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Wisetack logo
Wisetack

Wisetack is a financial services company that has developed technology that incorporates financing into any software platform and user experience. As an employe

Lead Credit Analyst

Location

United States

Posted

132 days ago

Salary

$120.8K - $169.1K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglishPythonSQL

Job Description

Lead Credit Analyst

Wisetack

• Conduct in-depth portfolio and trend analysis to identify key performance drivers, emerging risks, and growth opportunities • Develop insights and recommendations to optimize underwriting policies, credit decisioning, and fraud risk strategies • Monitor and evaluate key credit metrics (e.g., approval rates, loss rates, delinquency trends, vintage performance) and communicate findings to stakeholders • Partner with Analytics, Data Science, and Data Engineering to build scalable data models, automated reporting, and repeatable performance monitoring frameworks • Support strategy testing and measurement efforts (e.g., champion/challenger experiments) to improve decision quality and customer outcomes • Translate complex analyses into clear, concise narratives and recommendations for leadership and cross-functional partners • Mentor team members on analytical best practices and help strengthen a data-driven culture across the organization

Job Requirements

  • Bachelor’s degree in math, economics, statistics, or other quantitative field
  • 5+ years of experience in an analytical role
  • 2+ years of consumer lending experience, either at a large bank or a fintech
  • Proficiency in SQL, R or Python
  • Proficiency in Data Lake, DBT or Git
  • Excellent written, verbal, and interpersonal communication skills
  • Strong sense of ownership with the ability to drive projects forward independently in a fast-paced environment

Benefits

  • equity
  • benefits

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