• Oversees an assigned territory with broad and challenging agency partners driving profitable premium growth to achieve financial and operational goals • Creates, implements and executes territory and agency strategies to achieve short term and long term goals utilizing all company programs, tools and resources in collaboration with internal business partners • Owns the business development process within assigned market area with heavy emphasis on developing a pipeline of profitable new business and renewal retention • Continually identifies and evaluates prospects for new agencies within the territory. Surveys prospective agencies and obtains completed agency applications • Builds and cultivates complex agency partnerships in person with agency ownership, management and frontline team members • Creates, drives, and manages strong producer relationships through high visibility, clear knowledge of company strategy and joint sales planning • Communicates with branch team about complex agency relationships and proactively coordinates actions to address potential issues, involving other departments as appropriate • Builds and executes an effective agency management sales plan with broad and challenging agencies to achieve maximum production and profit goals in assigned territory • Leads assigned geographical territory and agency management processes (e.g. agency prospecting, business planning, engagement, training, compensation, etc)

Role Description The Competitive Unit Cost Advisor helps review and explain Cigna’s cost position in local markets. This role analyzes cost data, verifies internal information for accuracy, and develops tools and reports to improve Cigna’s competitive cost position. This person will work closely with Network Development and Competitive Insights, Contracting, Sales, Network Analytics, Medical Economics, Underwriting, Pricing, and other business partners. The goal is to help teams better understand cost trends by market, product, and provider. This role supports Local Market Affordability and Total Medical Cost work. This includes reviewing discount data, risk-adjusted cost data, coordination of benefits information, and other internal and external data sources. The advisor will help compare past and future cost trends against plan goals, find reasons for differences, and identify areas for improvement. Key Responsibilities - Support analysis related to coordination of benefits, medical cost reporting, unit cost plans, hospital transparency, payer transparency, local market reviews, market and provider comparisons, and event planning. - Present cost insights and analysis to Contracting and other business partners. - Review discounts by product, market, and type of medical expense to find trends. - Check internal discount data and projected trends for accuracy. - Review market unit cost positions and partner with leaders to find opportunities to lower medical costs. - Compare Cigna’s current unit cost position to competitors and create reports that show key findings. - Partner with teams across the business to gather competitive data and understand market trends. - Work with Pricing, Underwriting, and Sales to support accurate cost assumptions. - Help determine competitive unit cost positions for top priority markets. - Create or support tools and reports that help markets reach cost goals. - Review and summarize competitive data to help explain provider or market cost positions. - Support special projects as needed. Qualifications - Bachelor’s degree required; Finance, Accounting, Mathematics, or a related field preferred. - 5+ years of medical cost analysis experience in managed healthcare required. - 4+ years of financial analysis experience in managed care required. - Strong ability to review and understand both numbers-based and written provider data. - Advanced Excel skills required. - Strong communication, customer service, and relationship-building skills. - Ability to influence internal and external partners. - Ability to work well in a team-based, matrixed environment. - Strong analytical, technical, and project management skills. - Ability to work with both high-level ideas and detailed data. - Ability to improve data collection, reduce costs, and stay focused on results. - Strong understanding of managed care processes, data, systems, payment methods, provider information, and claims or utilization data. - Ability to make sound recommendations, even when all information is not available. - Experience with Contracting, Sales, Network Analytics, Medical Economics, Pricing, Underwriting, Financial Analysis, Competitive Intelligence, Coordination of Benefits, or Project Management is a plus. Requirements - If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. Company Description Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.

