Title: Underwriting Consultant Location: You'll enjoy the flexibility to work remotely* from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Requisition number: 2360025 Job category: Underwriting & Pricing Primary location: Hartford, CT Additional locations: Chicago, Illinois Overtime status: Exempt Travel: No Job Description: At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together. The Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. This individual will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. Will utilize established underwriting criteria and policies to provide proper rating methodologies. Will build and maintain models to assist in the economic analysis of market alternatives. The Underwriting Consultant will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting. Primary Responsibilities: - Primary focus will be on an ASO book of business - Intricate focus on product integration to maximize company financials - Work closely with underwriting and account management to derive competitive financial responses - Meets quarterly reporting requirements - Anticipates customer needs and proactively develops solutions to meet them - Serves as a key resource on complex and/or critical issues - Solves complex problems, develops innovative solutions, and performs complex analyses - Reviews work performed by others and provides recommendations for improvement - Forecasts and plans resource requirements - Authorizes deviations from standards - May lead functional or segment teams or projects - Provides explanations and information to others on the most complex issues - Motivates and inspires other team members - Develops innovative approaches - Sought out as an expert and serves as a leader/ mentor You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - 3+ years of experience in the healthcare industry underwriting/managing financials for a defined book of business for any variety of products: PPO, HMO, Stop Loss, Pharmacy, Dental, Vision, Ancillary, Self-Funded, ASO/Fully-Insured for group or individual clients - 1+ years of experience with Risk Management - Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint) - Proven excellent communication skills, both orally and in writing Preferred Qualification: - Ability to understand and calculate revenue, expense, risk and profit - All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $72,800 to $130,000 annually based on full-time employment. We comply with all minimum wage laws as applicable. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.

Title: Underwriting Assistant II Location: Scottsdale United States Job Description: Requisition ID JR1006159 Category Underwriting Position Type Regular Full-Time Overview This Underwriter Assistant specifically works with national payroll agencies and digital partners and is within a quickly growing division of the AmTrust with opportunities for advancement. Emphasis is on providing excellent customer service which consists of friendly and prompt responses to agent emails, calls, and quick problem resolution. Underwriting assistants work directly with the agent providing documents, binding policies and processing endorsements. Responsibilities · Receives, responds and re-directs inquiries from producers and home office personnel, verbally or in writing, as required. · Secures underwriting information as requested in order to respond to bureau crits or SIU investigations. · Prepares general business letters, emails, correspondence, and miscellaneous forms including Excel worksheets. · Processes endorsements, cancellations, broker of record changes, and general policy changes. · Assists in training co-workers and agents as needed or requested by management · Bind new business and work to support both new business and renewal underwriters. · Performs other duties and responsibilities or assists with any special projects as assigned. · Hybrid office/remote model available Qualifications Required: · Perform multi-tasks under pressure and high volume of daily transactions · Analyzes and processes diverse information · High School diploma or General Education Degree (GED) · MS Office – Excel, Word, Outlook, etc. · Strong and effective verbal and written communication skills · Prior work experience in an office environment Preferred: · Bachelor's degree or an insurance related designation is preferred · Minimum of 3 years experience working at an insurance carrier, an agency or payroll company #LI-EF1 #LI-HYBRID What We Offer AmTrust Financial Services offers a competitive compensation package and excellent career advancement opportunities. Our benefits include: Medical & Dental Plans, Life Insurance, including eligible spouses & children, Health Care Flexible Spending, Dependent Care, 401k Savings Plans, Paid Time Off. AmTrust strives to create a diverse and inclusive culture where thoughts and ideas of all employees are appreciated and respected. This concept encompasses but is not limited to human differences with regard to race, ethnicity, gender, sexual orientation, culture, religion or disabilities. AmTrust values excellence and recognizes that by embracing the diverse backgrounds, skills, and perspectives of its workforce, it will sustain a competitive advantage and remain an employer of choice. Diversity is a business imperative, enabling us to attract, retain and develop the best talent available. We see diversity as more than just policies and practices. It is an integral part of who we are as a company, how we operate and how we see our future.

Title: Sr Underwriting Consultant - Remote Location: Eden Prairie United States Job Description: Requisition number: 2356769 Job category: Underwriting & Pricing Primary location: Eden Prairie, MN Overtime status: Exempt Travel: No Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. The Senior Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of loss of clients. They will utilize underwriting criteria and policies to provide proper rating methodologies. They will also build and maintain models to assist in the economic analysis of market alternatives. The Senior Underwriting Consultant is responsible for the evaluation and recommend alternative pricing options and plan design changes based on economic analysis and trends. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week. Primary Responsibilities: - Prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies - Validate renewals and request for proposals for accuracy including utilization and experience reporting - Conduct competitive analysis of all coverage lines and present financial and contractual findings Positions in this function are responsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases. - Company thought leader - Functional SME - Broad business approach - Resource to senior leadership - Develops pioneering approaches to emerging industry trends You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - 7+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual - 3+ years of experience with Risk Management - Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint) - Proven excellent communication skills, both orally and in writing All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug free workplace. Candidates are required to pass a drug test before beginning employment.

Role Description Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $5,000,000. Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within the required time frames. Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises, and solutions in a professional, client-focused manner. Responsibilities - Appraises and underwrites complex risks for life insurance with approval authority up to $5,000,000 and ensures underwriting quotes are sound, competitive, and profitable to RGA Re. - Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; ensuring compliance with internal underwriting and audit guidelines. - Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results. - Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and using effective listening skills to understand their needs. - Effectively communicates, sells, and negotiates RGA Re's underwriting decisions. - Keeps abreast of new client company or industry products, current developments, and changes in medical and financial underwriting. - Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems. - Collaborates with Medical Directors, other team members, internal departments, and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction. - Participates in special projects, committees, and meetings and assists in client presentations, as required. - Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed. - Maintains regular and predictable attendance. - Performs backup support and other duties as assigned. Qualifications - Bachelor’s Degree or equivalent related work experience (minimum 8 years) - 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience - Basic Word skills, intermediate SQL/Query and Excel skills - Competent ability to comprehend and interpret insurance and contract documents. - Advanced oral and written communication skills demonstrate the ability to share and impart knowledge. - Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. - Advanced investigative, analytical and problem-solving skills - Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; ability to appropriately balance priorities, deadlines, and deliverables - Ability to work well within a team environment and participate in department/team projects - Ability to balance detail with departmental goals/objectives - Advanced ability to translate business needs and problems into viable/accepted solutions - Advanced skills in customer relationship management and change management - Ability to manage multiple projects or teams and set applicable goals - Advanced negotiating and persuasion skills - Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines - General business knowledge - Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis. - Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks. - Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments. - Ability to work online, either at home or remote - Ability to travel occasionally Benefits - Gain valuable knowledge from and experience with diverse, caring colleagues around the world. - Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. - Join the bright and creative minds of RGA, and experience vast, endless career potential. - Base pay varies depending on job-related knowledge, skills, experience, and market location. - Annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. - Full range of health, retirement, and other employee benefits. Company Description RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among the World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions.