Role Description We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral and credit packages for mortgage loans covering all levels of complexity, including manually underwritten files. The ability to make, support and explain, verbally and in writing, sound credit decisions is essential to the position. In addition to underwriting files, the Senior Underwriter will be a key resource for Vellum Mortgage loan officers and will play a significant role in the future growth and direction of Vellum Mortgage. Qualifications - High School Diploma Requirements - Frontline Underwriting - DE and SAR - Manual Underwriting - Condo Approval - Full Review - Non-QM - DSCR and Bank Statement Loans Benefits - Remote work - Full-time with OT as applicable Responsibilities - Underwrite FHA, VA, FNMA, FHLMC, USDA, VHDA, MD-CDA, Non-conforming, and Vellum Portfolio Products within credit and quality standards. - Underwrite a minimum of 60 units per month. Maintain a daily workload as needed to ensure prompt turnaround time as dictated by management. - Function as a technical resource to Loan Officers and Loan Managers. - Enter complete and accurate data in systems to ensure data integrity. - Support team members to identify potential solutions/alternatives for complex loan files. - Maintain knowledge of underwriting guidelines and stay current with department requirements. - Provide prompt, quality service to the origination team in a friendly and professional manner, supporting the inclusive, positive Vellum Mortgage culture. Hiring Process We review every application carefully. Candidates selected to move forward will be invited to complete a skills assessment and/or personality assessment, depending on the role. Applicants who successfully complete this stage will be invited to participate in a virtual interview. For positions with a high volume of qualified candidates, additional interview rounds may be conducted before a final hiring decision is made. Please monitor your email regularly, including your spam or junk folder, as all hiring updates and next steps will be communicated via email. Missing a requested step or response deadline may result in your application no longer being considered.

Role Description As a Cold Caller / Business Development Representative (BDR), you will be responsible for generating new business opportunities by proactively contacting prospective clients through cold calls, emails, and other outbound channels. Your primary goal is to identify qualified prospects, build initial relationships, and schedule meetings for the sales team, helping drive the company's growth. - Conduct outbound prospecting through cold calls, emails, LinkedIn, and other approved channels - Introduce the company's services and engage potential clients in professional conversations - Qualify prospects based on established criteria - Schedule meetings or discovery calls for the sales team - Maintain accurate and up-to-date records of all prospect interactions in the CRM - Follow approved call scripts and outreach processes while adapting to each prospect's need - Conduct follow-up activities to maximize appointment-setting opportunities - Meet or exceed daily, weekly, and monthly outreach and appointment targets - Participate in team meetings, coaching sessions, and ongoing training Qualifications - Minimum of 2 years of experience in outbound sales, lead generation, telesales, telemarketing, customer service, or a call center environment - Comfortable making a high volume of outbound calls each day - Excellent verbal and written English communication skills - Strong interpersonal, negotiation, and relationship-building skills - Goal-oriented with the ability to work independently and manage time effectively Requirements - Basic computer proficiency and experience using CRM systems - Experience in the travel industry - Prior experience in appointment setting

• Researches, underwrites, and supports transactional risk insurance policies, including drafting, negotiating, and adapting policy terms. • Identify deal risks through the study and analysis of merger and acquisition (M&A) transaction documentation, both public and private, as well as financial statements, due diligence reports, etc. • Review M&A insurance submissions, prepare and submit quotes, liaise with brokers, and secure business. • Provide support to Senior Underwriters in all stages of the underwriting process, as well as Account Management, including monitoring transaction status, quoting and policy progress, premium statements, and policy-related documentation. • Draft, negotiate, and adapt policy terms for the specific risks and challenges an M&A transaction presents. • Assist and oversee the performance of external legal counsel representing the company in each M&A deal. • Develop and maintain relationships with brokers, lawyers, private equity firms, deal principals, and colleagues from Tokio Marine HCC offices worldwide. • Coordinate and/or participate in special projects including underwriting standards, best practices, and legal compliance. • Attend off-site conferences, trade shows, seminars, and meetings.

• Perform site management activities in compliance with the Company and Sponsor (if applicable) Standard Operating Procedures (SOPs) and Work Instructions (WIs). • Assure compliance with local regulations and appropriate guidance depending on assigned study design / classification. • Conduct site management activities as per agreed Scope of Work (SoW), Site Management Plan (SMP) and relevant guidelines. • Site identification – may contact sites to obtain interest in study participation, confirm contact details, retrieve documents for consideration, etc. • Site Qualification - Ensures selection of appropriate sites for assigned studies. • Site Start-Up – With minimal supervision, ability to perform activities for assigned sites working with study start-up and regulatory. • Conduct of all remote and on-site monitoring activities through all study stages. • Routinely reviews the Investigator Site File (ISF) for accuracy, timeliness and completeness. • Reconciles contents of the ISF with the Trial Master File (TMF). • Ensures the investigator/physician site is aware of the requirement of archiving essential documents in accordance with local guidelines and regulations. • Documents activities via confirmation letters, follow-up letters, trip reports, communication logs, and other required project documents as per SOPs and SMP, within required timelines. • Supports subject/patient recruitment, retention and awareness strategies. • Enters data into tracking systems as required to track all observations, ongoing status and assigned action items to resolution. • Demonstrates diligence in protecting the confidentiality of each subject/patient. • Assigned sites data review, assisting with data query resolution and missing data follow-up (only as applicable). • Review data using data trend reports and knowledge of site practices. • Ensure the resolution of data queries within agreed timelines. • Utilize available hardware and software to support effective study data collection and review. • Maintain effective, accurate and timely communication with site staff and project team, and ensure appropriate issue escalation and resolution as per SOPs with a focus on issue prevention. • Maintains clinical tracking and management systems. • Ensure all assigned sites are trained and compliant with requirements of the study protocol, informed consent process, data collection requirements/data collection tools and safety reporting. • Provides guidance at the site and project level towards audit readiness standards and supports preparation for audit and required follow-up actions. • Prepare for, attend and participate in Investigator Meetings and/or sponsor face-to-face meetings. • As required, collaborate and build relationships with Sponsor affiliates, medical science liaisons, and local country sponsor staff. • For assigned activities, understands project scope, budgets, and timelines; manages site-level activities / communication to ensure project objectives, deliverables and timelines are met. • Must be able to quickly adapt, with the oversight of the Clinical Operations Lead or designee, to changing priorities to achieve goals / targets. • Identify and communicate out of scope activities to Clinical Operations Lead. • Attend, contribute to and present at study and department meetings.