Our healthcare system is the leading cause of personal bankruptcy in the U.S. Every year, over 50 million Americans suffer adverse financial consequences as a result of seeking care, from lower credit scores to garnished wages. The challenge is only getting worse, as high deductible health plans are the fastest growing plan design in the U.S. Cedar’s mission is to leverage data science, smart product design and personalization to make healthcare more affordable and accessible. Today, healthcare providers still engage with its consumers in a “one-size-fits-all” approach; and Cedar is excited to leverage consumer best practices to deliver a superior experience. The Role Cedar is seeking a Sr. Analyst to join our Strategic Finance team! This individual will play a meaningful role in contributing to a data-driven approach to our long-term business strategy and ensure execution on those goals. We're seeking a highly analytical and strategic thinker, focusing on Commercial and Product Finance initiatives. This role will be instrumental in partnering with the broader team to drive data-driven decision-making across our product portfolio and commercial operations as we scale in 2026 and beyond. Our ideal candidate is highly strategic & analytical, data-driven, and eager to learn and develop their skills further. This role sits at the intersection of product, engineering, sales, and finance, requiring someone who can translate complex technical and financial concepts across different audiences. The right person will be equally comfortable diving deep into product metrics and cost structures as they are discussing pricing strategy with commercial teams. This individual needs the ability to balance detailed product economics while maintaining sight of Cedar's broader commercial vision. As a crucial cross-functional position, our Sr. Analyst will need exceptional communication skills to effectively partner with product managers, engineering leads, sales executives, and finance leadership while delivering insights that drive strategic decision-making. Responsibilities - Financial Analysis & Modeling - Own advanced financial analysis and data gathering, including forecasting, modeling, and scenario analysis. - Build and maintain product-level P&Ls, revenue forecasting models, and profitability analyses in partnership with Product and Engineering teams. - Develop cost allocation methodologies to understand client- and product-specific economics. - Conduct analysis of pricing effectiveness and market opportunities in collaboration with Sales and Marketing teams. - Own regular reports and metrics end-to-end, ensuring accuracy and timely delivery to senior leadership. - Serve as a trusted analytical resource for business partners, independently interfacing with cross-functional partners and resolving complex issues. - Assist in deal desk operations by providing financial analysis for complex deal structures. - Support preparation of quarterly board materials and executive presentations related to product and commercial performance. - Proactively identify and communicate opportunities to improve, automate, or simplify finance tools and processes, and help lead those efforts. Required Skills & Experience - 3–5 years of experience, preferably at a start up, investment banking, high-growth corporate finance, private equity, or venture capital. - Demonstrated ability to work independently and own deliverables end-to-end with minimal oversight. - Outstanding financial modeling and forecasting skills; advanced Excel proficiency. - Strong attention to detail with the ability to synthesize complex data into clear, decision-ready insights. - Excellent communication skills - verbal, written, and presentation - with a proven ability to partner across technical and non-technical stakeholders including senior leadership. - Sound judgment and creative problem-solving skills; comfortable navigating ambiguous or complex situations. - Passionate about Cedar's mission of improving the healthcare finance experience. Compensation Range and Benefits - Salary Range* in CA, NY, NJ, CT, WA: $123,250 - $145,000 - Salary Range* NOT in CA, NY, NJ, CT, WA: $110,900 - $130,500 - This role is equity eligible - This role offers a competitive benefits and wellness package *Subject to location, experience, and education #LI-REMOTE What do we offer to the ideal candidate? - A chance to improve the U.S. healthcare system at a high-growth company! Our leading healthcare financial platform is scaling rapidly, helping millions of patients per year - Unless stated otherwise, most roles have flexibility to work from home or in the office, depending on what works best for you - For exempt employees: Unlimited PTO for vacation, sick and mental health days–we encourage everyone to take at least 20 days of vacation per year to ensure dedicated time to spend with loved ones, explore, rest and recharge - 16 weeks paid parental leave with health benefits for all parents, plus flexible re-entry schedules for returning to work - Diversity initiatives that encourage Cedarians to bring their whole selves to work, including three employee resource groups: be@cedar (for BIPOC-identifying Cedarians and their allies), Pridecones (for LGBTQIA+ Cedarians and their allies) and Cedar Women+ (for female-identifying Cedarians) - Competitive pay, equity (for qualifying roles), and health benefits, including fertility & adoption assistance, that start on the first of the month following your start date (or on your start date if your start date coincides with the first of the month) - Cedar matches 100% of your 401(k) contributions, up to 3% of your annual compensation - Access to hands-on mentorship, employee and management coaching, and a team discretionary budget for learning and development resources to help you grow both professionally and personally About us Cedar was co-founded by Florian Otto and Arel Lidow in 2016 after a negative medical billing experience inspired them to help improve our healthcare system. With a commitment to solving billing and patient experience issues, Cedar has become a leading healthcare technology company fueled by remarkable growth. "Over the past several years, we've raised more than $350 million in funding & have the active support of Thrive and Andreessen Horowitz (a16z). As of November 2024, Cedar is engaging with 26 million patients annually and is on target to process $3.5 billion in patient payments annually. Cedar partners with more than 55 leading healthcare providers and payers including Highmark Inc., Allegheny Health Network, Novant Health, Allina Health and Providence.

