Title: Associate Underwriter E&S Property locations Chicago - 1 South Wacker Drive time type Full time job requisition id R0017495 Job Description: At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key. DUAL North America, Inc. is seeking a Associate Underwriter E&S Property • Classification: Exempt/Full-Time • Reports to: Underwriter, E&S Property or above • Travel: 0-10% • Salary: $65,000.00-75,000.00 Location: Chicago, IL, Hybrid Role overview DUAL North America is seeking an Associate Underwriter for the E&S Property division.   At DUAL, Associate Underwriters play a key supportive role through the risk underwriting process and expansion of broker relationships. In this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Supporting a team of underwriters within the E&S Property division, you will support underwriters managing non-standard and complex risks. Your responsibilities include coordinating submission reviews, assisting with risk analysis, and supporting brokers to place hard-to-place business efficiently. Role responsibilities • Process submissions by providing account triage for Underwriters • Provide backup support for Underwriters when traveling in the market • Gather and compile information required to quote and/or bind an account • Generate, edit, and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders • Demonstrate basic understanding of technical underwriting principles and risk underwriting characteristics • Learn market dynamics, competitive landscape, and product differences (attend weekly underwriting meetings if applicable, ask questions) – need to understand what business is selling (understanding why deals are lost and adjusting accordingly) • Provide customer service and underwriting support to help achieve new and renewal premium goals • Build relationships with producers with supervision from more senior underwriters • Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable • Assist Underwriters as requested • Complete other related clerical and administrative duties as assigned Underwriting Authority: • Working towards Underwriting Authority, but does not have it yet • Quote issuance as approved by senior underwriter • Binder issuance as approved by senior underwriter • Policy Issuance review • Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes as necessary Key requirements • Bachelor’s degree in risk management, finance, business or a related field preferred • 0–1 year underwriter or insurance experience • Foundational knowledge of insurance principles • Proficiency in Microsoft Office Suite (Word, Excel, Outlook, PowerPoint) • Ability to follow policies and procedures • Complete assigned tasks correctly, on time and able to learn quickly • Self-motivated and demonstrating attention to detail • Be able to work independently for extended periods • Excellent written and verbal communication skills as well as general business understanding • Travel up to 10% with an underwriter to shadow and participate in interactions between Underwriters and brokers • Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment • If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team What we offer: A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more. We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community. EEO Statement: We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.

Underwrite Non-QM loan products, maintain a loan pipeline, evaluate loan files for compliance, and communicate decisions clearly to internal teams and external partners while ensuring high customer service standards.

• Serve as the primary finance partner to G&A department heads, understanding their specific operations, challenges, and goals—and treating their targets as your own • Act as a co-pilot and navigator, not a spreadsheet reporter: join strategy meetings, contribute to operational planning, and proactively surface opportunities without being asked • Build deep subject matter expertise in each G&A function's key workflows, cost drivers, and efficiency levers (e.g., contract cycle time in Legal, time-to-hire in HR, application rationalization in IT, close cycle time in Finance Operations) • Challenge the status quo and push back on assumptions in a way that feels collaborative—bringing options and recommendations rather than just identifying problems • Identify value-creating initiatives across G&A departments by applying unit-economics thinking: cost per transaction, cycle time per process, cost per hire, license cost per user, and similar operational building blocks • Build financial models from scratch to size opportunities—stating assumptions explicitly, keeping variables minimal, and inviting partners to stress-test the logic • Prioritize competing initiatives using structured frameworks (impact vs. effort, risk-adjusted ROI, payback period) so department leaders can allocate scarce resources to the highest-value work • Anchor analysis in data from Workday, Salesforce, NetSuite, Pigment, and Snowflake; when data is unavailable, communicate clearly what is being assumed and why • Frame financial recommendations in the language of the business partner's goals, not just finance goals—translating data into decisions that resonate with operational leaders • Present analysis effectively to department leadership and cross-functional stakeholders, connecting financial performance to operational actions • Surface cross-functional dependencies early so initiatives don't stall at departmental boundaries; coordinate joint planning when initiatives span multiple C-suite owners • Draft and deliver executive-ready recommendations that enable department heads to make informed decisions on hiring, spending, and strategy • Drive projects that operationalize insights with an execution mindset—get the right things done, not just the right things identified • Champion automation and process improvement to reduce manual effort across G&A workflows (e.g., touchless AP/AR transactions, automated data feeds to Pigment, self-service analytics adoption) • Follow through on commitments and deliver on time; when priorities shift, adapt quickly without losing the thread • Support the broader finance organization through mentorship, skills transfer, and raising the analytical bar across the team

• Maintain and support Workday Finance modules and system configuration. • Partner with business teams to understand needs and recommend solutions. • Implement solutions through successful design, development, testing, and deployment with required documentation. • Troubleshoot system issues and ensure timely resolution. • Support system enhancements, upgrades, and new implementations. • Develop and maintain reports for business users. • Ensure accuracy and integrity of financial system data. • Manage support tickets ensuring thorough, timely work, and compliance with documentation procedures in ticket tracking system. • Support system integrations and coordinate with vendors as needed. • Identify opportunities to improve systems and processes. • Occasional extended hours during system upgrades, releases, or critical project milestones.