• Review first-party property damage claims to determine subrogation potential. • Evaluate policy coverage and confirm eligibility for subrogation recovery. • Conduct thorough investigations to establish liability against at-fault parties. • Analyze police reports, witness statements, photographs, recorded statements, repair estimates, and other claim documentation. • Obtain additional evidence necessary to strengthen subrogation demands, including: Insured and witness statements, Surveillance or security video, Photographs, Accident reports, Vehicle inspections, Any other documentation supporting liability and damages. • Prepare and present comprehensive subrogation demands to adverse carriers or responsible parties. • Negotiate settlements to maximize recoveries while maintaining compliance with company guidelines. • Identify claims with litigation potential by evaluating liability, damages, collectability, and available evidence. • Review files to determine whether litigation is appropriate and refer qualifying claims for legal action. • Assess collectability of claims and recommend appropriate recovery strategies. • Work closely with attorneys, vendors, investigators, and internal departments throughout the recovery process. • Maintain accurate and detailed claim documentation in the claim management system. • Manage diary activities to ensure timely follow-up and compliance with department standards. • Meet departmental productivity, quality, and recovery goals. • Continuously identify opportunities to improve recovery outcomes and contribute ideas that increase department performance and overall recoveries.

• Handle losses and claims for property and casualty insurers • Examine insurance policies and other records to determine insurance coverage • Interview, telephone, and/or correspond with claimant and witnesses regarding claim • Consult police and hospital records and inspect property damage to determine company's liability • Estimate cost of repair, replacement, or compensation • Prepare report of findings and negotiate settlement with claimant • Recommend litigation by legal department when settlement cannot be negotiated • Attend litigation hearings • Revise case reserves in assigned claims files to cover probable costs

• To investigate claims against insurance or other companies for personal, casualty, or property loss or damages; • Handles complex losses locally unassisted up to designated authority; • assists on larger losses, including handling accounting-based losses (business interruption and stock) • Examines claim form and other records to determine insurance coverage. • Interviews, telephones, or corresponds with claimant and witnesses regarding claim. • Consults police and hospital records; and inspects property damage to determine extent of company's liability and varying methods of investigation according to type of insurance. • Estimates cost of repair, replacement, or compensation. • Prepares report of findings and negotiates settlement with claimant. • Recommends litigation by legal department when settlement cannot be negotiated. • Attends litigation hearings. • Revises case reserves in assigned claims files to cover probable costs. • Assists in preparing loss experience report to help determine profitability and calculates adequate future rates.

• Own a caseload of litigated auto liability and bodily injury claims from suit assignment through resolution • Develop litigation strategy by reviewing initial complaints, amended actions, and evolving case facts • Analyze claims exposure and build negotiation strategies for settlement • Review pleadings, discovery, and motions to keep suit-handling plans aligned with case developments • Collaborate with defense counsel, claims counsel, and claims management on strategic planning • Build and maintain relationships with approved defense firms and industry vendors • Prepare for and attend mediations, depositions, arbitrations, and trials • Apply multi-state statutory knowledge, including Florida's insurance code, PIP statute, and bad faith framework • Maintain active adjuster licensing and CE credits, and stay current on case law and statutory changes • Mentor junior adjusters through file reviews, coverage questions, and complex claim coaching