Location(s): US (remote), Boston (hybrid), or New York (hybrid) About Toast Toast is revolutionizing the way the restaurant industry does business by pairing technology with an extraordinary commitment to customer success. We help restaurants streamline operations, increase revenue, and deliver amazing guest experiences through our platform that combines restaurant point of sale, guest-facing technology, and award-winning customer support. Join us as we empower the restaurant community to delight guests, do what they love, and thrive. Who We Are The Ecommerce team at Toast is all about creating exceptional digital commerce experiences. While Toast's roots are in restaurants, our team is expanding beyond food service to serve a broader range of customers. Building scalable, reliable solutions that power millions of transactions every day. We're product-obsessed, focused on innovation, and driven to meet consumers wherever they are. If you're ready to make an impact on a massive scale, this is the place for you About this roll* (Responsibilities) In this role, you'll get to work on a wide variety of projects, using your technical chops to influence not just the code, but also product and business strategies. This is a golden opportunity for a hands-on, entrepreneurial engineer who thrives in a modern tech stack environment and loves solving real-world problems through technology. You’ll run experiments, iterate quickly, and have a strong voice in shaping the future of ecommerce here at Toast. Here’s what you’ll be doing: - Design, scope, and implement cutting-edge solutions using a mix of technologies. - Enhance the platform to boost performance, usability, and scalability. - Collaborate closely with Design and Product stakeholders to ensure we are building the right solutions to the right problems - Identify high-impact opportunities with your team and turn them into reality. - Be an awesome teammate who’s all in on collaboration and collective success. - Work across teams to ensure that every part of our product ecosystem works seamlessly together to deliver the best possible experience for our customers. Do you have the right ingredients*? (Requirements) - 5+ years of experience as a professional software engineer - Familiar with backend technologies like Java/Kotlin and NodeJS - Familiar with frontend frameworks like React or Angular, and CSS frameworks like Tailwind or Bootstrap - Experienced in building on AWS, with tools like Docker and Git - Comfortable turning high-fidelity UX designs from Figma into reality - Passionate about writing testable code, with experience in API design and unit/integration testing - Thrive in a collaborative, team-based environment where you ship features together - Passionate about making users happy and seeing people use your product in the wild - Embrace the agile mindset. Ship quickly, iterate, and refine AI at Toast At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture. Our Total Rewards Philosophy We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits. The base salary range for this role is listed below. The starting salary will be determined based on skills, experience, and geographic location. In addition to base salary, our total rewards components include cash compensation (overtime, bonus/commissions if eligible), equity, and benefits. You can learn more about how we align pay with local labor markets in our Geographic Pay Zone Philosophy. Zone A $159,000—$254,000 USD Zone B $138,000—$221,000 USD Zone C $125,000—$200,000 USD How Toast Uses AI in its Hiring Process Throughout the hiring process, our goal is to get to know you. We use AI tools to support our recruiters and interviewers with tasks like note-taking, summarization, and documentation of interviews to ensure they can be fully focused on your conversation. All hiring decisions are made by people. To learn more: https://careers.toasttab.com/ai-in-hiring Our Approach to Hybrid Working We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the hospitality community, regardless of location. Please visit the Locations page on our career site to learn more about our in-office expectations by region: https://careers.toasttab.com/locations-toast Diversity, Equity, and Inclusion is Baked into our Recipe for Success At Toast, our employees are our secret ingredient—when they thrive, we thrive. The restaurant industry is one of the most diverse, and we embrace that diversity with authenticity, inclusivity, respect, and humility. By embedding these principles into our culture and design, we create equitable opportunities for all and raise the bar in delivering exceptional experiences. We Thrive Together We embrace a hybrid work model that fosters in-person collaboration while valuing individual needs. Our goal is to build a strong culture of connection as we work together to empower the restaurant community. To learn more about how we work globally and regionally, check out: https://careers.toasttab.com/locations-toast. Apply today! Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com. ------ For roles in the United States, it is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

• Atuar com desenvolvimento e otimização em **SQL Server**; • Criar e manter consultas complexas utilizando **T-SQL avançado** (SELECT, INSERT, UPDATE, DELETE); • Desenvolver e dar manutenção em **stored procedures, functions e triggers**; • Trabalhar com processos de **ETL (extração, transformação e carga de dados)**; • Realizar importação e exportação de dados (CSV, XLS, TXT e outros formatos); • Apoiar na modelagem de dados e evolução de ambientes analíticos.

