Collateral Review Associate (RTL) Location: - Salt Lake City, Utah - Park City, Utah Work Arrangement: Hybrid (Expected to work in the Salt Lake City office two days per week—Tuesdays and Thursdays. The role may also require working from the Park City office as needed.) Employment Type: Full-time About the role Behind many of life’s most important transactions — buying a house, applying for a mortgage, getting a small business loan, or refinancing a credit card — is a network of credit relationships. Setpoint provides critical infrastructure for relationships between the world’s largest banks, credit funds and capital markets counterparties. We’re building trust in this system of credit. Setpoint is looking for a Collateral Review Associate (RTL) to join our team! The Collateral Review Associate is part of our in-house due diligence team. This role is responsible for reviewing and validating loan package documentation and individual materials required by lenders to loan money related to single-family homes or multi-family properties to ensure accuracy, compliance, and completeness. They will collaborate with internal and external stakeholders and welcome the dynamic environment that comes with a fast-growing company. Who will love this job - An organizational wizard: You are organized and have exceptional attention to detail. - A great communicator: You possess excellent written and verbal communication skills. - A multi-tasker: You can manage multiple priorities and execute them effectively within their deadlines. - A problem-solver: You can quickly get to expert status in new areas, understand what’s most important, and solve problems. - A process driver: You can pick up complex systems and design repeatable solutions. What you’ll do - Conduct reviews of and validate loan package documentation and materials related to purchasing of property, documents include but are not limited to: credit, background, appraisal, title, HUD-1, flood cert, mortgage, note, guaranty, repair budgets, and entity documents. - Update internal web applications related to loan package materials and documentation. - Validate all materials have been updated in the system of record. - Perform daily operational audits for documentation requirements and data processing. - Provide assistance in communication with internal and external clients with questions or concerns on collateral. You should have - 3+ years’ experience in title, valuations, or mortgage loan underwriting. - Strong computer abilities including intermediate to advanced Excel skills, Microsoft Word, and experience with software interfaces. - Ability to work extended hours based on the flow needs of the client - this includes month end, quarter end, and year end increases in volume. - Knowledge of mortgage and business loans, including underwriting and documentation standards, valuation methodologies and secondary loan markets and servicing and monitoring practices. - Ability to work independently, prioritize, and plan work activities while also being effective in a group setting. - Ability to work in our Salt Lake City or Park City office as needed. About Setpoint Setpoint provides purpose-built capital and technology to asset-backed borrowers and lenders. Our platform is the funding operating system for originators: it verifies and stores documents; automates critical calculations and compliance reporting; and digitizes assets like homes or cars. Setpoint’s technology makes warehouse transactions instant and error free. In August 2024, Setpoint announced the successful completion of its $31 million Series B funding round. 645 Ventures led the round, with significant strategic investments from Citi and Wells Fargo, alongside Andreessen Horowitz, NextView Ventures, Floating Point, Henry Kravis, Zillow founder’s 75 & Sunny, Vesta Ventures, Fifth Wall, Eltura Ventures, and Outrunner Capital. We offer a comprehensive benefits package that includes competitive salaries, stock options, medical, dental, and vision coverage, 401(k), short term and long term disability coverage, and flexible vacation. We have offices in Austin, TX, New York City, NY, and Salt Lake City, UT with hybrid roles based in these locations and an expectation of two days a week in office (Tuesdays and Thursdays). Setpoint provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws

