• Serve as a staff level, cross-trained GRC expert across Compliance, Audit, and Risk, partnering with teams to strengthen trust and resilience across the business • Perform control mapping, gap analysis, and remediation tracking across multiple frameworks to proactively reduce audit risk • Partner with engineering, IT, and security teams to translate regulatory requirements into actionable, testable technical controls • Identify and operationalize improvements to the control framework to align with evolving regulatory demands (e.g., NIS2) • Reduce manual audit friction by driving process improvement and leveraging automation (dashboards, workflows, tooling integrations)

• Lead Remitee’s regional licensing roadmap, prioritizing market entry and product expansion needs. • Drive regulatory gap assessments for new markets, new flows, new products, and partner-led models. • Coordinate licensing deliverables including business plans, compliance manuals, governance frameworks, policies, procedures, risk matrices, and operational narratives required by regulators. • Prepare and oversee formal filings and submissions to regulators, supervisory bodies, and central banks. • Act as Remitee’s senior point of contact for: regulatory inquiries, RFIs, remediation plans, exams, audits, and periodic reporting. • Translate licensing conditions and regulatory obligations into operational controls, workflows, and scalable compliance-by-design processes. • Partner with Compliance and Legal to ensure robust coverage across: AML/CTF, KYC/CDD, consumer protection, payments/FX controls, fraud risk, data privacy, outsourcing management. • Work with Product & Tech teams to embed regulatory requirements into product design and system capabilities. • Build and maintain trusted relationships with regulators and relevant industry associations. • Advise executive leadership on regulatory risk, strategic trade-offs, and expansion feasibility. • Support Business Development in partner onboarding, due diligence, regulatory documentation, and licensing-driven commercial negotiations. • Build and maintain regulatory playbooks, internal policies, and licensing documentation repositories. • Drive continuous improvement to streamline licensing processes and reduce time-to-approval. • Train internal teams on regulatory obligations and evolving standards across jurisdictions.

• Support the Regulatory Strategy & Operations (RSO) team in executing loan-level compliance testing, regulatory reporting audits, and examination readiness activities. • Perform detailed loan file reviews to validate accuracy of data reported in regulatory filings and internal systems. • Execute predefined audit scripts and testing procedures across HMDA, MCR, and state reporting datasets. • Compare source documentation against reported data fields to identify discrepancies. • Document findings clearly and consistently in accordance with internal audit standards. • Support testing of regulatory reporting processes, including HMDA LAR and Mortgage Call Reports. • Assist in reconciliation reviews and control validations to ensure reporting completeness and accuracy. • Escalate identified data issues and collaborate with internal stakeholders on corrective actions. • Maintain structured audit workpapers and testing documentation. • Prepare loan files and supporting documentation for internal reviews and state/federal examinations. • Track document requests and assist in compiling responses for regulatory inquiries. • Support remediation tracking by validating corrective actions and follow-up testing. • Conduct structured analysis to identify reporting trends, operational breakdowns, and control gaps. • Support root cause validation by reviewing loan documentation and system data. • Partner with Operations, Compliance, and Reporting teams to resolve discrepancies. • Contribute to the refinement of audit scripts, checklists, and monitoring frameworks. • Identify opportunities to improve documentation, testing efficiency, and control reliability.

• Assist with providing compliance advisory support to Product, Marketing, Legal, Sales, and other departments throughout product and campaign lifecycles • Provide comprehensive understanding of relevant consumer finance regulations (including Reg Z, V, DD, CC, B, E, etc.), industry standards, and internal policies • Monitor and assess external industry trends and regulatory environment to help shape Marqeta's compliance strategy • Assist with regulatory responses and compliance advisory duties, as needed • Support change management reviews for new products, features, or program changes • Assist with formal review process for external customer marketing content and campaigns including advertisements, promotional content, digital media, social media and product information, to ensure compliance with legal and regulatory requirements, including UDAP/UDAAP, and FTC advertising rules • Coordinate with Legal, Marketing, and other departments to obtain necessary approvals and feedback • Assist in reviewing products and services for compliance with applicable federal and state consumer-finance laws and bank partner requirements • Maintain awareness of compliance risks associated with client-specific product constructs • Develop, maintain and update consumer compliance policies and procedures in response to changes in regulations and business needs, as needed. • Assist with other compliance advisory duties, as needed.