Title: Senior Manager, Credit Card Business Strategy (Remote) Location: Remote time type Full time job requisition id R-2648 Company Overview: At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation. If you're looking to make an impact and grow with a team that values you, come join us! Job Description Position Overview: We are looking for a Senior Manager, Credit Card Business Strategy to lead the Credit Building business within the cards organization. This person will be the business and product leader for our credit building experiences, responsible for defining the vision, strategy, and portfolio plan to grow the business and deliver great outcomes for customers building or rebuilding credit. You will report into the Seen leadership team and be a key thought partner on how we evolve the credit building portfolio. You will identify opportunities, shape strategy, and build data-driven business cases, working closely with Product, Risk, Marketing, Analytics, Operations, and other partner teams to execute. How you'll make an impact: - Own the business vision and strategy for the Credit Building portfolio, aligned with Seen and Snap priorities. - Develop and present strategic proposals and business cases (e.g., new products, features, pricing, product constructs, partnerships, and distribution channels) to senior leadership. - Define clear goals and KPIs for the Credit Building business and develop a financial plan (e.g., volume, revenue, losses, unit economics) aligned to those KPIs. - Monitor and track KPIs, goals, and financial performance; identify gaps versus plan and propose solutions and course corrections. - Translate strategy, insights, and financial goals into structured business cases and product requirements that inform roadmaps owned by Product and Engineering. - Collaborate with Marketing, Risk, Compliance, and Operations to align on scope and timing for initiatives and ensure that launches are feasible, well-supported, and set up for success. - Track progress of key initiatives, raise risks, and recommend tradeoffs from a business perspective. - Deeply understand the needs of consumers who are new to credit, rebuilding credit, or thin-file/near-prime. - Monitor competitive landscape, market trends, and regulatory changes in credit building products. - Partner with the Marketing team to identify, size, and maximize cross-sell opportunities into Credit Building from other Snap/Seen products (e.g., leveraging existing customers, applicants, or declined populations). - Propose journeys, offers, and targeting strategies that use customer and application data from other Snap product lines; work with partner teams to implement and optimize these experiences. - Partner with Analytics and Finance to build robust measurement frameworks for business performance (e.g., acquisition, activation, revenue, unit economics). - Design and propose experiments and A/B tests with Analytics, Marketing, and Product teams; interpret results and recommend actions to improve customer outcomes, cross-sell performance, and business metrics. - Proactively identify issues, diagnose drivers of performance (e.g., funnel drops, loss trends, channel performance), and develop data-driven action plans. - Work closely with Risk, Compliance, and Legal to ensure proposals and initiatives support sound risk management and regulatory expectations. - Incorporate regulatory requirements and risk policies into business proposals and requirements, and partner with Product and Operations to embed them in product design and processes. - Collaborate with Operations to identify pain points and recommend improvements to onboarding, servicing, and issue resolution for credit building customers. - Act as the single threaded business leader for Credit Building within the GM org, coordinating stakeholders across Product, Risk, Marketing, Operations, and other partner teams. - Communicate business priorities, tradeoffs, financial impact, and performance clearly to executive stakeholders. - Help shape how Credit Building fits into the overall Snap/Seen card strategy (alongside Seen’s branded credit card and other credit products). What you'll need to succeed: - 5+ years of product management, business management, or closely related experience, ideally in consumer finance, credit cards, banking, or fintech. - Demonstrated experience owning a product, program, or portfolio from a business / P&L perspective: defining KPIs, building financial plans, and driving execution with cross-functional teams. - Strong analytical skills; comfortable working with data, defining metrics, and partnering with Analytics, Finance, and Marketing to make decisions. - Experience working with cross-functional partners such as Product, Risk, Marketing, Operations, and Compliance. - Ability to think strategically and execute pragmatically—balancing growth, customer experience, and risk. - Excellent written and verbal communication skills, with the ability to influence across levels and functions. What would make you stand out: - Experience in credit building products (e.g., secured cards, builder cards, alternative data), consumer lending, or credit risk-heavy products. - Experience driving cross-sell / lifecycle strategies across multiple financial products. - Background in a high-growth fintech or startup environment. - Familiarity with credit card lifecycle metrics and risk / loss levers. - Experience working with external partners or issuers. Why Join Us: - Generous paid time off - Competitive medical, dental & vision coverage - 401K with company match for US - Company-paid life insurance - Company-paid short-term and long-term disability - Access to mental health and wellness resources - Company-paid volunteer time to do good in your community - Legal coverage and other supplemental options - A value-based culture where growth opportunities are endless More: Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.