• Own the story behind the numbers – Draft and polish quarterly & year-end financial statements and MD&A that stand up to capital-markets scrutiny and tell each client’s growth narrative. • Run the engine of multi-entity groups – Build rock-solid consolidation and foreign-currency translation models that make complex structures look effortless. • Turn data into insight – Deliver sharp balance-sheet and P&L analyses, spotlighting trends and red-flag variances before anyone else sees them. • Keep leadership laser-focused – Produce monthly variance reports against forecasts and annual plans, translating the findings into clear, action-ready recommendations. • Shape the roadmap – Guide annual budgets and rolling forecasts, aligning stakeholders around targets that push the business—without breaking it. • Step in as the “extra brain” – Handle special-project bookkeeping or period-end close entries when clients need a fractional controller’s precision and speed. • Make audits painless – Design year-end audit plans, prep airtight support, and quarterback conversations with external auditors so CEOs and CFOs can sleep at night. • Master the technical hurdles – Tackle complex issues—acquisitions, stock-based comp, debt/equity splits, consolidations, translations—and package them into crystal-clear disclosures. • Guard continuous disclosure – Stay ahead of regulatory changes, draft timely filings, and ensure nothing slips through the cracks on SEDAR+ or EDGAR.

• Build, own, and continuously refine **cash flow, P&L, and budgeting models** to support forecasting, planning, and multi-scenario analysis. • Lead **budgeting and reforecasting processes**, incorporating actual performance, business drivers, and updated assumptions. • Own **monthly P&L performance tracking**, including detailed **variance analysis** versus budget and forecast. • Develop and maintain **short- and long-term cash flow forecasts**, identifying risks, constraints, and optimization opportunities. • Prepare and deliver **clear, actionable financial reporting** for leadership, translating data into insights and recommendations. • Support strategic and operational decision-making through **ad hoc financial analysis**, including sensitivity analysis and what-if modeling. • Partner cross-functionally to ensure financial models reflect real operational and commercial drivers.

• Build, own, and continuously refine **cash flow, P&L, and budgeting models** to support forecasting, planning, and multi-scenario analysis. • Lead **budgeting and reforecasting processes**, incorporating actual performance, business drivers, and updated assumptions. • Own **monthly P&L performance tracking**, including detailed **variance analysis** versus budget and forecast. • Develop and maintain **short- and long-term cash flow forecasts**, identifying risks, constraints, and optimization opportunities. • Prepare and deliver **clear, actionable financial reporting** for leadership, translating data into insights and recommendations. • Support strategic and operational decision-making through **ad hoc financial analysis**, including sensitivity analysis and what-if modeling. • Partner cross-functionally to ensure financial models reflect real operational and commercial drivers.