Requisition Number: 2361125 Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. At UnitedHealth Group, you'll join a culture of performance, collaboration, and opportunity-one that leverages cutting-edge technology to improve the lives of millions. Innovation here means making healthcare data available wherever and whenever it's needed-safely and reliably-to drive better outcomes and smarter healthcare spending. The Actuarial Consultant will be a vital contributor to the UHG Trend Analytics team, focused on supporting Optum Health with medical expense reporting, analytics and forecasting. This role is responsible for developing and executing quarterly medical expense reporting and forecasting processes that enhance consistency, transparency, and collaboration across UnitedHealth Group. The ideal candidate will have at least 4 years of actuarial experience, strong analytical skills, and a keen interest in driving best-in-class trend methodologies. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: - The Consultant in this role will work with detailed healthcare claims data to build and maintain actuarial models to support medical expense reporting and forecasting - Develop and run quarterly medical expense reporting and/or forecasting processes using standardized actuarial trend methods - Support ongoing enhancements to reporting and forecast accuracy, transparency, and consistency across the enterprise - Analyze large healthcare datasets to identify cost trends, variances, and emerging patterns - Collaborate with cross-functional teams-including finance, operations, and other analytics groups-to ensure alignment in medical expense drivers and against forecast expectations - Prepare and communicate clear and concise reports and presentations for business stakeholders - Contribute to process improvements and automation initiatives - Support ad-hoc analytic requests related to medical cost trend analysis You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field - 4+ years of actuarial experience - Progress toward Associate of the Society of Actuaries (ASA) credential - Experience analyzing large claim data sets - Familiarity with standard actuarial trend methods - Proficiency in Excel (including extensive experience with VBA) - Proficiency in SAS and SQL - Solid written and verbal communication skills; ability to present findings effectively Preferred Qualifications: - Experience in healthcare or managed care environments - Experience in Healthcare Consulting - Experience with medical expense forecasting or financial reporting in a payer/provider environment - Located where you can regularly commute to the Optum campus in Eden Prairie, MN - Willing to relocate to where you can regularly commute to the Optum campus in Eden Prairie, MN *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.

• Supports Aetna's Large Group Commercial Self-Insured Business • Aids in explaining Aetna's value proposition on medical cost savings to prospects and customers • Communicates analyses to others regarding tracking trend and program evaluations • Maintains a repricing database.

• Managing the implementation, maintenance, and critical review and analysis of models, studies, and systems using actuarial principles • Developing complicated models and teaching others how to develop models • Developing written and oral presentations to drive delivery of information for decision making • Managing day-to-day projects that may include non-Actuarial departments • Deep understanding of one actuarial area or business segment

Role Description Cincinnati Re is currently seeking an individual to join the analytics team to support treaty reinsurance pricing. Responsibilities include the actuarial pricing and modeling of individual transactions. A strong quantitative and property/casualty reinsurance background is required. Candidate must have excellent communication, strong project management and analytical skills, and the ability to work in a fast-paced environment. - Support the evaluation and pricing of reinsurance opportunities. - Work with reinsurance underwriters to analyze contracts, develop loss costs, quantify the impact of contract features, ascertain capital requirements, and provide an understanding of the key risk drivers. - Perform actuarial pricing, including experience rating and exposure rating of subject business. - Perform stochastic and financial modeling of transactions. - Provide assistance in the development and maintenance of pricing models. - Meet externally with current and prospective clients. - Participate in special projects as needed. Qualifications - Actuarial student or credentialed property and casualty actuary (ACAS or FCAS). - 2+ years of experience in property/casualty reinsurance pricing. - 4+ years of experience in commercial or specialty lines pricing desired; such as general liability, auto, property, professional liability, surety, cyber, marine, and energy lines. - Must be motivated, self-directed, and have the ability to work in a collaborative team environment. - Excellent written and verbal communication skills. - Strong organizational, time, and project management experience. - Availability for travel for internal meetings (4-8 trips per year). - Availability for travel to meetings at client locations (2-6 trips per year). Requirements - High proficiency using Microsoft Excel; experience with SQL Server and VBA is a plus. - Preferably located in Cincinnati, OH; may also consider remote location based on experience, location, and ability to travel for internal and external meetings. Benefits Your commitment to providing strong service, sharing best practices, and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Company Description Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.