Live Underwriter
Location
India
Posted
2 days ago
Salary
₹800K - ₹1,500K / year
Seniority
Mid Level
No structured requirement data.
Job Description
Live Underwriter
Black & White
Role Description - The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. - Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. - Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. - Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. - Provides final approval underwriting of mortgage loans. - Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. - Sign off conditions in a timely manner set by management. - Work with staff and management to find solutions on escalated loans. - May be requested to make recommendations for improving Internal Audit’s policies and practices. - Manage loans by using all functions of Encompass. - Effectively communicate underwriting decisions with processors and advisors. - Maintain a high level of customer service and communication with other departments. - Other duties as assigned. Qualifications - Any Graduate or Above - 3 to 8 Years of Relevant Experience Requirements - Live underwriters - 4C’s - Collateral Capacity - Credit & Income - Mortgage loans - Loan data, reports, and inspections Benefits - CTC Range: 8 - 15 LPA (Lakhs Per Annum) - Notice period: 30 days - Shift Timing: Night Shift - Mode of Interview: Face 2 Face Interview - Mode of Work: Work From Home
Related Guides
Related Job Pages
More Life Underwriter Jobs
Underwriter, Inland Marine & Property
IAT Insurance GroupIAT Insurance Group is a privately-held specialty property‑casualty and surety carrier based in Raleigh, North Carolina, founded in 1991 with just $11.5 milli
Title: Underwriter, Inland Marine & Property Location: AZ Scottsdale Business Site Job Description: IAT Insurance Group has an immediate opening for an Inland Marine & Property Underwriter from our Scottsdale, Arizona location. We’re looking for someone who’s ready to play a meaningful role in expanding our presence across the region. You’ll manage an existing portfolio while actively building new business, helping grow our footprint in a region that’s a key focus for us. This is a role for someone who wants to make an impact, not just maintain the status quo. This isn’t a behind-the-scenes role. It’s visible, collaborative, and growth focused. This position follows a hybrid schedule: in the office Monday through Wednesday, with the option to work remotely on Thursday and Friday. Responsibilities: - Review and analyze underwriting files, using judgment and experience as primary criteria, to accept new business or continue renewals within established authority level - Review and analyze all documents within or associated with the underwriting file to establish accuracy in identification and minimizing risk of exposure, utilizing change requests, claim information, loss control and outside databases to identify changes in exposure to risk - Review, evaluate and determine account premium levels using sound judgment consistent with established company premium modification plans within authority limits - Read, evaluate and interpret contracts and policies to determine exposures providing guidance and clarification to others consistent with experience - Provide clarification and verification of coverage to the Claims Department consistent with experience - Market to assigned agencies to achieve acceptable new business flow - Assess agency activity; provide clarification to agency personnel about company’s position in annual visits to assigned agencies consistent with experience - Perform other tasks as needed Qualifications: Must-Have: - Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field, or equivalent combination of education and relevant experience - 2+ years of inland marine and/or property underwriting experience - Solid understanding of the insurance marketplace, including pricing and competitive positioning - Proven ability to build and maintain broker relationships that drive new and renewal business - Experience managing a book of business while contributing to growth - Strong skills in pricing, risk selection, and deal structuring - Working knowledge of industry trends, products, and the broader competitive landscape - To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes Preferred to Have: - Industry designations CPCU, ARM, or AU - INS21, 22 and 23 - Exposure to loss control or risk engineering All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. To view details of our full benefits, please visit: https://www.iatinsurancegroup.com/careers/benefits IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: - 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off - 7% 401(k) Company Match and additional Profit Sharing - Hybrid work environment - Numerous training and development opportunities to assist you in furthering your career - Healthcare and Wellness Programs - Opportunity to earn performance-based bonuses - College Loan Assistance Support Plan - Educational Assistance Program - Mentorship Program - Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
