This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This role involves providing thorough evaluation of credit and property documents in loan files, identifying potential risks, and advising on the appropriate decision of the file as it relates to approving, declining, or suspending the loan based on New American Funding's underwriting guidelines. - Review all loan submissions submitted by production and origination staff and generate initial credit decision in accordance with FNMA, FHLMC, FHA, VA, Bond and other private investor guidelines as well as internal overlays. - Evaluate mortgage loan applications to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines. - Perform credit and property analysis on conventional and government loan files. - Analyze complex tax returns and accurately calculate income. - Perform timely reviews of submitted conditions and loan resubmissions. - Input data and notes into the Encompass loan system. - Maintain quality and production standards as set forth by management. - Effectively communicate, orally, in writing, and via email, the decisions reached to maintain positive working relationships with coworkers and customers. - Other duties may be assigned. Qualifications - Government underwriting experience; CHUMS and/or SAR ID. - Superior knowledge of and experience with property and credit underwriting requirements of FNMA, FHLMC, FHA and VA, as well as other loan programs and private mortgage insurance companies. - Excellent written and oral communication skills. - Superior analytical, organizational and problem-solving abilities. - Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision. - Capability of working in a fast-paced environment, under pressure and meet time-sensitive deadlines, all while maintaining a high level of professionalism. - High School diploma or equivalent. - Five or more years' mortgage underwriting experience. - Current experience underwriting VA mortgage loans. - Direct Endorsement (DE) and/or LAPP/SAR certifications. Requirements - Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. - Must be able to lift up to ten pounds. - Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. Vision - See in the normal visual range with or without correction. Hearing - Hear in the normal audio range with or without correction.

About the Job: At Title Resources Group, we believe our performance is Powered by Our People. As a Regional Underwriting Counsel, you’ll play a meaningful role in driving results, strengthening collaboration, and delivering the operational excellence our partners depend on. We’re looking for someone who takes ownership, values accountability, and thrives in a high-performance, people-centered environment. Job Responsibilities: - Provide underwriting support, answers and guidance to customers and internal departments on real estate closings and title insurance matters and determine the Company's willingness and ability to insure real estate transactions. The ability to provide underwriting support in additional jurisdictions is a plus. - Establish relationships with new customers and maintain and grow relationships with existing customers. The position also requires some support and assistance with business development efforts, including attendance on customer visits and networking events. - Create and deliver relevant educational topics at live seminars and webinars. - Assist with audits as needed. Qualifications: - A Juris Doctorate Degree from an ABA approved law school. - A licensed attorney in good standing in state in which the position is being sought. - Must be located in or local to state in which the position is being sought. - 3-10 years of title insurance experience or real estate experience. - Knowledge of title insurance rates and rules for state in which the position is being sought. - Ability to discuss and respond in writing, proposed requests for coverage to determine potential risks; to suggest and provide adequate language in title commitments, policies and endorsements that will protect the Company's interests while assisting the Company’s agents. - The ability to prepare and deliver relevant live, web-based or recorded educational presentations to or for the Company’s customers. - The ability to support the development of new customers. - This is a remote position where working from home is a common practice. - Occasional travel is required. About TRG TRG is one of the nation’s largest and fastest-growing title insurance underwriters, delivering trusted solutions to a broad range of customers and protecting property ownership rights across America. At TRG, we don’t just underwrite title insurance policies – we build partnerships that last. As part of our broader network, we proudly serve leading affiliate partners, including Anywhere Real Estate, Inc. a subsidiary of Compass, Inc. (d/b/a Compass International Holdings) (NYSE: COMP), HomeServices of America (a Berkshire Hathaway affiliate), Lennar (NYSE: LEN and LEN.B), and Opendoor Technologies Inc. (NYSE: OPEN) – and a large network of strong independent agents. We are powered by our people—their expertise, dedication, and passion drive everything we do. As a Great Place to Work®-certified company, we believe our employees are our greatest asset. Your success drives ours, and at the core of our company is a commitment to help you own, develop, and nurture your career. Why Work with Us? - Lead in the Industry: Join one of the nation’s largest and fastest-growing title insurance underwriters. - Powered by Our People: Be part of a team where your talent and ideas fuel innovation and success. - Innovate for Impact: Create solutions that solve real problems and deliver value to customers. - Culture Where Every Voice Counts: Work in a positive, inclusive, and collaborative environment where your ideas matter. - An Edge for Your Career: Access tools, resources, and training designed to help great talent become even stronger. - Advancement Opportunities: Take on new opportunities to expand your skills and grow. - Flexibility That Fits: Enjoy remote and hybrid options (role-dependent) to support work-life balance. For more information, visit www.TRGUW.com.