Role Description The Senior Risk Adjustment (RA) Analyst assists in the accurate and comprehensive data submission to regulatory entities such as the Centers for Medicare & Medicaid Services (CMS) for all risk adjustable populations. This position leverages available tools and knowledge of the applicable risk models to optimize data submission as it pertains to Hierarchical Condition Categories (HCCs), HEDIS® and Quality performance as well as other data within a given system. The Senior RA Analyst will collaborate and coordinate with internal and external partners to minimize submission and response errors, provide thorough oversight of vendor partners, accumulate, and report out on pertinent data sets, develop and improve processes related to risk adjustment and quality improvement, maintain required documentation, and ensure compliance to all applicable laws, guidance, and regulations. Assume lead role on specified projects. Projects are completed with cross-functional teams of peers and business partners. This includes interaction with provider partners with the intent of informing them on performance and educating on best practices in risk adjustment. The Senior RA Analyst will provide mentorship to less experienced team members. In addition, this position influences decision making by leadership and provides recommendations regarding potential improvements to risk adjustment processes and outcomes. Qualifications - Five years’ experience in data analytics or software development required. - At least three years’ experience in Health Plan required. - In-depth risk adjustment and/or HEDIS® experience required. - Expertise in Microsoft Excel and SAS/SQL is required. - Experience in leading projects and project teams required. - Familiarity with Medicaid risk adjustment and CMS 5-Star required. - Familiarity with Risk Adjustment Documentation, Coding practices and NCQA quality metric experience preferred. - Equivalent work and education experience will be considered. Requirements - Bachelor's degree in Mathematics, Statistics, Health Informatics or similar research related field required. - Advanced degrees preferred. - Expert-level analytical and problem-solving abilities are required. - Mastery of theories and applications of computer programming required. - Ability to keep current with changing technologies. - Excellent communication skills, both verbal and written. - Ability to establish and maintain effective work relationships. - Read, understand, and interpret documents of complex subject matter. Benefits - Compensation range: $74,601.93 - $126,822.77. - Actual compensation will be determined based on factors such as qualifications, experience, education, and internal equity. Environment - Work inside in a general office setting with ergonomically configured equipment. - Travel is required approximately 20% of the time with some overnight travel. Skills - Accountability - Collaboration - Communication (written/verbal) - Flexibility - Listening (active) - Organizational skills/Planning and Organization - Problem Solving - Teamwork Physical Requirements - Stoop and bend. - Sit and/or stand for extended periods of time while performing core job functions. - Repetitive motions to include typing, sorting and filing. - Light lifting and carrying of files and business materials. - Ability to read and comprehend both written and spoken English. - Communicate clearly and effectively. Disclaimer This job description indicates the general nature and level of work performed by employees within this position and is subject to change. It is not designed to contain or be interpreted as a comprehensive list of all duties, responsibilities, and qualifications required of employees assigned to this position. Employment remains AT-WILL at all times.

• Engages with underwriting to drive corporate strategies for targeted lines of business • Optimizes distribution engagement, strengthening relationships with agents and brokers • Analyzes risk control strengths and weaknesses • Develops risk control strategies to positively impact loss ratios and achieve profitability targets • Supports branch(s) or territory with technical expertise • Works across the BUs to review and direct the evaluation and assessment of large and complex risks • Influences the direction, development and implementation of risk control policy • Develops and maintains business relationships with internal and external business partners

Role Description Solid understanding of Data Structures and Algorithms, with practical exposure to Generative AI concepts and applications. - Proven experience in developing and deploying Java and generative AI models. - Excellent communication and collaboration skills. - Demonstrated problem-solving ability with a strong engineering mindset and attention to scalable, high-quality solutions. Qualifications - Minimum 7+ years of hands-on experience in software development. - Solid understanding of Data Structures and Algorithms, with practical exposure to Generative AI concepts and applications. - Experience with Large Language Models (LLMs) and understanding of Retrieval-Augmented Generation (RAG) frameworks. - Strong experience in Database Management, including hands-on work with SQL and Relational Database Management Systems (RDBMS). - Experience in Java, with strong expertise in Spring Framework / Spring Boot, building RESTful APIs, and working within Microservices architecture. Benefits - Flexible work arrangements to support work-life balance, including remote work and flexible hours. - Career growth programs and diverse professions to explore a world of opportunities. - Valuable certifications in the latest technologies such as Generative AI. Company Description Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. - A responsible and diverse group of 340,000 team members in more than 50 countries. - Strong over 55-year heritage, trusted by clients to unlock the value of technology. - Delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering. - Market-leading capabilities in AI, generative AI, cloud and data, combined with deep industry expertise and partner ecosystem.