capital Markets, and Servicing teams to facilitate efficient transaction execution and portfolio oversight. - Mentor and train junior underwriters and analysts, providing guidance on underwriting methodology, credit analysis, transaction structuring, and risk assessment. - Review underwriting work completed by junior team members to ensure consistency, accuracy, and adherence to company policies and procedures. - Contribute to departmental initiatives focused on process improvement, operational efficiency, portfolio analytics, and reporting enhancements. - Perform additional duties and special projects as assigned. Benefits - Comprehensive benefits package designed to support your health, well-being, and work-life balance. - Five health plans and two dental plans. - Health savings and flexible spending accounts. - Vision coverage. - 401(k) plan. - Other optional benefits from which to choose. Work Environment - This role can be fully remote. - Full-time, 40 hours per week; must be available for occasional overtime. - Some nights and weekends required. Salary Range Salary range is $150k-$175k per year, with a discretionary bonus adding up to 20% per year. Our Pledge We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed.

About Ascent Ascent Developer Solutions is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience in virtually every facet of real estate development, Ascent is uniquely positioned to create custom, innovative lending solutions for a variety of real estate development business strategies. Role Summary: The Senior Developer will build and enhance our lending platform while contributing to the adoption of modern technologies across the organization. This role requires a strong technologist who can deliver high-quality solutions in a fast-paced environment, working across low-code platforms, modern JavaScript/TypeScript frameworks, and cloud infrastructure. The ideal candidate brings solid technical depth with an understanding of business context and can operate effectively with minimal supervision. ESSENTIAL DUTIES - Design, develop, and maintain scalable applications using low-code/no-code platforms and modern JavaScript/TypeScript frameworks. - Implement AI-powered solutions and tooling to improve development workflows and operational efficiency. - Own technical delivery of assigned projects from development through deployment, ensuring alignment with business objectives and technical standards. - Build and maintain CI/CD pipelines and cloud infrastructure solutions, with a focus on Azure-based architecture. - Collaborate with cross-functional teams to translate business requirements into robust technical solutions. - Contribute to architectural decisions, code quality standards, and engineering best practices. - Evaluate and integrate new technologies to improve platform capabilities and development efficiency. - Participate in code reviews and provide constructive technical feedback to peers. GENERAL DUTIES - Work with product management and business stakeholders to scope work and estimate delivery timelines. - Contribute to the development of engineering processes and methodologies that support rapid, high-quality delivery. - Document system designs, technical specifications, and implementation decisions. - Stay current with industry trends and emerging technologies relevant to fintech and lending domains. - Support incident response and production issue resolution as needed. QUALIFICATIONS Required: - Bachelor’s degree in Computer Science, Engineering, or related technical field. - 5–7 years of software engineering experience with at least 2 years in a senior or lead development role. - Strong proficiency in modern low-code/no-code platforms (OutSystems, Mendix, Appian, Retool, or similar). - Solid experience with JavaScript/TypeScript and modern frontend frameworks (Next.js, React, Svelte, Vue.js, or Angular). - Experience designing and implementing cloud-native architectures, microservices, and API integrations. - Working knowledge of CI/CD practices, infrastructure as code, and DevOps principles. - Experience with RESTful API design and implementation. - Understanding of software security best practices and compliance requirements in regulated industries. - Strong communication skills with the ability to explain technical concepts to non-technical stakeholders. - Demonstrated ability to work independently and drive projects to completion with minimal supervision. Preferred: - Experience in fintech, lending, or financial services technology. - Knowledge of real estate or construction lending processes. - Experience with AI/ML technologies and their practical applications in business contexts. - Experience working in startup or high-growth environments. The Pay Salary range is $150,000-$165,000 per year with a discretionary bonus of up to 25% per year The Work Environment - This role works remotely in the United States with occasional travel to our corporate headquarters in Encino. - Full-time, 40 hours per week; must be available for occasional overtime. - Some nights and weekends required. Our Benefits We offer a comprehensive benefits package designed to support your health, well-being, and work-life balance. Our benefits include five health plans, two dental plans, health savings and flexible spending accounts, vision coverage, a 401(k) plan, and other optional benefits from which to choose. Our Pledge We pledge to be fair and considerate in hiring and promoting individuals, ensuring everyone can contribute their fullest potential regardless of background, identity, or personal circumstances. By promoting equal opportunity, we not only enhance our workplace but also contribute to a more just and equitable society. At Ascent, we stand united in building a community where everyone is empowered to succeed. Thank you for joining us on our journey towards a more inclusive future.