• Atuar com desenvolvimento e otimização em SQL Server; • Criar e manter consultas complexas utilizando T-SQL avançado (SELECT, INSERT, UPDATE, DELETE); • Desenvolver e dar manutenção em stored procedures, functions e triggers; • Trabalhar com processos de ETL (extração, transformação e carga de dados); • Realizar importação e exportação de dados (CSV, XLS, TXT e outros formatos); • Apoiar na modelagem de dados e evolução de ambientes analíticos.

About Upstart At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence. As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1,800 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress. We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City (opening Summer 2026), you’ll have the support to work in the way that works best for you. If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you. The TeamUpstart's Bank Technology team builds the software systems, automation, and internal platforms that enable Upstart Bank to operate efficiently, securely, and at scale. The team partners closely with stakeholders across risk, legal, compliance, and operations to replace manual processes with purpose-built solutions that support the bank's growth and regulatory requirements. As a Senior Software Engineer, you will design and build internal applications that power critical bank functions. You'll work across software systems, automation, integrations, and platform tooling, helping translate complex business requirements into scalable, maintainable solutions that deliver meaningful operational impact. How you'll make an impact - Design, build, and maintain internal software platforms that support risk, compliance, legal, and operational workflows across Upstart Bank. - Partner with cross-functional stakeholders to translate business requirements into scalable technical solutions and intuitive user experiences. - Develop and maintain APIs, integrations, and data workflows that connect internal systems with third-party platforms. - Design relational data models, authorization frameworks, audit capabilities, and background processing systems that support secure and reliable operations. - Write technical designs, architectural documentation, and implementation plans that establish durable engineering patterns and reduce future maintenance costs. - Contribute to technical decisions regarding system architecture, build-versus-buy evaluations, and long-term platform scalability. Minimum Qualifications - Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 4+ years of software engineering experience. - Experience designing, building, and operating production web applications used by internal or external customers. - Experience designing relational database schemas and managing complex data models using PostgreSQL or a similar relational database. - Experience building and maintaining RESTful APIs, integrations, webhooks, or distributed system interfaces. - Experience implementing application security fundamentals, including authentication, role-based access control, audit logging, and schema migrations. Preferred Qualifications - Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern web application frameworks. - Experience building internal tooling, workflow platforms, or operational software systems. - Familiarity with regulated environments such as financial services, banking, healthcare, or other compliance-driven industries. - Knowledge of governance, risk, and compliance (GRC) platforms, security tooling, or operational controls. - Ability to navigate ambiguous requirements and collaborate effectively with both technical and non-technical stakeholders. Position location This role is available in the following locations: Remote [OPTIONAL] In-Office requirements. You will be required to work from the {insert location} office x days per week/month. Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time. #LI-REMOTE #LI-MidSenior At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process. In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k). United States | Remote - Anticipated Base Salary Range $164,800—$228,400 USD What you'll love At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect: - Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly - Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) - Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) - Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada. - Health Savings Account contributions from Upstart for eligible plans (US only) - Income protection benefits, including life insurance and disability coverage for added financial security - Paid time off, sick leave, and company holidays, in line with local requirements - Paid family and parental leave to support caregiving and major life moments (duration varies by country) - Family-centered benefits to support fertility, parenthood, and caregiving needs - Employee Assistance Program (EAP) offering mental health support and life-centered resources - Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only) - Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you - Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from - Connection and community through team events, all-company updates, and employee resource groups (ERGs) - Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!) For roles based in Canada, please note that we are not currently able to hire in Quebec. Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.com https://www.upstart.com/candidate_privacy_policy