Monzo logo
Monzo

Founded in 2015, Monzo is a digital retail bank that is changing the future of the banking industry. The application has been downloaded by over 5 million custo

Treasury Risk Manager

Location

United Kingdom

Posted

17 hours ago

Salary

£63.8K - £80.7K / year

Seniority

Lead

No structured requirement data.

Job Description

Treasury Risk Manager

Monzo

Role Description We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Our Prudential Risk team is expanding, and we are searching for a Manager to join our 2nd Line Treasury Risk Oversight team. You will be part of the broader 2LoD Risk and Compliance department here at Monzo. This represents a fantastic chance to contribute to a scaling bank with high aspirations. By joining the Treasury Risk Oversight team, you will champion our value to "grow Monzo safely." Your focus will involve collaborating with 1st Line Treasury Markets to provide expert second-line oversight of their increasing investment activities and execution controls. In this role, you will partner with Treasury Markets as they oversee a £9.5bn portfolio that is set to scale and diversify across various securities and financial instruments. You will be instrumental in providing robust monitoring and challenge regarding new investment initiatives and current portfolio performance. Conducting independent credit reviews, resilience testing, and collateral oversight are central to this position. You’ll play a key role by… - Overseeing our growing Treasury investment portfolio and analysing wholesale credit risk via the regular monitoring of market and liquidity risks, alongside collateral performance monitoring. - Writing independent credit assessments for proposed counterparties and securitisations. - Conducting independent stress testing of ABS and CLO structures to evaluate portfolio resilience. - Representing 2LoD in investor roadshows with a view to better understanding collateral, structuring, and the inherent risks of securities. - Monitoring market trends and themes in wholesale credit markets and the wider macroeconomic environment, and raising emerging risks to the Treasury Markets team. - Acting as a key contributor to the Wholesale Credit Risk Forum, where you will present a 2LoD view of the risk profile of the investment portfolio. - Reviewing monthly information submitted to ALCo packs and actively contributing 2LoD opinions on specific approval topics. - Playing a core role in the 2LoD oversight of new proposals put forward by Treasury Markets within a rapidly growing and ambitious environment. - Ensuring appropriate controls exist and are consistently monitored across all Treasury Dealing activities. - Developing an understanding of Treasury ALM (Asset Liability Management) in order to understand its strategic links to Treasury Markets activities, while providing support to ALM risk oversight. Qualifications - You have relevant experience gained within a bank, a consultancy, a credit rating agency, or a regulatory body. - You have a genuine desire to learn and grow, and you are excited about building enhanced 2LoD oversight within a dynamic, fast-paced environment. - You have a solid understanding of key asset classes that make up a Retail Bank’s treasury investment portfolio, such as Sovereign and Supranational debt, Covered Bonds, Asset Backed Securities (ABS), and Collateralised Loan Obligations (CLO). - You understand securitisations, including their structural features, underwriting processes, and standards, as well as how to stress test them. - You can critically evaluate risk data, with familiarity handling investment prospectuses from security issuers and the ability to review credit rating agency reports to pick out, understand, and challenge key risks. - You possess knowledge of key market products, specifically those used across FX markets, repos, and interest rate derivatives. - You bring hands-on system and technical experience, which may include previous use of Bloomberg for pricing, liquidity, and credit analysis, exposure to a Trade Management System, and a working use of Python/SQL with the ability to develop reporting dashboards. - You are a good relationship builder who can develop productive working connections with 1LoD stakeholders across all levels of the business, whilst maintaining the ability to provide robust, informed challenge and review to ensure our safe growth. - You understand prudential regulatory requirements, with a specific focus on the topics of liquidity and capital and how they impact a bank’s investment portfolio. Benefits - £63,800 - £80,650 + Incentive Awards tied to your performance. - This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). - We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. - £1,000 learning budget each year to use on books, training courses and conferences. - We will set you up to work from home; all employees are given MacBooks and for fully remote workers we will provide extra support for your work-from-home setup. - Plus lots more! Read our full list of benefits. Application Process - Application - Recruiter call - Role specific interview - Values interview We’ll close this role once we have enough applications for the next stage, so please apply as soon as you can - we don’t want you to miss out! Diversity and Inclusion At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

Related Categories

Related Job Pages

More Risk Jobs

Wrapbook logo

Senior Manager, Risk Operations

Wrapbook

Wrapbook is a smart, intuitive platform that makes production payroll and accounting easier, faster, and more secure.

