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Role Description - The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. - Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. - Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. - Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. - Provides final approval underwriting of mortgage loans. - Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. - Sign off conditions in a timely manner set by management. - Work with staff and management to find solutions on escalated loans. - May be requested to make recommendations for improving Internal Audit’s policies and practices. - Manage loans by using all functions of Encompass. - Effectively communicate underwriting decisions with processors and advisors. - Maintain a high level of customer service and communication with other departments. - Other duties as assigned. Qualifications - Any Graduate or Above - 3 to 8 Years of Relevant Experience Requirements - Live underwriters - 4C’s - Collateral Capacity - Credit & Income - Mortgage loans - Loan data, reports, and inspections Benefits - CTC Range: 8 - 15 LPA (Lakhs Per Annum) - Notice period: 30 days - Shift Timing: Night Shift - Mode of Interview: Face 2 Face Interview - Mode of Work: Work From Home

Role Description - Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. - Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. - Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. - Provides final approval underwriting of mortgage loans. - Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. - Sign off conditions in a timely manner set by management. - Work with staff and management to find solutions on escalated loans. - May be requested to make recommendations for improving Internal Audit’s policies and practices. - Manage loans by using all functions of Encompass. - Effectively communicate underwriting decisions with processors and advisors. - Maintain a high level of customer service and communication with other departments. - Other duties as assigned. Qualifications - Any Graduate Requirements - 3+ Years of experience - Well-versed with all 4C’s of Underwriting (Asset, Income, Credit, and Collateral) - Live underwriters - Collateral Capacity - Credit & Income Benefits - CTC Range: 15 lpa (lakh per annum) - Mode of Hire: Permanent - Work from Home (WFH) - Night Shift - Immediate Joiners - Virtual Mode of Interview