• Own the strategy, direction and performance of the X-Ray product portfolio • Hit Orders & Revenue targets annually for targeted National Accounts • Deliver product expertise to Region Modality Leaders • Identify key customer challenges early in a deal cycle • Deal coaching for targeted modality opportunities • Identify strategic break-in opportunities nationally • Support the local account team on defined 'big deals'

Veeva Systems is a mission-driven organization and pioneer in industry cloud, helping life sciences companies bring therapies to patients faster. As one of the fastest-growing SaaS companies in history, we surpassed $3B in revenue in our last fiscal year with extensive growth potential ahead. At the heart of Veeva are our values: Do the Right Thing, Customer Success, Employee Success, and Speed. We're not just any public company – we made history in 2021 by becoming a public benefit corporation (PBC), legally bound to balancing the interests of customers, employees, society, and investors. As a Work Anywhere company, we support your flexibility to work from home or in the office, so you can thrive in your ideal environment. Join us in transforming the life sciences industry, committed to making a positive impact on its customers, employees, and communities. The RoleVeeva’s China Business Consulting Group is a key growth area for Veeva. It offers a differentiated consulting service in Life Sciences with a compelling value proposition - building on Veeva’s position as the digital partner of choice for 85% of the top 20 Pharmaceutical companies. As part of the Veeva Business Consulting Team, you will be part of the team responsible for building and delivering insightful solutions (through face-to-face and virtual discussions, workshops, email, etc.) to deliver demonstrable, sustainable value at the forefront of digital and commercial innovation. As a (Senior) Consultant, you will manage workstreams on consulting projects for Veeva’s Commercial Life Sciences customers: planning, organizing, and tracking all aspects of delivery in that workstream and developing close working relationships with customers. What You'll Do - Lead a workstream(s) in a project engagement: planning, organizing, and managing all aspects of delivery, including scope, quality, resources, risk, and timelines - Be responsible for the end-to-end design, build, and delivery of project deliverables that meet specific project goals and objectives - Identify and proactively solve problems faced by the Client - Be a primary Client contact for operational project questions, build trusted relationships with Client stakeholders through interactions in person and remotely - Manage the work and priorities of Associate Consultants in your workstream - Support and mentor Associates in developing skills and professional capabilities - Demonstrating ability to assimilate new knowledge - Possess good business acumen - Remaining current on new developments in advisory services capabilities and industry knowledge - Input into business development opportunities and proposals - Help develop and disseminate thought leadership Requirements - Bachelor's degree and excellent academic record - 3+ years of consulting experience and/or in-house business operation experience - Experience in Life Sciences, particularly in Commercial Operations/Commercial Excellence and/or consulting in this sector is preferred - Good understanding of Commercial, with deeper expertise in two or more of the following areas: Omni-Channel strategy and optimization, product launch, Go-to-Market strategy, commercial model design, key account planning and management, segmentation and targeting, insight and analytics, digital transformation, and brand strategy - Good understanding of commercial/marketing technology and how business consulting offerings can both leverage and support these - Good understanding of the business capabilities and drivers underpinning digital technology in Health and Life Sciences and the market forces and trends driving industry changes - Strong analytical skills to quantitatively and qualitatively assess problems and communicate responses across a range of issues - A problem-solving mindset: anticipating issues early, analyzing and proactively finding solutions - Highly effective project management skills - Skilled in facilitating collaboration amongst team members - Able to work effectively with people at all levels in an organization and quickly establish credibility - Have a strong personal impact and ability to influence and persuade a range of stakeholders - Data scientist experience is preferred - An effective communicator verbally and written in English - Ability to travel roughly 50%, but this can vary depending on engagement/environment - Need the right to work in China Nice to Have - Experience with digital technologies and analytics tools, such as Python / Power BI / LLM / AWS, etc. - Experience working with SaaS solutions - Understanding/experience of AI and its applications in sales and marketing Perks & Benefits - Highly competitive remuneration - Opportunity for rapid progression in a high-growth business - Veeva Giving: Financial contributions for the societal causes you’re passionate about - Health & wellness programs #LI-Remote#LI-Associate Veeva’s headquarters is located in the San Francisco Bay Area with offices in more than 15 countries around the world. Veeva is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity or expression, religion, national origin or ancestry, age, disability, marital status, pregnancy, protected veteran status, protected genetic information, political affiliation, or any other characteristics protected by local laws, regulations, or ordinances.

• Tell the story of transformation: You'll craft the narratives, such as newsletters, microsites, executive briefings, and business cases, that make our CXAI ambition tangible and exciting. You simplify the complex, turn data into decisions, and make people feel the urgency of where we're going. • Drive measurable outcomes: You're fluent in the metrics that matter: CSAT, first contact resolution, cost to serve, revenue per contact. You connect every technology investment to movement in those numbers and build ROI frameworks that secure stakeholder buy-in at the highest levels. • Lead the transformation roadmap: You'll own the CXAI transformation roadmap end-to-end, including critical paths, deployment sequencing, adoption milestones, and build the scorecards and prioritization tools that keep a global organization focused and accountable. • Build capability at scale: You design leadership programs, offsites, and team experiences that shift culture and build AI-first capabilities across the organization. You manage headcount planning, performance scorecarding, and direct budget ownership for the CX AI business unit, making investment decisions alongside senior leadership and holding accountability for how resources translate to outcomes. • Lead by example: You don't just plan the AI transformation, but you demonstrate it. You build templates and program practices that put our own CXAI tools to work, proving from the inside what an AI-powered organization actually looks like.