Risk18 hours ago
Full TimeRemoteTeam 51-200H1B No Sponsor

• Serve as the primary operational point of contact for our TPA (Sedgwick), managing claim handling expectations, reserving practices, and escalation protocols • Monitor and analyze loss runs, claim frequency/severity trends, and open claim inventory; surface insights to the Sr. Director and drive corrective action with the team • Review large loss and litigated claims on a regular cadence, ensuring the TPA’s handling strategy aligns with program objectives • Track SLA compliance and claims quality metrics, holding the TPA accountable to performance standards • Identify patterns in claims data (by state, classification, production type, time of year) and translate findings into actionable recommendations for risk reduction • Develop and implement risk mitigation initiatives such as safety programs, return-to-work protocols, and claims management best practices tailored to entertainment industry workflows • Use claims and underwriting data together to identify where operational improvements (better classification, faster reporting, targeted safety guidance) can reduce loss frequency and severity • Drive the end-to-end underwriting operations workflow—production company onboarding, classification, state jurisdiction setup, and policy endorsement execution • Tracking and reporting on Worker Compensation KPIs and SLAs across the WC program • Manage, mentor, and develop Workers Compensation Operations and Claims Specialists • Set clear goals, run regular 1:1s, and drive accountability across all program areas—claims, risk mitigation, underwriting operations, and COI workflows • Balance team workload across the claims and underwriting functions, adjusting capacity allocation as production seasons and claim volumes shift • Partner with the Sr. Director on capacity planning, hiring, and team development as the program scales • Leverage AI tools (including Claude, Dust, and emerging platforms) as a core part of daily operations—driving research, drafting, workflow automation, and overall team AI capability development • Build and maintain a centralized Workers' Compensation knowledge base; partner with AI Champions to design and deploy self-serve agents that reduce friction for internal teams and accelerate decision-making • Serve as Wrapbook's internal subject matter expert on WC program structures—continuously monitoring the landscape, identifying differentiation gaps, and delivering strategic insights to senior leadership

United States
$148.4K - $240.9K / year

• Support the integration of Disaster Risk Reduction (DRR) and Anticipatory Action (AA) across all RAPID program interventions, providing technical guidance in line with Catholic Relief Services (CRS) program quality standards, donor requirements, and industry best practices. • Contribute to the implementation of agency-wide strategies, standards, tools, and best practices in DRR/AA in humanitarian response, that effectively engage partners, donors and governments. Help ensure a cross-sectoral approach integrating gender, inclusion, protection mainstreaming, and disaster risk reduction. • Provide technical solutions to regional and County Program teams, remotely and on-site, for strategic planning and how to best apply program design and implementation standards, best practices, partnership principles, tools, and M&E, ensuring high-quality implementation. • Contribute to the development of the technical design for proposals. Support the process of preparation, design, submission and approval of project concepts and full-fledged proposals. As needed, act as a technical writer on proposal development teams. Advise project teams on integrating donor strategies, priorities and technical requirements into CRS’ approach. • Support capacity strengthening initiatives in DRR/AA programming for staff and partners through helping develop learning and training strategies and agendas/curriculums, conducting trainings and workshops, and coaching. • Collect and analyze program data, capture and share lessons learned and best practices for specific projects to facilitate improvements in decision-making and contribute to the DRR/AA learning agenda. • Contribute to maintaining relationships with donors, peer organizations, research and other institutions, participate in forums in DRR/AA to collect and share best practices and promote CRS’ work.

United States
Commonwealth of Virginia logo

Information Technology Risk Examiner

Commonwealth of Virginia

The Commonwealth of Virginia is a state in the South Atlantic region of the United States that stretches from the Appalachian Mountains to the Chesapeake Bay. W

Risk21 hours ago

Location: Richmond United States Job Description: Additional Detail Information Technology (IT) Risk Examiner (Remote in Virginia) Starting Salary Range: $63,000-$85,000 The Virginia State Corporation Commission"s (SCC) Bureau of Financial Institutions (BFI) seeks an Information Technology (IT) Risk Examiner to conduct examinations of the information technology operations of state-chartered financial institutions (banks, credit unions, and mortgage companies). IT examination work takes place on-site at financial institutions located within the Commonwealth of Virginia and requires up to 25% travel. An IT Risk Examiner may reside anywhere in Virginia and works four 10-hour days Monday through Thursday. The SCC offers career growth and professional development opportunities including on-the-job training, certifications, and designations. Essential Duties and Responsibilities - Use regulatory guidance and prescribed procedures within the Federal Financial Institutions Examination Council (FFIEC) IT Examination Handbook to examine all aspects of IT including data security, cybersecurity, electronic payment systems, business continuity planning, project management, and third-party risk management - Work closely with SCC bank, credit union, and mortgage company examiners performing financial examinations of the state-chartered financial institutions, as well as working alongside federal agencies including the Federal Reserve, FDIC, and NCUA - Evaluate compliance with Federal and Virginia laws - Document the work and prepare written comments for inclusion in an examination report for both BFI and financial institutions management - Attend formal training in the information technology field Additional Responsibilities for Senior IT Examiner (Pay Grade 11): - Manage the examination of complex and large IT departments - Identify risk and determine IT examination scope - Coach, assign, and review the work of IT examiners