Role Description You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world. Your Home Office. A National Client Base. Unlimited Opportunity to Make an Impact. Sun Life is expanding its Group Retirement Services team and is seeking talented Retirement Consultants based in British Columbia and Alberta. This fully remote role offers the opportunity to work with clients across Canada, helping them navigate important financial decisions while building meaningful relationships and driving business growth. You'll have the flexibility of working from home combined with the backing of a trusted Canadian leader in financial services, ongoing development opportunities, and a team committed to your success. If you're passionate about delivering exceptional client experiences and ready to grow your career with a purpose-driven organization, we encourage you to apply. Make an Impact Where It Matters Most! At Sun Life, clients are at the heart of everything we do, and as a licensed Retirement Consultant, you’ll play a front‑line role in helping them feel confident about what’s next. On our Client Solutions team, you’ll connect with Sun Life clients by phone, listen closely to their goals, and deliver tailored retirement recommendations that fit their stage of life. This is more than a sales role. It’s about building trust, simplifying complex financial choices, and making a real difference in people’s lives every day. What you’ll do - Build meaningful relationships with Group Retirement Savings plan members through proactive outreach - Guide clients through retirement planning conversations, helping them understand their options and feel confident in their decisions - Provide personalized financial advice aligned to each client’s goals, life stage, and needs - Translate complex financial concepts into simple, relatable guidance - Stay curious and continuously learn, keeping up to date on products, tools, and industry trends - Contribute to a supportive, high-performing team where success is shared and celebrated Why this role is special: This role is focused on supporting and advising existing Sun Life clients, allowing you to build meaningful relationships without the need for cold calling or new client prospecting. Qualifications - Strong communication and relationship-building skills, you connect easily and authentically - A natural ability to listen, understand, and guide others - Self-motivated and can work independently - Minimum of 1-3 years of related sales experience in the financial services industry is preferred - Confidence to ask questions and uncover client needs - A growth mindset: you’re motivated to learn and improve - Experience in sales or financial services is an asset, but not required - Valid and active Life Insurance License (LLQP) Requirements - Experience selling wealth products over the phone - Completion of a college or university degree - Certified Financial Planner (CFP) designation or Financial planner designation (IQPF) - Canadian Securities Course (CSC) - Canadian Investment Fund Course (IFIC) Benefits - Career growth & development – clear pathways and ongoing learning - Flexibility & wellbeing – hybrid work and programs that support your whole self - Competitive base salary with a quarterly bonus based on sales results - Inclusive culture – where diverse perspectives are valued and voices are heard - Top performers don't just get recognized—they get rewarded. Excel in your role and earn an exclusive platinum leadership trip, where high achievers connect with senior leaders and celebrate outstanding results together - Purpose-driven work – helping Canadians build financial security - Comprehensive flexible benefits program including: - Medical, dental, life, critical illness and disability insurance - Robust defined contribution pension plan - Matching Stock Ownership and Savings Programs - Paid sabbatical leave, every 5-year milestone anniversary - Tuition assistance and Licensing fees covered - Market-competitive total compensation package, including a base salary and variable incentives - This role is eligible to participate in a sales incentive plan with industry-leading incentive payout opportunities Company Description Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds. Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com. We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you! Several work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs. We may use artificial intelligence to support candidate sourcing, screening, interview scheduling. We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.

Role Description This job is responsible for investigating complex, represented claims which typically will include: uninsured or underinsured motorist (UM/UIM) claims in single or multi-car accidents, and represented moderate or major claims. The individual also may handle complex CPL claims or specialized claims (e.g., business interruption, loss of income, E&O policies, etc.). The individual takes recorded statements, resolves loss of use claims, makes payments to appropriate parties, and negotiates and settles or refers bodily injury issues that cannot be resolved. Key Responsibilities - Assists in researching or responding to or resolving complex compliance issues and in reviewing files and making recommendations to refer files to Home Office for escalation - Negotiates and settles claims in accordance with business unit best practices - Reviews medical reports in preparation for claims settlement evaluation - Act as the primary point of contact for policyholder attorneys, leading direct negotiations to resolve disputes efficiently - Coordinate the appraisal process for highly complex, disputed claims, ensuring adherence to policy provisions - Researches and responds to complex customer communications, concerns, conflicts or issues - Summarizes documents and enters into claim system notes - Sets initial reserve, updates reserve, documents rationale and claim summary notes - Documents a claim file with notes, evaluations and decision making process - Determines and explains minimum coverage limits in complex claims involving single or multiple claimants Qualifications - 4 year Bachelor's Degree (Preferred) Requirements - 2 or more years of experience (Preferred) - This job does not have supervisory duties. - In lieu of the above education requirements, an equivalent combination of education and experience may be considered. Skills - Business Communications - Critical Thinking - Fraud Investigations - Information Collection - Time Management Compensation Compensation offered for this role is 53,500.00 - 84,625.00 annually and is based on experience and qualifications. Additional Information - The candidate(s) offered this position will be required to submit to a background investigation. - Allstate generally does not sponsor individuals for employment-based visas for this position. - Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran. - For jobs in San Francisco, please click “here” for information regarding the San Francisco Fair Chance Ordinance. - For jobs in Los Angeles, please click “here” for information regarding the Los Angeles Fair Chance Initiative for Hiring Ordinance. - To view the “EEO Know Your Rights” poster click “here”. - To view the FMLA poster, click “here”. - It is the Company’s policy to employ the best qualified individuals available for all jobs. Any discriminatory action taken on account of an employee’s ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race, religion, sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. - Allstate provides a comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse. - Employees eligible to work from home also receive a monthly connectivity reimbursement to help offset internet costs. - When working from home, you must have a dedicated, private workspace free from distractions, along with appropriate desk and seating. Reliable internet is required, with minimum speeds of 50 MB download and 5 MB upload.