Senior Underwriter Inland Marine and Property
IAT Insurance GroupIAT Insurance Group is a privately-held specialty property‑casualty and surety carrier based in Raleigh, North Carolina, founded in 1991 with just $11.5 milli
Title: Senior Underwriter Inland Marine & Property Location: NJ Jersey City Business Site Job Description: IAT Insurance Group has an immediate opening for Senior Inland Marine & Property Underwriter from our Jersey City or Newark, New Jersey; Norristown, Pennsylvania; or Cheshire, Connecticut locations. In this position you will manage an existing portfolio while actively building new business, helping grow our footprint in regions that are key focus areas for us. You’ll work closely with brokers who value strong partnership and clear, confident decision-making. Expect to be in the market shaping deals, strengthening relationships, and writing business that performs. This isn’t a behind-the-scenes role. It’s visible, collaborative, and growth focused. This position follows a hybrid schedule: in the office Monday through Wednesday, with the option to work remotely on Thursday and Friday. Responsibilities: - Manage and grow a profitable book of inland marine and property business across the Region - Build strong, lasting relationships with agency partners to drive consistent and high-quality new business - Evaluate submissions, pricing, and coverage structures using sound judgment making clear, confident decisions - Analyze loss runs, exposure changes, and underwriting data to fully understand the risk behind every account - Set pricing that reflects exposure and performance, using loss analysis and experience to guide decisions - Structure accounts thoughtfully, using deductibles, coverage adjustments, or other tools to get deals across the line the right way - Review policy language and contracts to ensure coverage intent is clear—for both brokers and internal teams - Partner with claims and internal stakeholders to clarify coverage when questions arise - Perform other duties as needed Qualifications: Must-Have: - Bachelor’s degree in Risk Management, Finance, Business, Economics, or a related field, or equivalent combination of education and relevant experience - 4+ years of inland marine and/or property underwriting experience - Solid understanding of the insurance marketplace, including pricing and competitive positioning - Proven ability to build and maintain broker relationships that drive new and renewal business - Experience managing a book of business while contributing to growth - Strong skills in pricing, risk selection, and deal structuring - Working knowledge of industry trends, products, and the broader competitive landscape - To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes. Preferred to Have: - Industry designations CPCU, ARM, or AU - INS21, 22 and 23 - Exposure to loss control or risk engineering—you think beyond the submission and into the actual risk All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify. Compensation: Please note, that the annual gross salary range associated with this posting is $63,270 – $153,200. Actual salaries will vary based on factors such as a candidate's qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit-sharing opportunities, and more. IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together® is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers. At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent. We offer comprehensive benefits like: - 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off - 7% 401(k) Company Match and additional Profit Sharing - Hybrid work environment - Numerous training and development opportunities to assist you in furthering your career - Healthcare and Wellness Programs - Opportunity to earn performance-based bonuses - College Loan Assistance Support Plan - Educational Assistance Program - Mentorship Program - Dress for Your Day Policy All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug-free workplace and participate in E-Verify.
