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Treasury Manager
Location
United States
Posted
30 days ago
Salary
$162.7K - $195.2K / year
Seniority
Lead
Job Description
Treasury Manager
Coastal
• Own the daily cash position, intraday liquidity monitoring, and short‑term funding execution (e.g., FHLB advances, brokered deposits, fed funds/lines) within established limits and policies. • Forecast cash position to anticipate cash shortfalls/excesses to provide management with early warning indicators and appropriately source additional funding to mitigate shortfalls and invest excesses. • Coordinate settlement activities and reconcile cash movements across Treasury, Finance, and Operations. • Produce liquidity coverage/availability analyses, HQLA tracking, early‑warning indicators, and contingency funding plan playbooks; maintain dashboards and trend analyses, paying particular attention to liquidity ratios. • Run periodic liquidity stress scenarios, assumptions refreshes, and back‑testing; document results and remediation actions. • Operate ALM tools (e.g., Jack Henry ProfitStars or equivalent): data extracts, Extract, Transform, Load (ETL) checks, assumption updates (betas, decay, prepayments), Earnings at Risk (EaR)/ Economic Value of Equity (EVE) reporting, and model validations. • Prepare IRR packages and sensitivity/scenario analyses for review by the Corporate Treasurer and ALCO. • Maintain FTP curves/charges and product spreads; partner with Finance and Product to assess business line profitability and balance sheet optimization opportunities. • Assist with trade execution logistics, settlement, and compliance for AFS/HTM securities; perform yield, duration, and liquidity fit analyses; update portfolio metrics and limits tracking. • Assist accounting in the classification of investments. • Coordinate inputs for capital adequacy assessments and multi‑year capital plans; compile Risk Weighted Assets (RWA) and ratio projections under baseline and stressed scenarios. • Build recurring ALCO packs (KPIs, liquidity coverage, IRR results, funding costs, policy limit usage); draft minutes and action logs; track remediation to closure. • Enhance data pipelines, controls, and automated dashboards for liquidity, funding, IRR, and profitability metrics; improve close/forecast cycles and reduce manual work. • Maintain Treasury, Liquidity, IRR policies, procedures, and control inventories; support audits/exams; ensure segregation of duties, reconciliations, and documentation quality. • Collaborate with Finance, Risk, Accounting, Operations, IT, and BaaS stakeholders to align assumptions, data integrity, and execution timelines. Support strategic initiatives led by the Corporate Treasurer and CFO.
Job Requirements
- Bachelor’s degree in Finance, Accounting, Economics, or related field; CTP preferred. CFA/CPA a plus.
- 7+ years of progressive treasury/ALM experience in a regulated financial institution; prior exposure to liquidity risk, funding execution, and interest rate risk analyses.
- Proficiency with ALM software (e.g., Jack Henry ProfitStars or similar) and advanced Excel/financial systems; strong data extraction/merging and complex analysis skills.
- Working knowledge of regulatory capital, risk‑weighted assets, liquidity ratios/limits, and policy frameworks.
- Exceptional communication skills with the ability to translate technical results into clear business insights for ALCO and executive stakeholders.
Benefits
- Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
- Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
- Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
- Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
- Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
- Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
- Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
- 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
- Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
- Holidays: Enjoy 11 paid holidays throughout the year.
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