Mortgage Loan Officer – Commission with Draw

GeneralGeneralFull TimeRemoteSeniorTeam 201-500H1B No SponsorCompany SiteLinkedIn

Location

Nevada

Posted

3 days ago

Salary

$41.6K / year

Seniority

Senior

High School3 yrs expEnglish

Job Description

Mortgage Loan Officer – Commission with Draw

Sandia Laboratory Federal Credit Union

• Self-Sourced Mortgage Loan Originator who originates, reviews and evaluates mortgage loan applications and makes recommendations • Counsel members regarding appropriate financial planning and practices • Assist in growing the credit union membership by self-sourcing mortgage applicants by working closely with referral partners such as Realtor, Builder, and other trade organizations • Interview and process mortgage loan requests by appointment, web application, phone, and walk-in • Evaluate credit worthiness • Analyze supporting documentation (e.g. paystubs, W-2‘s, tax returns, asset documents, etc.) • Use credit reports and supporting documentation to verify accuracy of application • Review purchase agreements, warranty deeds, real estate contracts and other property related documentation provided by the borrower or real estate professional • Disclose loan applications accurately, and in a timely manner, remaining in compliance with all State and Federal Regulations • Provide sound reasoning for approval or denial of the loan application that is documented in Loan notes and with supporting documentation • Provide a superior member experience by actively listening to and assessing needs of the member and non/member • Explain the features and benefits of targeted products and services • Offer targeted solutions to meet the members needs • Educate and advise members of financial planning, credit worthiness, underwriting guidelines, interest rates and products • Provide sufficient information so that the member can make an educated decision on the product and rate chosen • Strive to exceed the Credit Union’s service and sales goals through the development and maintenance of member relationships • Cross-sell consumer and commercial products to members, when appropriate • Develop external relationships with realtors and builders • Participate in mortgage seminars, Realtor on Duty and CU Realty functions, and other events as requested • Follow up with attendees to develop additional relationships and loans • Meet or exceed annual department origination goals as set by Management • Complete all steps required to register and renew, yearly, with Nationwide Mortgage Licensing System and Registry (NMLS) • Ensure that all personal data is kept up to date with NMLS • Complete SAFE Act training as required by the Credit Union • Attend schools, seminars and other types of training to further expand and enhance product knowledge • Perform other duties as requested by management.

Job Requirements

  • Minimum three years’ experience originating mortgage loans
  • Minimum of HS Diploma or GED equivalent
  • Thorough understanding of mortgage lending fundamentals and regulations
  • Strong knowledge of mortgage products
  • Excellent interpersonal skills
  • Strong verbal and written communication skills
  • Ability to communicate lending related topics clearly and succinctly to others
  • Excellent organizational skills and attention to detail
  • Strong proficiency with Microsoft Office applications
  • Familiar and comfortable with information technology, particularly digital means of communication
  • Strong organizational skills in managing multiple initiatives
  • Strong analytical and problem-solving skills
  • Ability to work individually and as a team
  • Ability to keep and maintain pass requirements for SAFE ACT
  • Current registration with the Nationwide Mortgage Licensing System (NMLS) or ability to become registered upon employment.

Related Categories

Related Job Pages

More General Jobs

Vituity logo

Advanced Provider - Radiology

Vituity

A physician-led-and-owned healthcare delivery organization, Vituity offers integrated, acute care expertise in the areas of anesthesiology, emergency medicine,

General3 days ago

Role Description As an Advanced Provider, you play a critical role in our mission to improve lives in Radiology and are a valued member of the full care team. Seeking Radiology physician assistants and nurse practitioners. - Current national certification, DEA, and BLS are required. - ACLS and PALS are preferred. - Current state license is a plus. Qualifications - Respected and empowered Advanced Providers. - Involved in making a difference at the clinical and leadership levels. - Support from a network of 5,000+ clinicians. - Unparalleled professional development opportunities, including fellowships, internships, and a stipend for professional growth. Benefits - Superior health plan options. - Dental, Vision, Life and AD&D coverage, and more. - Top Tier 401(k) retirement savings plans with a $1.20 match for every dollar up to 6% plus discretionary profit-sharing contributions. - Variety of Pre-Tax Savings Accounts including HSA, FSA, Dependent Care and Commuter Benefits. - Time Off: Start with 4 weeks PTO annually and increase to 6 weeks with tenure, plus generous sick leave. - Flexible scheduling for work/life balance. - Annual cash bonus. - Professional Expense Reimbursement for medical staff dues, state licenses, DEA license, and national recertification fees. - Up to $1,500 annual allowance for medical education courses and professional memberships. - Student Loan Refinancing Discounts. - EAP and travel assistance included. - Free education opportunities for personal and professional growth. - Several wellness programs that focus on provider wellbeing and health. - Purpose-driven culture focused on improving the lives of our patients, communities, and employees. - Salary range for this role is $65- $100 per hour. Company Description At Vituity, we’ve cultivated an environment where passion thrives, and success comes through shared purpose. We were founded in a culture that values team accomplishments more than individual achievements, an approach we call “culture of brilliance.” Together, we leverage our strengths and experiences to make a positive impact in our local communities. - Vituity has opportunities at 900 practices across the country, serving 14.5+ million patients a year. - Even when you are working remotely, you are an important part of the Vituity Community. - Monthly wellness events and programs such as yoga, HIIT classes, and more. - Team building activities such as virtual scavenger hunts and holiday celebrations. - Opportunities to attend Vituity community events including LGBTQ+ History, Día de los Muertos Celebration, and more.

