Requisition Number: 2350155 At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts on the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together. The Senior Investigator is responsible for identification, investigation and prevention of healthcare fraud, waste and abuse. The Senior Investigator will utilize claims data, applicable guidelines and other sources of information to identify aberrant billing practices and patterns. Responsible to conduct investigations which may include field work to perform interviews and obtain records and/or other relevant documentation. If you reside in the state of Ohio, you will have the flexibility to telecommute* as you take on some tough challenges. Schedule: Monday-Friday 8:00am - 4:30pm EST Primary Responsibilities: - Assess complaints of alleged misconduct received within the company - Investigate medium to highly complex cases of fraud, waste and abuse - Detect fraudulent activity by members, providers, employees and other parties against the company - Develop and deploy the most effective and efficient investigative strategy for each investigation - Maintain accurate, current and thorough case information in the Special Investigations Unit's (SIU's) case tracking system - Collect and secure documentation or evidence and prepare summaries of the findings - Participate in settlement negotiations and/or produce investigative materials in support of the latter - Communicate effectively, including written and verbal forms of communication - Develop goals and objectives, track progress and adapt to changing priorities - Collect, collate, analyze and interpret data relating to fraud, waste and abuse referrals - Ensure compliance of applicable federal/state regulations or contractual obligations - Report suspected fraud, waste and abuse to appropriate federal or state government regulators - Comply with goals, policies, procedures and strategic plans as delegated by SIU leadership - Collaborate with state/federal partners, at the discretion of SIU leadership, to include attendance at workgroups or regulatory meetings What are the reasons to consider working for UnitedHealth Group? Put it all together - competitive base pay, a full and comprehensive benefit program, performance rewards, and a management team who demonstrates their commitment to your success. Some of our offerings include: - Paid Time Off which you start to accrue with your first pay period plus 8 Paid Holidays - Medical Plan options along with participation in a Health Spending Account or a Health Saving account - Dental, Vision, Life& AD&D Insurance along with Short-term disability and Long-Term Disability coverage - 401(k) Savings Plan, Employee Stock Purchase Plan - Education Reimbursement - Employee Discounts - Employee Assistance Program - Employee Referral Bonus Program - Voluntary Benefits (pet insurance, legal insurance, LTC Insurance, etc.) You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear directions on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Bachelor's Degree or Associate's Degree with 2+ years of equivalent work experience and healthcare related employment - 2+ years of experience in health care fraud, waste and abuse (FWA) - 2+ years of experience in state or federal regulatory FWA requirements - 2+ years of experience in analyzing data to identify fraud, waste and abuse trends - Intermediate level of proficiency in Microsoft Excel and Word - Ability to travel locally (in-state) up to 25% of the time, as needed - Ability to participate in legal proceedings, arbitration and depositions at the direction of management - Access to reliable transportation & valid US driver's license Preferred Qualifications: - Specialized knowledge/training in healthcare FWA investigations - National Health Care Anti-Fraud Association (NHCAA) - Accredited Health Care Fraud Investigator (AHFI) - Certified Fraud Examiner (CFE) - Certified Professional Coder (CPC) - Demonstrated an intermediate level of knowledge in health care policies, procedures, and documentation standards or 2-5 years of experience - Demonstrated intermediate level of skills in developing investigative strategies or 2-5 years of experience *All Telecommuters will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will rangefrom $60,200 to $107,400 annually based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location, and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups, and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment. #RPO #GREEN

Role Description This is a hands-on Excel financial modeling role. Build models from scratch (LBO, credit, ABL, ABS, or risk). Not FP&A, reporting, dashboards, or BI tools. If you are not a strong Excel model builder, this will not be a fit. We are partnering with a U.S.-based technology company building advanced AI systems focused on financial modeling and decision-making. The goal is to train AI to think like real financial professionals — how models are built from scratch, how assumptions are structured, and how decisions are made using financial models. This is a hands-on modeling role. You will be expected to build detailed financial models in Excel and clearly explain your logic. This is not a strategy, reporting, or BI role. What This Role Is (and Is Not) This role IS: - Building financial models from a blank spreadsheet - Structuring assumptions and drivers - Linking full model logic (cash flow, debt, returns, scenarios) - Explaining why a model works, not just producing outputs This role is NOT: - Dashboards, reporting, or data visualization - Reviewing credit applications without modeling - High-level strategy without hands-on modeling - Using AI tools to generate models Areas We Are Hiring For You must have strong, hands-on modeling experience in at least one of the following areas: - Credit & Lending Models - Built 3-statement borrower models - Cash flow-based lending and debt sizing - Covenant modeling (DSCR, leverage, coverage ratios) - Loan structuring and scenario analysis - Private Equity (LBO Modeling) - Built full LBO models from scratch - Sources & uses, debt schedules, returns (IRR/MOIC) - Operating models with sensitivities and exit scenarios - Asset-Based Lending (ABL) - Built borrowing base models (AR, inventory) - Advance rates, eligibility, dilution - Collateral-driven lending structures - Structured Finance / Asset-Backed Securities (ABS) - Built cash flow waterfall models - Tranching, credit enhancement, loss assumptions - Prepayment/default scenario modeling - Risk & Portfolio Modeling - Built scenario and stress-testing models - Loss modeling (default, recovery, exposure) - Portfolio-level analysis driven by model outputs What You’ll Do - Build financial models from scratch in Excel across different use cases - Review and debug models built by others - Identify incorrect assumptions, broken logic, and risks - Analyze relationships across cash flow, debt, and returns - Clearly explain financial logic and decision-making - Translate real-world financial thinking into structured outputs What Makes a Strong Candidate - 2–10 years of experience in finance roles with heavy modeling exposure - Proven ability to build models from a blank spreadsheet (no templates) - Experience building decision-driving models (not just outputs or summaries) - Strong understanding of how models are used in real financial decisions - High attention to detail and model accuracy - Strong communication skills (English required) Not a Fit If - Your experience is primarily: - Investment banking pitch decks or valuation comps - FP&A reporting or budgeting only - Credit review without building models - Dashboards, BI tools, or analytics workflows - You have not built full financial models yourself - You rely on templates, tools, or AI to generate models - You are not comfortable explaining your work in detail Interview Process (Important) To ensure skills, all candidates will complete a ~3-hour take-home Excel modeling exercise. The exercise is designed to reflect real-world modeling work. It must be completed independently in Excel. Candidates who are hired will be paid for this exercise. Please only apply if you meet the criteria above.

