Role Description This position plays a critical role within our Strategy & Transformation practice, shaping and delivering high-impact initiatives for leading financial institutions. The focus lies on guiding clients through complex strategic and operational challenges, unlocking new growth opportunities, and driving sustainable competitive advantage. Working closely with senior stakeholders and cross-functional teams, you will operate at the forefront of large-scale transformation, leading end-to-end initiatives and translating strategic ambition into tangible outcomes. The role requires a strong combination of strategic thinking, executional excellence, and the ability to operate credibly at senior executive level. Key Responsibilities - Defining and evolving our Business Value Proposition, with a strong focus on strategic growth, innovation, and value creation - Bringing senior-level credibility to strategic client engagements, business development activities, and high-impact transformation programs - Taking full ownership of managing strategy & transformation projects, including co-innovation initiatives with key clients, end-to-end at the intersection of business and IT - Leading and collaborating with multi-disciplinary teams to address a broad range of client challenges and deliver sustainable business outcomes - Engaging with senior stakeholders to analyze and challenge business priorities, shape enterprise-wide strategies, and co-create innovative, scalable solutions while expanding the SAP Fioneer footprint Qualifications - 5+ years driving large-scale digital transformation across banking and insurance in strategy consulting and financial institutions - Proven ability to manage complex stakeholder landscapes, including senior executives, clients, and third-party providers - Expertise in core banking & payments, lending, or CFO / finance transformation across banking and insurance - Track record of bridging business and technology, translating strategy into scalable, executable solutions - Led the development of enterprise strategies, operating model redesigns, and management process optimization across leading financial institutions - Advanced analytical and quantitative skill set, applying data-driven insights and modeling to solve complex business problems - Master’s degree in Business Administration, Mathematics, Commerce, or STEM - Fluent in English and German Benefits - Join a high-performing, entrepreneurial team focused on delivering tangible impact and building compelling business cases for leading financial institutions - Strengthen and expand your position as a recognized expert and innovator in financial services, building a strong market reputation in your domain - Clear and merit-based career progression with a defined path to Partner or leadership roles across the organization - Collaborate with top-tier talent on ambitious, high-impact initiatives that shape the future of the financial services industry - Operate in an empowering environment that encourages ownership, creativity, and the confidence to challenge the status quo - Opportunity to shape your own career path within a diverse, international, and rapidly evolving organization - Competitive, performance-driven compensation and benefits package, including pension schemes, health and wellbeing support, mobility options, and additional employee perks

• Partner with Supply Chain Operations, Finance, Merchandising, Marketing, and IT leaders to redefine and/or optimize end-to-end planning processes, including Demand, Supply, Inventory, and IBP/S&OP • Translate business strategy into a clear, executable IBP and Inventory Optimization roadmap • Challenge legacy processes, assumptions, and system designs to improve speed, focus, and decision quality • Drive measurable business outcomes across service, inventory, cost, and agility • Design and apply integrated, decision-ready data sets that align demand, supply, inventory, capacity, and financial views. • Shift planning from calendar-driven review cycles to exception-driven workflows using clearly defined thresholds and tolerances. • Ensure exceptions are actionable by defining business meaning, decision ownership, and recommended actions and trade-offs. • Embed decision logic directly into IBP workflows to enable same-day or next-day decisions. • Lead or support IBP and SAP supply chain implementations, enhancements, and upgrades. • Collaborate with internal teams and external partners to deliver high-quality, usable solutions.

• Lead client consulting engagements across a diverse portfolio of strategic initiatives • Identify brand and innovation territories through market, cultural, and consumer insight analysis to uncover differentiated growth opportunities. • Translate insights into clear brand strategies, including positioning, purpose, and narrative • Activate brand and creative strategies end-to-end, partnering cross-functionally to bring ideas to market effectively • Advance innovation pipelines by identifying unmet needs, validating concepts, and defining value propositions • Deliver assets that enable change and customer-centricity, including journey maps, experience principles, and playbooks that help organizations operationalize strategy • Serve as a strategic advisor, challenging thinking and uncovering transformative opportunities • Establish rapport with executives and build trust quickly • Successfully guide engagement teams in delivering consistently exceptional client service and outcomes • Foster collaboration with other teams and specialties at Human8