Motor Enthusiast Underwriter
Suncorp GroupSuncorp Group is a finance, banking, and insurance company headquartered in Brisbane, Queensland, Australia. As one of the largest banks by combined deposits an
Title: Motor Enthusiast Underwriter Locations: Adelaide or Hobart Hybrid Job Identification 1001049 Job Function Customer Service and Support Job Description: Drive Your Career Forward with Shannons - Join Australia''s Leading Team of Motoring Enthusiasts Part-time | Adelaide or Hobart | Hybrid working available Join Shannons, recently recognised as Insurer of the Year, and turn your passion for motoring into a full-time career where your interests genuinely matter. You'll spend your day speaking with fellow enthusiasts about cars, bikes, builds and restorations, helping them protect what they love most. What makes this role different? - Insurer of the Year - join an award-winning, specialist motoring insurer - Part-time role - 22.5 hours or 20 hours available - Shift Options available: - 22.5 hours - Monday, Tuesday, Wednesday - 20 hours - Saturday, Monday, Tuesday, Wednesday - Double Pay for hours worked after 12pm on a Saturday - Hybrid working model - 50/50 office and home after training - Start date: Wednesday 5th August A role designed for people who want stability during the week, flexibility in how they work, and strong earning potential on weekends. What you''ll do At Shannons, we don''t just insure vehicles. We live and breathe them. From classic Holdens to modern performance cars, our customers are passionate about their vehicles. You'll be part of a team that understands that connection. In this role you will: - Speak with fellow enthusiasts and provide expert insurance guidance - Help customers arrange new cover or update existing policies - Build genuine connections through shared interests and vehicle knowledge - Navigate multiple systems to provide accurate and efficient support - Deliver exceptional customer experiences while meeting performance targets - Complete a comprehensive 7-week full-time training program What you'll bring - Genuine passion for cars, motorcycles or motoring culture - Strong customer service experience - Clear and confident communication skills - Ability to simplify information for customers - Confidence using technology and multiple systems - Positive, team-focused attitude and willingness to learn - Commitment to the Tuesday to Saturday roster - A suitable home office setup, or willingness to create one What we can offer you - Competitive salary: $71,008.00 including 12% super - Additional incentives: Penalties on eligible shifts & performance-based incentives - Work-life balance: Flexible work options - 50% in office, 50% work from home - Leave benefits: 20 weeks paid parental leave, emergency response leave, military service leave - Perks & discounts: Discounts across 400+ major retailers - Career growth & development: Recognition programs, career development pathways, study support - Community & giving back: Paid volunteer leave, matched giving through our community programs Shift & Training Information We are currently recruiting for: - Option 1: Monday, Tuesday, Wednesday - 22.5 hours per week - start window 8am-10am - Option 2: Saturday*, Monday, Tuesday, Wednesday - 20 hours per week - start window between 9am-12pm You will complete 7 weeks of full-time onsite training in either our Adelaide or Hobart office before moving into hybrid working arrangements. 'Start window' means your rostered start time may vary within the listed hours. You must be able to fully commit to the shift option selected. - 100% loading on any hours after 12pm on a Saturday. About Shannons Shannons is Australia's leading insurer for motoring enthusiasts and supports more than 1,200 motoring events across the country every year. As part of the Suncorp Group, you'll join a trusted organisation with a brand that genuinely understands and celebrates automotive passion. If you''re the person friends come to for car advice, spend your weekends at car shows, or simply love talking all things motoring, we'd love to hear from you. Chase the Sun and apply today. For over 100 years Suncorp Group has been driven by our guiding Purpose - to build futures and protect what matters. To ensure we deliver on that Purpose, we've made a commitment, built on trust, empowerment, and flexibility - to help our people unlock their full potential and unleash their best and brightest selves. With the backing and support of some of the most trusted names in insurance, the Suncorp Group family provide our people with every opportunity to grow their career as they make a meaningful difference for our customers and our communities. We're excited about what we can achieve together, working every day to be better, do more and realise the future we want to see just beyond the horizon.
Loss Mitigation, Underwriter l
Carrington Mortgage ServicesCarrington Mortgage Services (CMS) describes itself as a fully integrated mortgage company helping customers across their homeownership journey with a range of
Title: Loss Mitigation, Underwriter l Location: United States Job Description: Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour. What you’ll do: - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. - Conduct Verification of Income (VOI). - Calculate customer’s front and back-end debt to income ratio. - Verify occupancy, hardship and income. - Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). - If applicable, identify the type(s) and amounts of liquid assets the borrower holds. - Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). - Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. - Document final decision and update system of record. What you’ll need: - High school diploma or equivalent required. - 1 to 2 years of underwriting loss mitigation experience required Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you’ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com. What We Offer: - Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get the opportunity to work with friends (and get some extra cash in your pocket!). - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #Carrington #LI-GV1 Job Info - Job Identification4104 - Job CategoryLoss Mitigation - Degree LevelHigh School Graduate - Job ScheduleFull time - Locations 500 N State College Blvd, Orange, CA, 92868, US(Remote)