Role Description Du bist ein Organisationstalent mit einem Blick für Zahlen und einer Leidenschaft für Beratung? In dieser Rolle analysierst du die finanzielle Situation von Privat- und Geschäftskunden, entwickelst maßgeschneiderte Lösungen und baust langfristige Kundenbeziehungen auf. Übernimm Verantwortung, arbeite strukturiert und werde Teil eines starken Teams, das auf Verlässlichkeit, klare Strukturen und nachhaltige Lösungen setzt. - Analyse und Beratung: Du analysierst die finanzielle Situation von Privat- und Geschäftskunden und entwickelst individuelle Finanz- und Vorsorgekonzepte, die perfekt auf ihre Bedürfnisse abgestimmt sind. - Langfristige Kundenbeziehungen: Du baust vertrauensvolle und langfristige Beziehungen zu deinen Kunden auf und bist ihr verlässlicher Ansprechpartner in allen finanziellen Fragen. - Regelmäßige Optimierung: Du überprüfst bestehende Finanzlösungen regelmäßig und passt sie an veränderte Lebenssituationen oder Marktbedingungen an. - Effiziente Dokumentation: Du dokumentierst alle Beratungsgespräche und Ergebnisse strukturiert und sorgst für eine lückenlose Nachverfolgung. - Teamarbeit: Du arbeitest eng mit deinem Team zusammen, um die besten Lösungen für deine Kunden zu finden und gemeinsam Erfolge zu feiern. Benefits - Umfassende Einarbeitung inkl. IHK-Abschlüsse im Bereich Finanzberatung & Versicherung - Regelmäßige Weiterbildungen und echte Karriereperspektiven - Flexible Arbeitszeiten und die Möglichkeit, ortsunabhängig zu arbeiten - Attraktives, leistungsorientiertes Vergütungsmodell ohne Einkommensdeckelung - Überdurchschnittliche Verdienstmöglichkeiten mit starkem Wachstumspotenzial – dein Einsatz bestimmt dein Einkommen (deutlich steigendes Einkommen in den ersten Jahren) - Ein starkes Team mit flachen Hierarchien und klaren Strukturen Qualifications - Abitur, abgeschlossene kaufmännische Ausbildung oder ein vergleichbarer/höherwertiger Abschluss - Sehr gute Deutschkenntnisse (mind. C1-Niveau oder Muttersprache) - Wohnsitz in Deutschland - Kommunikationsstärke und Freude am Umgang mit Menschen - Zuverlässigkeit, Eigeninitiative und eine strukturierte Arbeitsweise

Role Description Du bist ein Organisationstalent mit einem Blick für Zahlen und einer Leidenschaft für Beratung? In dieser Rolle analysierst du die finanzielle Situation von Privat- und Geschäftskunden, entwickelst maßgeschneiderte Lösungen und baust langfristige Kundenbeziehungen auf. Übernimm Verantwortung, arbeite strukturiert und werde Teil eines starken Teams, das auf Verlässlichkeit, klare Strukturen und nachhaltige Lösungen setzt. - Analyse und Beratung: Du analysierst die finanzielle Situation von Privat- und Geschäftskunden und entwickelst individuelle Finanz- und Vorsorgekonzepte, die perfekt auf ihre Bedürfnisse abgestimmt sind. - Langfristige Kundenbeziehungen: Du baust vertrauensvolle und langfristige Beziehungen zu deinen Kunden auf und bist ihr verlässlicher Ansprechpartner in allen finanziellen Fragen. - Regelmäßige Optimierung: Du überprüfst bestehende Finanzlösungen regelmäßig und passt sie an veränderte Lebenssituationen oder Marktbedingungen an. - Effiziente Dokumentation: Du dokumentierst alle Beratungsgespräche und Ergebnisse strukturiert und sorgst für eine lückenlose Nachverfolgung. - Teamarbeit: Du arbeitest eng mit deinem Team zusammen, um die besten Lösungen für deine Kunden zu finden und gemeinsam Erfolge zu feiern. Benefits - Umfassende Einarbeitung und regelmäßige Weiterbildungen - Flexible Arbeitszeiten und die Möglichkeit, ortsunabhängig zu arbeiten - Attraktive, leistungsorientierte Vergütung (ab 2.400 € – 3.400 € pro Monat, nach oben offen) - Keine Deckelung des Einkommens – dein Erfolg bestimmt dein Gehalt - Ein starkes Team mit flachen Hierarchien und klaren Strukturen Qualifications - Abitur oder eine abgeschlossene kaufmännische Ausbildung - Kommunikationsstärke und Freude am Umgang mit Menschen - Zuverlässigkeit, Eigeninitiative und eine strukturierte Arbeitsweise Requirements - Wunsch und/oder abgeschlossenes Studium