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Bodily Injury Claims Adjuster III
Location
United States
Posted
5 days ago
Salary
$66.5K - $92K / year
Seniority
Lead
Job Description
Bodily Injury Claims Adjuster III
Horace Mann
• Investigate and manage complex bodily injury claims, including litigation, uninsured/underinsured motorist claims, and other high-exposure losses. • Verify coverage, determine liability, evaluate damages, and conduct thorough investigations to support claim decisions. • Analyze medical documentation, applicable laws, and case precedent to complete comprehensive bodily injury evaluations. • Demonstrate sound judgment in evaluating liability, damages, and settlement opportunities. • Manage injury litigation from assignment through resolution. • Prepare mediation and arbitration submissions and represent the company through the dispute resolution process. • Partner with defense counsel and other legal professionals to develop claim strategies and achieve appropriate outcomes. • Negotiate settlements while adhering to company best claim practices and regulatory requirements. • Deliver an exceptional customer experience by maintaining proactive, transparent communication throughout the life of the claim. • Keep insureds, claimants, attorneys, and other involved parties informed regarding claim status and resolution. • Handle sensitive and high-stress customer interactions with professionalism and empathy. • Serve as a technical resource and subject matter expert for complex bodily injury claims. • Mentor and provide guidance to less experienced claim professionals. • Share knowledge and best practices to support team development and continuous improvement. • Maintain compliance with all state regulations, company policies, and claims handling standards. • Obtain and maintain all required state adjuster licenses. • Effectively utilize claims management systems and other technology tools to manage assigned inventory. • Maintain ownership of assigned claims while meeting quality, productivity, and service expectations.
Job Requirements
- Minimum 7 years of bodily injury claims experience preferred.
- Demonstrated experience handling complex bodily injury and litigation claims.
- Strong knowledge of insurance coverage, liability, medical terminology, and bodily injury evaluation.
- Experience handling Uninsured Motorist (UM) and Underinsured Motorist (UIM) claims.
- Proven ability to prepare and manage mediation and arbitration submissions.
- Strong business acumen, analytical skills, and sound decision-making abilities.
- Ability to work independently with minimal supervision.
- Obtain and maintain all required state adjuster licenses.
Benefits
- Bonus
- Competitive salary
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