NightOwl Consulting logo
NightOwl Consulting

Connecting Companies With World-Class Talent.

Pre-Underwrite Reviewer

Location

United States

Posted

7 days ago

Salary

₱50K - ₱75K / month

Seniority

Mid Level

Bachelor Degree2 yrs expEnglish

Job Description

Pre-Underwrite Reviewer

NightOwl Consulting

• Pre-underwrite loan files by reviewing borrower documentation such as credit reports, income documents, and assets to ensure accuracy and completeness. • Assist with income calculations and verify supporting documents. • Support senior underwriters in identifying potential risks and issues in loan applications. • Ensure all loan applications comply with company policies, investor requirements, and regulatory guidelines. • Communicate with internal stakeholders and lenders to resolve issues and ensure timely processing of loan applications. • Maintain up-to-date knowledge of mortgage products and underwriting guidelines for Conventional, FHA, VA, and other loan types.

Job Requirements

  • Bachelor’s degree or equivalent experience in finance, business, or a related field.
  • Strong analytical and problem-solving skills.
  • Attention to detail and the ability to manage multiple tasks efficiently.
  • Experience using Encompass loan origination software is a huge benefit.
  • Prior experience with mortgage processing or underwriting is preferred but not required.
  • Excellent communication skills, both written and verbal.
  • Ability to work in a fast-paced environment and meet deadlines.
  • Ability to multitask and prioritize responsibilities.
  • High attention to detail and accuracy.
  • Critical thinking and decision-making skills.
  • Strong interpersonal and communication skills.
  • Some experience in underwriting, loan processing, or similar roles is an advantage.
  • Familiarity with various mortgage types (Conventional, FHA, VA) is a plus.

Benefits

  • Above market salary
  • HMO with free dependent
  • Paid leave incentives
  • Performance based Incentives
  • Quarterly Company Events
  • In-depth training for career growth

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