Title: Senior Manager, Credit Card Business Strategy (Remote) Location: Remote time type Full time job requisition id R-2648 Company Overview: At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation. If you're looking to make an impact and grow with a team that values you, come join us! Job Description Position Overview: We are looking for a Senior Manager, Credit Card Business Strategy to lead the Credit Building business within the cards organization. This person will be the business and product leader for our credit building experiences, responsible for defining the vision, strategy, and portfolio plan to grow the business and deliver great outcomes for customers building or rebuilding credit. You will report into the Seen leadership team and be a key thought partner on how we evolve the credit building portfolio. You will identify opportunities, shape strategy, and build data-driven business cases, working closely with Product, Risk, Marketing, Analytics, Operations, and other partner teams to execute. How you'll make an impact: - Own the business vision and strategy for the Credit Building portfolio, aligned with Seen and Snap priorities. - Develop and present strategic proposals and business cases (e.g., new products, features, pricing, product constructs, partnerships, and distribution channels) to senior leadership. - Define clear goals and KPIs for the Credit Building business and develop a financial plan (e.g., volume, revenue, losses, unit economics) aligned to those KPIs. - Monitor and track KPIs, goals, and financial performance; identify gaps versus plan and propose solutions and course corrections. - Translate strategy, insights, and financial goals into structured business cases and product requirements that inform roadmaps owned by Product and Engineering. - Collaborate with Marketing, Risk, Compliance, and Operations to align on scope and timing for initiatives and ensure that launches are feasible, well-supported, and set up for success. - Track progress of key initiatives, raise risks, and recommend tradeoffs from a business perspective. - Deeply understand the needs of consumers who are new to credit, rebuilding credit, or thin-file/near-prime. - Monitor competitive landscape, market trends, and regulatory changes in credit building products. - Partner with the Marketing team to identify, size, and maximize cross-sell opportunities into Credit Building from other Snap/Seen products (e.g., leveraging existing customers, applicants, or declined populations). - Propose journeys, offers, and targeting strategies that use customer and application data from other Snap product lines; work with partner teams to implement and optimize these experiences. - Partner with Analytics and Finance to build robust measurement frameworks for business performance (e.g., acquisition, activation, revenue, unit economics). - Design and propose experiments and A/B tests with Analytics, Marketing, and Product teams; interpret results and recommend actions to improve customer outcomes, cross-sell performance, and business metrics. - Proactively identify issues, diagnose drivers of performance (e.g., funnel drops, loss trends, channel performance), and develop data-driven action plans. - Work closely with Risk, Compliance, and Legal to ensure proposals and initiatives support sound risk management and regulatory expectations. - Incorporate regulatory requirements and risk policies into business proposals and requirements, and partner with Product and Operations to embed them in product design and processes. - Collaborate with Operations to identify pain points and recommend improvements to onboarding, servicing, and issue resolution for credit building customers. - Act as the single threaded business leader for Credit Building within the GM org, coordinating stakeholders across Product, Risk, Marketing, Operations, and other partner teams. - Communicate business priorities, tradeoffs, financial impact, and performance clearly to executive stakeholders. - Help shape how Credit Building fits into the overall Snap/Seen card strategy (alongside Seen’s branded credit card and other credit products). What you'll need to succeed: - 5+ years of product management, business management, or closely related experience, ideally in consumer finance, credit cards, banking, or fintech. - Demonstrated experience owning a product, program, or portfolio from a business / P&L perspective: defining KPIs, building financial plans, and driving execution with cross-functional teams. - Strong analytical skills; comfortable working with data, defining metrics, and partnering with Analytics, Finance, and Marketing to make decisions. - Experience working with cross-functional partners such as Product, Risk, Marketing, Operations, and Compliance. - Ability to think strategically and execute pragmatically—balancing growth, customer experience, and risk. - Excellent written and verbal communication skills, with the ability to influence across levels and functions. What would make you stand out: - Experience in credit building products (e.g., secured cards, builder cards, alternative data), consumer lending, or credit risk-heavy products. - Experience driving cross-sell / lifecycle strategies across multiple financial products. - Background in a high-growth fintech or startup environment. - Familiarity with credit card lifecycle metrics and risk / loss levers. - Experience working with external partners or issuers. Why Join Us: - Generous paid time off - Competitive medical, dental & vision coverage - 401K with company match for US - Company-paid life insurance - Company-paid short-term and long-term disability - Access to mental health and wellness resources - Company-paid volunteer time to do good in your community - Legal coverage and other supplemental options - A value-based culture where growth opportunities are endless More: Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.