Virginia
$63K - $85K / year
Commonwealth of Virginia logo

Serviceable Obtainable Market Neuroradiologist

Commonwealth of Virginia

The Commonwealth of Virginia is a state in the South Atlantic region of the United States that stretches from the Appalachian Mountains to the Chesapeake Bay. W

Risk21 hours ago

Title: SOM Neuroradiologist (M89536 & M89550) Location: Richmond United States Job Description: - 45001710 - SVP Health Sciences SML - Faculty - Faculty (Salaried) - Virginia Commonwealth University Advertising Summary: The Department of Radiology at VCU Health in Richmond, Virginia, is recruiting two neuroradiologists to provide daytime, remote teleradiology, subspecialized all neuroradiology interpretation of CT, CTA, CT Perfusion, MR, perfusion imaging in support of a high-volume academic health system. This position is primarily clinical and is structured around a 7 days on / 7 days off daytime schedule, offering predictable coverage with no overnight shifts. Remote work arrangements are available from Florida, North Carolina, Virginia, and Talbot County, Maryland. The teleradiologist will deliver expert diagnostic interpretations of neuroimaging studies involving the brain, face, head, neck, peripheral nerves, and spine using a fully digitized, state-of-the-art PACS and voice recognition environment. The role emphasizes efficiency, accuracy, and high-quality communication with referring providers during daytime hours, supporting patient care across inpatient, outpatient, and emergency settings. Unit: School Of Medicine MBU Department: Radiology Department Summary: The mission of the Department of Radiology is to create a world-class department by providing optimal care in a patient-centered environment, providing sub-specialty expertise, providing top quality imaging and therapeutic procedures, and to advance medical education and research, with a vision to create a department that is recognized as top tier nationally and internationally. Duties & Responsibilities: Clinical (Primary Responsibility) • Provide high-quality, subspecialized neuroradiology interpretations during daytime shifts on a 7-days-on / 7-days-off schedule • Interpret CT, CTA, CT perfusion, MR, perfusion imaging, and MR spectroscopy studies in a fully remote environment • Support daytime imaging needs for inpatient, outpatient, and emergency department services • 24-hour IT support • Communicate critical and actionable findings promptly and directly to referring providers • Utilize a seamless system for closed loop communication for critical results. • Participate in real-time virtual consultations and multidisciplinary discussions as clinically appropriate • Meet established turnaround time, quality, documentation standards and productivity standards Teaching (Optional and Limited) • Optional participation in limited remote teaching activities, such as virtual readouts or case discussions, as scheduling permits Research and Service (Minimal) • Optional involvement in clinically relevant quality improvement or imaging-based initiatives • Minimal non-clinical obligations, with participation primarily limited to virtual clinical activities Qualifications: Minimum Qualifications • Demonstrated ability to work in and foster an environment of respect, professionalism and civility with a population of faculty, staff, and students from all backgrounds and experiences, or a commitment to do so as a faculty member at VCU • ABR certified or successful completion of the ABR Core Examination • Fellowship training in Neuroradiology • Strong communication skills for effective collaboration in a virtual clinical environment • Current license to practice medicine in Virginia or the ability to qualify for licensure as well as an out-of-state license where the candidate will practice. • Eligibility for permanent employment in the United States Preferred Qualifications • Experience providing daytime neuroradiology coverage in a high-volume tertiary care setting • Demonstrated experience in remote daytime neuroradiology practice • Expertise in supporting acute neuroimaging, including stroke and trauma, and outpatient neuroradiology during daytime workflows • Interest in clinical consultation with referring providers within a teleradiology model Salary Range: Commensurate FLSA Exemption Status: Exempt Flexible Work Arrangement: Other Rank: Open Tenure: Ineligible Months: 12 months Each agency within the Commonwealth of Virginia is dedicated to recruiting, supporting, and maintaining a competent and diverse work force. Equal Opportunity Employer

Florida + 3 moreAll locations: Florida | North Carolina | Virginia | Maryland