Overview The Senior Underwriter - Broker Assumed Reinsurance, under the guidance of the Director - Broker Assumed Reinsurance Underwriting and AVP - Reinsurance Underwriting, is responsible for underwriting a portfolio of Broker Assumed Reinsurance accounts. The Senior Underwriter develops and maintains long-term business relationships with reinsurance brokers and ceding company executive and management leadership to support profitable business opportunities and reinsurance solutions in the marketplace. This position qualifies for our flexible workplace options. Work at our Grinnell, Iowa, headquarters or from a home office in any of the following states: Alabama, Arizona, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Dakota, Tennessee, Texas, Virginia, Wisconsin, and Wyoming. Please note that candidates must be eligible to work in the U.S. without Grinnell Mutual sponsorship. Responsibilities - Manages a portfolio of assumed reinsurance business by developing short and long-term goals, strategies, and processes. Responsible for executing all aspects of reinsurance underwriting through implementation and support of these strategic plans. - Underwrites broker produced reinsurance business and supports the underwriting performance of more junior underwriting staff and underwriting support staff as needed. - Develops and maintains positive relationships with brokers and client companies and serves as a point of contact. Coordinates and attends broker and client relationship events as necessary. Actively markets Grinnell and its reinsurance products with reinsurance brokers to generate new business opportunities and expand Grinnell participation on existing reinsurance programs. - Accountable for the thorough evaluation of underwriting submissions and pricing of reinsurance programs, provides quotes and authorizes contracts. Utilizes catastrophe modeling and actuarial pricing teams to evaluate submissions. - In partnership with reinsurance brokers, coordinates, and conducts underwriting, claim, and administrative audits on an as needed basis. - Negotiates contract terms with brokers in partnership with internal legal counsel as appropriate. - Collaborates on division and corporate projects with cross-functional teams when necessary to achieve optimal results for reinsurance and corporate business objectives. Provides resources, research, and guidance from an area of expertise. - Cultivates a culture of continuous improvement within the division by seeking opportunities to improve processes and efficiencies. - Maintains a thorough understanding of relevant industry and business trends, key company financial indicators, best practices, regulations, and professional skills. Applies knowledge to achieve optimal underwriting results. - All other duties as assigned. Qualifications - Bachelor's degree from an accredited college or university with three (3) to five (5) years of property and casualty reinsurance underwriting related experience and a demonstrated skill set in best practices related to the reinsurance industry, or equivalent combination of education and experience.Experience working with reinsurance brokers is preferred. - Industry designations preferred (e.g. ARe, CPCU, ARM, CFA, CPA, FCAS) or actively pursuing industry designations. - Experience underwriting Property and Casualty Insurance and Reinsurance, to include Property Catastrophe, Property Aggregate Excess, Per Risk, Quota Share and Multi-Line Excess and Casualty Excess Reinsurance Programs. - Analytical and problem-solving skills to evaluate risk and potential profitability of accounts. - Experience with reinsurance pricing methods including exposure and experience analysis for Property and Casualty exposures. - Knowledge of third-party catastrophe modeling software products, their applicability to underwriting reinsurance business and evolution over time. - Ability to communicate persuasively, both orally and written, to professionally present information to a variety of groups and forums and present on topics as requested. - Demonstrated aptitude to make effective decisions using personal judgment, experience, facts, and figures to resolve problems and make decisions. - Demonstrated ability to achieve consensus by involving stakeholders in the decision-making process to maintain relationships and mutual understanding. - Ability to work effectively and relate well with internal and external customers. Ability to exhibit a professional manner in dealing with and working to maintain constructive working relationship by utilizing good interpersonal communication skills. Ability to work in a harmonious manner with subordinates, co-employees, and supervisors. - Must possess working knowledge of standard office equipment. Computer skills must include basic skills in Microsoft Office suite with advanced knowledge of Excel and simulation software. - Ability to maintain a valid driver’s license and adhere to fleet safety policy. Ability to travel throughout the US to meet with reinsurance brokers and client companies 10-20% of business days, including overnight travel, is required. - Must be able to maintain confidentiality and proprietary information. - Requires regular and predictable attendance to meet the customer needs of the position. - Demonstrated ability to adhere to all Grinnell Mutual policies. - Demonstrated ability to incorporate Grinnell Mutual core values in all areas of work. Compensation The salary range for the position is $89,150.00 - $154,000.00. For a list of benefits, click here. Working conditions and physical efforts To perform this job successfully, an individual must be able to perform each job duty and responsibility satisfactorily. Reasonable accommodation may be provided to enable individuals with disabilities to perform job duties and responsibilities. The Senior Underwriter - Broker Assumed Reinsurance may be required to work outside of normal business hours including occasional weekends and extended hours to meet deadlines associated with the position. •The position can operate within a typical office setting located in an office or in a remote home office. The noise level in the work environment is usually quiet. The position requires an individual to sit for long periods of time. The position may require frequent and extended time on the telephone and visual acuity to work on the computer for extended periods of time. •This role has frequent external customer contact with senior level management of client companies and reinsurance brokers. •Frequently work with all levels of employees in the organization. This job description is not intended to describe, in detail, the multitude of tasks that may be assigned, but rather to give the employee a general sense of the responsibilities and expectations of the position. As the nature of the business demands change, so too may the job duties and responsibilities. Grinnell Mutual is an Equal Opportunity Employer in accordance with applicable state and federal laws.

This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description As a Mortgage Underwriter II, you'll be accountable for reviewing and approving condominium projects for Agency, Non-QM, and FHA in the Delegated, Non-Delegated, and Retail channel in alignment with internal guidelines and investor requirements. - Underwrite Agency Conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. - Review and clear underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. - Conduct detailed assessments of project documentation, identify potential risks, and ensure project eligibility to support accurate and salable loan decisions. - Review and underwrite condominium project approvals for loans in accordance with company guidelines and investor standards. - Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews, and conditions reviews within defined turn times as applicable. - Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. - Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. - Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. - Perform independent research of guidelines and overlays while reviewing loans. Qualifications - 5+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. - High school diploma required. - Intermediate to advanced knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations, and/or other residential mortgage products and services. - Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. - Intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. - Entry level to intermediate knowledge of MS Office products. - Entry level to intermediate knowledge of Encompass. - Advanced speaking and writing communication skills. Benefits - Competitive salaries - Ownership stake in the company - Medical and dental insurance - Time off - Great 401k matching program - Tuition assistance program - Employee volunteer program - Wellness program - Opportunity to bolster business knowledge and gain invaluable hands-on experience