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SVP Underwriting
Location
United States
Posted
2 days ago
Salary
0
Seniority
Lead
Job Description
SVP Underwriting
Cornerstone Capital Bank
• Provide strategic and operational leadership for the underwriting organization. • Drive performance, scalability, and consistency across all lending channels. • Build a high-performing organization that delivers sound credit decisions. • Maintain regulatory compliance and support company’s growth objectives. • Lead enterprise-wide collaboration across Sales, Operations, Capital Markets, Product, Risk, Compliance, and Technology. • Enhance underwriting capabilities, improve efficiency, and elevate customer and employee experience. • Set and execute a forward-looking underwriting vision aligned with corporate growth. • Contribute to enterprise decision-making and cross-functional strategic initiatives. • Champion continuous improvement through modernization of processes and tools. • Establish performance frameworks, KPIs, and accountability measures for quality and speed. • Optimize organizational structure and resource allocation. • Oversee end-to-end underwriting execution across all products and channels. • Partner with Technology to advance automation and decisioning tools. • Develop and mentor senior underwriting leaders to build a strong leadership bench.
Job Requirements
- 10+ years of progressive mortgage underwriting experience, with 7+ years in leadership roles.
- Bachelor’s degree in business, Finance, or related field preferred
- Proven ability to lead within a complex, matrixed organization and drive enterprise-wide transformation.
- Experience in agency, government, and investor underwriting guidelines (Conventional, FHA, VA, USDA, etc.).
- Strong knowledge of regulatory requirements, compliance standards, and risk management practices.
- Demonstrated success building and scaling high-performing teams in dynamic environments.
- Track record of delivering measurable improvements in quality, service levels, productivity, and operational efficiency.
- Exceptional executive presence, communication, and stakeholder management skills.
- Experience with delegated underwriting authority and investor relationships.
- Exposure across multiple lending channels (Retail, Wholesale, Correspondent, Consumer Direct).
- Leadership experience in technology enablement, workflow automation, or digital transformation initiatives.
- DE (Direct Endorsement) and/or SAR designation, where applicable.
Benefits
- Medical
- Dental
- Vision
- Accidental Death
- Long-Term Disability
- Short-Term Disability
- FSA
- HSA
- 401K
- Basic Life
- Voluntary Life
- Paid Parental Leave
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