United States
$65 - $100 / hour
Vituity logo

Physician - TeleNeurohospital Medicine

Vituity

A physician-led-and-owned healthcare delivery organization, Vituity offers integrated, acute care expertise in the areas of anesthesiology, emergency medicine,

General3 days ago

Role Description Seeking Tele Neurohospital Physician to join Vituity’s physician partnership where you can increase your impact. - Board Certified Neurology physicians preferred. - Ideally fellowship trained in Neurophysiology, Epilepsy, or Neuro-Muscular. - Interested in or have experience with reading EEG’s. - 8- and 9-hour tele rounding/EEG shifts available. - Provider can work tele rounding only if they don’t want to read EEG’s. - 7 on/7 off model (14 shifts per month). - Must have a CA license and be willing to apply for a Washington medical license. Qualifications - Board Certified in Neurology. - Fellowship training in Neurophysiology, Epilepsy, or Neuro-Muscular preferred. - Experience with EEG reading is a plus. Requirements - California medical license required. - Willingness to apply for a Washington medical license. Benefits - Superior Health Plan Options. - Dental, Vision, HSA, life and AD&D coverage, and more. - Partnership models allow a K-1 status pay structure, allowing high tax deductions. - Extraordinary 401K Plan with high tax reduction and faster balance growth. - Eligible to receive an Annual Profit Distribution/yearly cash bonus. - EAP and travel assistance included. - Student loan refinancing discounts. - Purpose-driven culture focused on improving the lives of our patients, communities, and employees.

United States
Vituity logo

Physician - Telemammography

Vituity

A physician-led-and-owned healthcare delivery organization, Vituity offers integrated, acute care expertise in the areas of anesthesiology, emergency medicine,

General3 days ago

Role Description Seeking Board Eligible/Certified Telemammography Radiology physicians. Current CA state license is a plus. Qualifications - Board Eligible/Certified in Telemammography Radiology - Current CA state license (preferred) Requirements - Ability to work in a physician partnership culture - Engagement in local decision-making - Commitment to community involvement Benefits - Superior Health Plan Options - Dental, Vision, HSA, life and AD&D coverage, and more - Partnership models allowing K-1 status pay structure for high tax deductions - Extraordinary 401K Plan with high tax reduction and faster balance growth - Eligible for Annual Profit Distribution/yearly cash bonus - EAP and travel assistance included - Student loan refinancing discounts - Purpose-driven culture focused on improving lives - Estimated annual base compensation of $275,000 – $900,000, depending on various factors

United States
$275K - $900K / year
Traveling with Mchaila logo

Reservations and Scheduling Coordinator

Traveling with Mchaila

Applicants must be citizens of the United States, United Kingdom, Australia, Spain, Mexico, or LATAM regions.

General3 days ago

Role Description We are currently seeking dependable and detail-oriented individuals to join our team as Remote Reservations & Scheduling Coordinators. In this role, you will support clients by managing bookings, coordinating schedules, and ensuring all reservation details are accurate, organized, and completed on time. This fully remote position is ideal for someone who enjoys staying organized, communicating clearly, and helping keep processes running smoothly. You'll play an important role in coordinating details, tracking updates, and supporting clients throughout the scheduling and booking process. Training and ongoing support are provided, making this a great opportunity to build valuable skills in a structured, remote environment. - Coordinate reservations, scheduling requests, and confirmations - Communicate with clients to gather details and provide timely updates - Review booking information to ensure accuracy and completeness - Monitor schedules and track any changes or adjustments - Maintain organized and up-to-date records within digital systems - Follow up on outstanding items to ensure all details are finalized - Support overall workflow to keep processes efficient and on track Qualifications - Strong communication and organizational skills - High attention to detail and ability to manage multiple tasks - Self-motivated and comfortable working independently - Reliable, professional, and consistent with follow-through - Comfortable using digital tools and online systems - Experience in scheduling, customer service, or administrative work is a plus, but not required Requirements - Must have access to a computer and reliable internet - Must be authorized to work in the United States, United Kingdom, Australia, Spain, Mexico, or LATAM regions Benefits - 100% remote, work-from-home flexibility - Flexible scheduling options - Step-by-step training and onboarding - Ongoing support and access to team resources - Opportunity to grow and develop coordination and client service skills

Northern America + 3 moreAll locations: Northern America | Latin America (LATAM) | Europe | Australia and New Zealand